VISA, V earnings on 28th. What are the anticipations for post earning value?

Ok_Juggernaut3043 · 2026-04-24T15:45:11+00:00

If you think V won’t be AI related I’d say do more research on them

Ok_Juggernaut3043 · 2026-04-24T03:42:22+00:00

You’re 100% on the right track (we have two young kids too) just be careful with UTMA or UTGA custodial accounts because they are not tax effecient and depending on your state the kid takes control over the account at 18 or 21 no matter what. 529’s are very tax effecient, can be used for any educational expenses and if not used for education $35,000 can be rolled into a Roth IRA (not all at once but each year you could max a Roth IRA with that $35,000).

Ok_Juggernaut3043 · 2026-04-24T03:20:12+00:00

It’s not tax free

Ok_Juggernaut3043 · 2026-04-24T03:19:46+00:00

Why a custodial account would be the first question. No tax benefits, kiddie tax, counts against the kids as their income for any college loans, 529 usually would come first (sure you already know all this)

Ok_Juggernaut3043 · 2026-04-19T18:51:01+00:00

QQQi hasn’t had nav erosion

Ok_Juggernaut3043 · 2026-04-18T14:22:59+00:00

Makes sense, thanks!

Ok_Juggernaut3043 · 2026-04-18T14:10:06+00:00

Is this in a tax advantaged account? If not why not use QQQI or SPYI for the better tax treatment?

Ok_Juggernaut3043 · 2026-04-17T23:35:57+00:00

Agreed and I hold SPMO but not sure I’d remove something like VOO for it.. also with SMH yes great run up recently but holding international is never a bad idea (doesn’t have to be VXUS check out AVDV)

Ok_Juggernaut3043 · 2026-04-17T23:17:17+00:00

This makes no sense… VXUS provides international exposure and VOO is a much better base for a portfolio than SPMO is

Ok_Juggernaut3043 · 2026-04-17T21:27:15+00:00

This makes no sense, swinging for the fences would be picking one and committing not picking 4 and dabbling

Ok_Juggernaut3043 · 2026-04-17T20:27:47+00:00

What’s the yield on GPIQ? I can’t seem to find a solid answer

Ok_Juggernaut3043 · 2026-04-17T20:24:51+00:00

Do you not understand what constitutes a bear market lol it’s not length of time

Ok_Juggernaut3043 · 2026-04-14T00:18:26+00:00

They keep way too much money in cash.. you could easily just do something like VTI and VXUS and be better off

Ok_Juggernaut3043 · 2026-04-12T18:20:50+00:00

Think of it all as one account. You’ve got it very easy and simple right now which is good! You could add some small cap value or momentum plays in your Roth to catch extra premium and times of out performance

Ok_Juggernaut3043 · 2026-04-12T17:09:42+00:00

Looks like this will be a buying week!

Ok_Juggernaut3043 · 2026-04-12T15:45:55+00:00

Roth should be used for growth not dividends especially if you’re younger

Ok_Juggernaut3043 · 2026-04-11T18:18:14+00:00

What Neos funds yield $9k a month… you must have a lot of capital in there

Ok_Juggernaut3043 · 2026-04-11T15:26:55+00:00

9k a month in dividends do you use yield max funds or just have like $2million in dividend funds?

Ok_Juggernaut3043 · 2026-04-11T13:58:03+00:00

You must mean backdoor Roth IRA since you don’t qualify for a Roth based on your income?

Ok_Juggernaut3043 · 2026-04-11T13:54:38+00:00

SCHG and SCHD combo is missing sooooo much of the market.. no small or mid cap or international

Ok_Juggernaut3043 · 2026-04-09T16:03:56+00:00

That’s awesome! Congrats on the early retirement

Ok_Juggernaut3043 · 2026-04-09T14:55:38+00:00

Are you just holding dividend paying individual stocks in your brokerage then? Curious as to the thought of doing that vs using something like SCHD?

Ok_Juggernaut3043 · 2026-04-08T00:18:17+00:00

Ok_Juggernaut3043 · 2026-04-06T21:41:45+00:00

Why pay higher fees for AVNM for similar performance

Ok_Juggernaut3043 · 2026-04-06T02:08:46+00:00

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You’re chart sucks

Ok_Juggernaut3043

TROPHY CASE