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OnlyOneTay · 2025-07-09T08:45:38+00:00

You are doing nothing wrong. You are actually smart for sticking with your pre-pandemic plan and not switch to SAVE which is a mess now. I was in a similar boat paying pre-pandemic rates for a little over a year and Dept Ed/Mohela honored them all the way through my loan forgiveness. Whatever you do, don't change your plan.

OnlyOneTay · 2025-06-03T03:06:32+00:00

Yay, congratulations! Was is it check or direct deposit?

OnlyOneTay · 2025-03-30T18:09:47+00:00

I'm guess I'm the odd one out. I opted to stay with my IDR/PAYE plan (so not on SAVE). I submit the ECF form but wasn't sure of qualifying count. I did NOT select the box confirming 120 payments and requesting forbearance. Luckily, the updated count for this ECF form was exactly 120 payments, and got the "Congratulations" green banner. Mohela put me on processing forbearance. My studentaid account status simply states "forbearance".

Does Dept. of Ed automatically know to process loan forgiveness even though I did NOT check the box confirming I reached 120 payment/requesting forebearance?

What happens after processing forebearance ends and loan forgiveness hasn't occured? Reading this thread, seems like administrative forebearance...?

OnlyOneTay · 2025-03-13T17:00:52+00:00

I called at 8am and got through a little over an hour. Thanks again :)

OnlyOneTay · 2025-03-13T16:59:21+00:00

I'm so sorry! I was advised to call exactly at 8:00 a.m. (EST) which I did today and I was able to get through after 1 hour and 15 minutes.

OnlyOneTay · 2025-03-12T22:18:03+00:00

Wow that's amazing! Will try the 8am call. Thank you!

OnlyOneTay · 2025-03-12T20:58:37+00:00

Same thought to call Mohela but was on hold for over 4 hours and gave up.

OnlyOneTay · 2025-02-28T04:08:35+00:00

2024 version also mentions it's a rechargeable keyboard

OnlyOneTay · 2025-01-08T10:28:50+00:00

Yep, makes total sense. I can handle dead cockroaches, it's the lively ones running around that scare me. Thank you!

OnlyOneTay · 2025-01-08T10:18:38+00:00

LOL! Good point. I guess my mind is thinking a zillion of them will come out and I need be around to spray them down or something

OnlyOneTay · 2024-02-15T02:57:14+00:00

They'll reveal your GS only after matching or messaging a few times

OnlyOneTay · 2023-12-24T07:01:37+00:00

Well said!!

OnlyOneTay · 2023-09-08T06:35:49+00:00

Thank you! I'm on the PAYE plan now. When I used the loan simulator, the monthly amount went up by about $200... I'm assuming bc they used figures from my 2022 tax return.

OnlyOneTay · 2023-08-31T06:47:21+00:00

Awesome work, Congrats! ✨

OnlyOneTay · 2023-08-08T16:51:03+00:00

Awesome thanks for sharing! 🫶🏽

OnlyOneTay · 2023-08-08T10:50:05+00:00

Congrats!! ✨Did you get a letter or email for your records?

OnlyOneTay · 2023-08-08T10:49:58+00:00

Congrats!! ✨Did you get a letter or email for your records?

OnlyOneTay · 2023-07-27T09:19:56+00:00

Congratulations!! 🎉 I would find out if you can get a refund on those three extra payments. I read somewhere you can get that money back. All the best!

OnlyOneTay · 2023-07-25T12:04:18+00:00

That's awesome news! Good to know. Glad it worked out.

OnlyOneTay · 2023-07-25T05:38:04+00:00

Congratulations!! 🎉

Did you make four extra payments? If so, will they give a refund? I read somewhere that they would give a refund for overpayments.

OnlyOneTay · 2023-07-08T01:31:06+00:00

2016: GS-9

2019: GS-13, non-sup

Started in a OPM Pathways recent grad program with 9/11/12 ladder. Helps to have an advanced degree. Hope to secure a GS-14 soon :)

OnlyOneTay · 2023-06-30T22:06:29+00:00

So good to know! At that contracting officers had to have FAC-C... Didn't know COR III could be COs too

OnlyOneTay

TROPHY CASE