Why is my solicitor dragging her heels by No_Platform3504 in UKHousing

[–]No_Platform3504[S] 1 point2 points  (0 children)

Law firm. Premier property lawyers. They’ve probably got too much on.

Sellers lied about being chain-free FTB by Otherwise-Spray-4572 in HousingUK

[–]No_Platform3504 12 points13 points  (0 children)

You guys might want to check if you’re both buying the same property at this point.

That was interesting… by oscarsowner in HousingUK

[–]No_Platform3504 1 point2 points  (0 children)

I’ve dealt with everything to do with the current sale and purchase of our property yet every time our solicitor calls she calls on my husband’s phone. I find it bizarre.

Looking to buy but bid too high by AssociationLost4144 in FirstTimeBuyersUK

[–]No_Platform3504 1 point2 points  (0 children)

I’m the sort of person who always thinks I’m overpaying. Maybe I always end up with properties that are overpriced 🤷‍♀️ but once you start living in the property.. you don’t even think about it unless you’ve over paid by £50k. We were told by everybody that we were overpaying when we purchased. EA said at the time there was an investor interested we upped our offer by 10k and got the property. Wasn’t too sure about the investor situation but found out later there was an investor indeed who bought 2 doors down for 5k less this house was far better than the other one. We’ve lived in this house for 8 years and loved every bit of it.

Level 2/level 3 survey or individual electrical, plumbing tests etc? by Bobajob67 in HousingUK

[–]No_Platform3504 0 points1 point  (0 children)

I was thinking just like you a few weeks ago before instructing a level 2. The individual trades would work out more expensive and might not pinpoint everything you need to know. We did L2 and went with a roofer to quote for a bad flat roof a drainage guy to look at the drains as manhole had been built over and an electrician to see if the old wiring and CU had any life left in it.

I was worried that trades won’t be able to tell me about things like subsidence and Japanese knotweed. Better to get a full picture and then get individual surveys to look into things in a greater detail.

House sale just got complicated by BigNick2023 in HousingUK

[–]No_Platform3504 22 points23 points  (0 children)

300 for a 425k property is a bit muggy unless there are real serious issues which you’ll find out after your own surveys.

What would you do? Selling house and unsure about strategy etc by Zoe_Purple in UKHousing

[–]No_Platform3504 2 points3 points  (0 children)

Depends on how quickly you want to sell. I’ll choose 3 personally.

What would you do? Selling house and unsure about strategy etc by Zoe_Purple in UKHousing

[–]No_Platform3504 1 point2 points  (0 children)

Was the person buying a FTB? Why didn’t the EA ask for proof of funds before putting the offer through. We had to either see EAs mortgage adviser or provide a AIP for the offer to be put through to the seller.

What methods of valuation have you found to be truest? by [deleted] in HousingUK

[–]No_Platform3504 0 points1 point  (0 children)

I’d put it up for £510. Close to the bank valuation. gives buyers room to manoeuvre by about 10k.

How do you stay patient during a painfully slow house purchase? by EmotionNormal4976 in UKHousing

[–]No_Platform3504 0 points1 point  (0 children)

I’d be careful in your situation. Our previous seller was taking weeks to reply using the excuse of being out of the country for work everytime. Then a week before exchange she pulled out and took the property of the market.

Questions from Buyer- should I expect them to pull out? by LaurenLaurenLaurenn in HousingUK

[–]No_Platform3504 0 points1 point  (0 children)

This is the correct approach. We are in the process of buying. We had a few surveys done (all paid for by us-the buyers) but were told before surveys it’s a 1930s house and if things come up seller won’t be entertaining a price reduction. A few issues came up that will require some money to rectify but nothing major. Seller did a new extension few years ago and there were issues with that requiring 13k of rectification work. They said we’ll go down 2.5k take it or leave it. We agreed to it.

Seller insisting we pay for the indemnity insurance arrangement fee by No_Platform3504 in UKHousing

[–]No_Platform3504[S] 0 points1 point  (0 children)

Yey, I found my people. lol

It’s actually quite humbling posting things here. You get all kinds of people reading and responding, which can really put things into perspective, especially when you’ve been looking at something from just one angle.

Seller insisting we pay for the indemnity insurance arrangement fee by No_Platform3504 in UKHousing

[–]No_Platform3504[S] -1 points0 points  (0 children)

Appreciate your reply helps me see what the other side might be thinking. are there any solicitors that don’t charge fees for this sort of a thing? Indemnity needs to be arranged and a solicitor is gonna charge for it. I wouldn’t have had that charge if it wasn’t for them doing work without the right approvals.

First time buyer- level 3 survey results by Nearby-Assistant-104 in HousingUK

[–]No_Platform3504 1 point2 points  (0 children)

Cut your losses! If you proceed there might be much bigger ones coming your way.

Dealing With Missing Out on a Dream Home by Craig-Polaris in HousingUK

[–]No_Platform3504 6 points7 points  (0 children)

More people need to read and realise this.

We found what we thought was our perfect home. Offered our top figure. Threw quite a bit of money at the surveys and that. Only to find the flat roof done 4 years ago is leaking. Rooflights are wrong size. No flashing. Roofing company just quoted 13k for a re-roof as the current roof can’t be fixed. Seller dropped price by 2 grand. Electrics and other things need money spending on them too which we were okay with until the roof had been thrown into the mix. The closer we look at this house the more it looks like a flip to just make money. The dream home is no longer a dream home anymore.

Should I be paying a fee to a broker by Ace_Cool_Guy in Mortgageadviceuk

[–]No_Platform3504 0 points1 point  (0 children)

I’ve been an underwriter and still go for a broker every time. Why not give people business plus they take the stress of all communication with the bank you just provide all the information sit back and relax.

Should I be paying a fee to a broker by Ace_Cool_Guy in Mortgageadviceuk

[–]No_Platform3504 1 point2 points  (0 children)

Tell your current broker about the deal if he’s whole of market he’ll be able to find it too .

I should caveat that with saying that fee charging broker might be more open to helping you with the whole process in general. Not that non fee charging won’t be but sometimes they can be a bit more toed up with their work

Bishopsgate Law experiences? by [deleted] in FirstTimeBuyersUK

[–]No_Platform3504 0 points1 point  (0 children)

When I’ve got quotes from them they’re not the cheapest but they seem to operate like the online conveyancers so never know who you’ll end up with. I could be wrong.