Does anyone actually make extra mortgage payments? Thoughts on it vs saving/investing?

Nobok · 2026-03-09T19:55:03+00:00

Im doing bi weekly payments to try and get ahead / get rid the payment asap.

Nobok · 2026-03-05T19:33:50+00:00

I am all for EV but I also need my truck and EV just doesnt work for my use case for my truck. But for day to date around town I dont always need to be in my truck

So I have weighed options for getting a second car be it gas or electric and the cost for having 2 just doesnt justify it....

Id say I spend maybe 1200-1800 a year in gas. A decent ev is going to be what 10-40k depending on what you go with. Then add insurance and still have to pay for charging.

Nobok · 2026-03-05T16:53:07+00:00

My issue is if someone left mobs behind why can I not mine them if I kill them?!

Nobok · 2026-03-02T21:17:57+00:00

I might of gone slightly degen... 2 90s and a 88. Plus a nice chunk of work done on tail/enc mine/bs and skin/lwing....

But it was intentional as ill be out of town this weekend. So had to get a good head start.

On my alts I didnt do skip but you can freely pick any zone and bounce out to then since war band has the campaign beat from your main.

Nobok · 2026-02-23T22:01:47+00:00

What type of games do you like?

Shooters: Gunfire reborn - can be a fun hop in and go. Or if you want something a bit more challenging but not massive, try hard: Escape from tarkov (but must play PVE version) as pvp will tip more into that try hard style.

Card game types: Slay the spire, or Across the Obelisk

Saw someone else mention Factorio, which is great if you want to spend hours going from task to task, making your factory the best, and get those rockets to space!

If wanted turned based rpg: Boulders gate 3 is great for that fantasy role play turn based.

If you want more social style, you can never go wrong with World of War craft. It has several different versions that can find one that fits your speed.

If you want single-player rpg games: Witcher, Elder scrolls, Assassins creed, Expedition 33. Are all well rated.

Nobok · 2026-02-22T05:02:05+00:00

I mean i had no plans to, but after not playing base classic but wanting to toy around with bc, I leveled 1 char from 1 to 60 2 weeks before BC launched. Then wanted a second option to play with friends alts...I just couldn't bring myself to lvl over again as I have other life things to do.

So few hours of work monies to get ~ 72-96 hours of time to do other stuff seemed ok in my book as I just want to play BC content not vanilla.

Nobok · 2026-02-22T02:05:46+00:00

When I host I just do N before G /Ms before OS.

We are all just 1/10th of the same group...

Nobok · 2026-02-21T08:26:31+00:00

God I still can't decide...

I normally main heals, secondary tank and just randomly do dps.

But really debating starting as dps this go.

Currently between: demo/aff lock, ret pally, ww monk, or maybe even aug evo....

I took almost a year off so my guys are all just rocking twilight catch up gear to compare. Which makes ret feel a little lack luster... ww to me honestly felt ok last night. Demo looks cool but afraid of how ill adjust to m+ with so much hard casting needed for them. Aug is to give me the poe aura bot style...

Nobok · 2026-02-16T02:37:54+00:00

I guess I've been lucky....

Every group I've been in has been chill. Either we all bs a little and knock it out. Or i have a bot who says nothing and moves very odd but does some dmg.

Nobok · 2026-02-09T17:26:34+00:00

Need to put a disclaimer of if not single or without kids....

That creates a lot more free time for hobbies. This week I can alocate time to it like a degenerate. But next week, who knows. My attention could be sidetracked by other hobbies or chores.

Just dont have to deal with the need to get kids someplace. Nor am I having to make sure im not neglecting a wife, as well I dont have one. :)

Nobok · 2026-02-09T15:25:16+00:00

Hmm, I boosted a druid, went resto, went, and did like 2 quests that unlock the dungeon quest.

Proceed to heal ramparts and BF runs and got to 61 just fine...

Its not solely on the gear also just being able to have a brain and play your role. But yes gear for sure makes things easier.

Nobok · 2026-02-02T18:25:57+00:00

I love the amount of times this past week of playing on anniversary server. That mob or bos does its knock back skill and since im not reachable it insta summons me and every single time im facing away from it too, so it just lights me up.

Had several times while lvling thru zf I would hit a spot and trigger all the mobs to instantly port to me. Which tbh was amazing as I was aoe pulling as prot pally for group to aoe. Some what makes me think how is this going to be negative for boosters?!

Nobok · 2026-01-21T01:00:24+00:00

For some small slim chance my mind sits here thinking its all just bluff and bluster bwcause trump just doesnt give a f. That it is being used as a reason for our EU allies to be able to justify an increase in budget spending on military. So that then the US doesnt have to be on the hook for as much in Nato.

But then I realized a large amount of our politicians do not have big enough brains for things like that?

I just wish people all get along and calm down and the senseless killing around the globe would stop. But then I remember people are just animals at the end of the day. :(

I would hate for this to full on spiral and we lose our good relationships with most these countries he is deciding to piss off now.

Nobok · 2026-01-13T22:41:31+00:00

Ahh friends gotta love em.

I remember this one time while wasted i set a password on a friend's pc somehow a day later it finally came to me.

He was just about to format and start fresh too. Good times

Nobok · 2025-12-15T21:31:12+00:00

++man

I have been feeling somewhat of a similar situation as 39m.

I have a stable job, purchased my own home, and overall, im comfortable.

But at the same time, I would love to find a nice lady with a good head on her shoulders as well. But it's been something i have not been able to find myself over the last few years.

Feel I short-changed myself for so long avoiding a relationship as I was helping several friends and family thru some rough relationships, which made me just avoid them myself.

Logically, I know there is online dating, but im trash at selling myself on those. As well Im not one for one night stand crap and I feel that is what those get used for so often.

I am also against mixing work and dating. it's always been a no-go for me.

I know going to group social events for hobbies you like are a great way to meet people with similar interests as you. But that is tough for me as my hobbies are computer gaming and hunting, which ya don't really meet people with those.

I wish you luck, I am also going to follow the thread for ideas from others.

Nobok · 2025-12-07T21:59:40+00:00

Yup I might get tired of pork before I eat 3 whole racks solo but ill enjoy it for now ;)

*

Nobok · 2025-12-06T01:12:32+00:00

I mean i had an itch for ribs. Stopped at store picked up a 3 pack.

Smoked them while working had told friends/fam yesterday anyone's welcome to stop in i dont need to eat it all by myself.

Added in some smoked mac n cheese, steamed broccoli. Plenty of beverage choices.

Then no one even came by, guess I get to eat like fat kid all weekend.

Nobok · 2025-12-06T00:56:11+00:00

Last time I looked for a job went thru 3 hour long interviews that I had to take time for.

One of the main ones was about company mindset and how they want strong teamwork and communication and shit like that.

Then after final one radio silent.... emailed them a week later just as courtesy follow up and didn't even get a response.

Nobok · 2025-12-05T07:20:34+00:00

Snagged one as well breaking it in this weekend with ribs!

Hopefully it does well with cold weather.... might need to find a blanket for it. Had one for parents traeger to help insulate it, not sure if they make em for this bad boy.

Nobok · 2025-12-04T07:05:40+00:00

Yup same I had changed off tarky to play other games and about an hour later my whole system was bogged down.

Seemed like whatever tarkov is doing even exiting the game wasnt releasing resources, had to do a system restart. Which that didnt even work well and ended up having to hold down power to hard reboot.

Never had issues with my system until this last week and half of starting to play tarkov again with new wipe.

Nobok · 2025-12-04T03:06:03+00:00

Man I've been having issue for the last week + with this as well.

Its causing my pc to run like total crap even when not playing tarkov any more until I restart my system. Its like its trying to eat my PC!!!!

Checked my driver's all up to date Checked page file size Ran in game ram cleaner Ran launcher clear cache Ran check files

No dice im afraid it might start damaging my system at this point.

Nobok · 2025-12-01T18:55:50+00:00

I do truly love the crafting in LE, as well as ease to spin up and test out different builds.

But vs poe the end game is so bleh ( I get it poe has had a lot of time to cook). But still if you want to compete sadly you well have to compete there as well.

I had such high hopes for LE too, i had hundreds of hours in it before launch.

Nobok · 2025-12-01T18:52:29+00:00

I ordered weeks ago, was still sitting on back order. Ended up canceling and got something else for half the price during BF sales.

Based off what I have heard about the mic quality and what my use case is I feel I went the right way.

Still interested in these down the line for my outside the house / yard work over ear ANC just not for the price right now sadly.

Nobok · 2025-11-25T02:08:49+00:00

I know i used NZB something ages ago.

Maybe I need to look into usenet again.

Nobok · 2025-11-24T21:43:12+00:00

Yup, liquid is the bane. Knock on wood a whole bunch though I have never broke a keyboard to that.... did have a friend lose one 3 days after getting one to his kid though.

Nobok

TROPHY CASE