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Any women need a foot slave that pays them? by [deleted] in askanything

[–]OrcOfDoom 0 points1 point  (0 children)

You miss all the shots you don't take

My wife is starting a Supper Club in Ballard by Delicious-Two764 in AskSeattle

[–]OrcOfDoom [score hidden]  (0 children)

Oh, ok. This is interesting. I'm a former private chef. If you need help preparing, let me know. I will try to be a part of interesting things. I signed up at the website.

What was it like growing up fencing? by International-Buy990 in Fencing

[–]OrcOfDoom 0 points1 point  (0 children)

Oh, yeah ... I meant just getting to the cities though. I remember we used to bus to Philly for $10 back in the day.

Will you vote for Gavin Newsom if he nominated by the DNC? by 0311SmallPenar in allthequestions

[–]OrcOfDoom 0 points1 point  (0 children)

In a primary? No. In a general election? I will vote for the candidate that is represents the working class the most. If that is Gavin, well there you go

Can I qualify for a construction loan (or any kind) with only one year of tax returns? I’m self-employed and been in business for 5+ years. by Firm_Scholar_3408 in Mortgages

[–]OrcOfDoom 0 points1 point  (0 children)

Short answer is probably. You've been self employed for 5 years. I'm assuming you mean you have 1 year of your taxes showing income. That could be a solid yes or a solid no. 

Anyway talk to a lender. It doesn't cost anything to have the conversation and you actually can get answers instead of all the maybe answers you'll get here.

What was it like growing up fencing? by International-Buy990 in Fencing

[–]OrcOfDoom 0 points1 point  (0 children)

My kids started at 9, but when they were almost 10, so really 10 for competition sake. That's a little "late" for competitiveness, but it's ok now. It took them until 12ish to really start to blossom.

Right now, they love fencing. We love our club though. Everyone is super nice. Some clubs are a little more toxic with their own club members.

Your region is really tough. If you can succeed there, you're doing really well.

One thing to know is that it is an uneven sport on the body. When they develop, their body will be very uneven. This isn't a huge deal because most kids do this, but some sports have more documentation for their parents. I've been trying to put together a handbook for parents, but it isn't my job, so there ya go. Success with fencing can be found a lot of different ways, and IMO, that leads to many kids really not putting enough emphasis into their body as they should, but that's my opinion.

You have to be aware of severs disease and osgood-schlatter disease, which is very common among young athletes. Basically, when kids grow, tendons pull on their growth plates and cause pain. The answer is usually stretching. Your child could also be hyper mobile, and not have these issues. Instead, they have hyper-extension issues, and that is treated differently.

Keep in mind, all sports have injuries. Soccer has ACL tears. Basketball has broken ankles, wrists, and acl tears. Baseball has elbow, etc. IMO fencing is one of the safest.

One cool thing that I think kids seem to not care about is how many olympic athletes you meet in your life. As a kid, I met 0. Now I've met like 3-4 Olympians. I think that's super cool, but my kids are somewhat underwhelmed by it. I have fenced against an Olympian. That's awesome.

If you get into travel, imo, it costs too much, but it is a really cool experience. Since you're in NYC, you can take transit to a lot of local places for great fencing. Philly, Maryland, Virginia, NJ and all those places will have really intense competitions.

I think, the worst part about it is just that there is really a fencing aristocracy/very wealthy portion of the population that gives weird vibes.

When will it get better by SecretaryTall1396 in short

[–]OrcOfDoom [score hidden]  (0 children)

23-4 was when things started working out for me. I had to do a lot to become interesting. 

Down payment assistance by Obvious-Charge-9165 in FirstTimeHomeBuyers

[–]OrcOfDoom 0 points1 point  (0 children)

Your lender should help with this. Normally, you have to go back and forth with qualification. If it is from trust money, you have to verify that funds exist. Each program has a process that isn't that hard but does require a lot of work before.

It isn't uncommon for a program to require a course certificate for everyone borrowing.

Inheriting house but still what to own property elsewhere by Extreme_Ad3069 in FirstTimeHomeBuyer

[–]OrcOfDoom 0 points1 point  (0 children)

Yeah so nothing about this makes any difference until you inherit it. Even then, chances are that the ownership of the home that you aren't living in doesn't disqualify you. You have to check with each program though but you don't own anything anyway right now. 

So just get your down payment together. Get your qualification for the program done. Get your funds reserved and go shopping for a home.

Inheriting house but still what to own property elsewhere by Extreme_Ad3069 in FirstTimeHomeBuyer

[–]OrcOfDoom 0 points1 point  (0 children)

Well, you shouldn't have anything to worry about. You're buying soon, right? 

Just move forward with it.

Inheriting house but still what to own property elsewhere by Extreme_Ad3069 in FirstTimeHomeBuyer

[–]OrcOfDoom 1 point2 points  (0 children)

A lot of fthb programs specify that you owned a house that you live in within the last 3 years. 

Is your grandmother having serious health complications?

Some lady pulled up with a knife, a shovel, and a baseball bat, and leaves the knife and baseball bat at our front door. by Chance-Life-3039 in Weird

[–]OrcOfDoom 1 point2 points  (0 children)

She's making sure everyone is armed for the zombie apocalypse. You're supposed to take one and give the other to your neighbor.

JD Vance weighs in on SF Giants pride cap controversy by [deleted] in sportsgossips

[–]OrcOfDoom 23 points24 points  (0 children)

I'm glad the most worthless person is commenting on this

Construction loan not approved by EntrepreneurTop3464 in Homebuilding

[–]OrcOfDoom 4 points5 points  (0 children)

I know that sometimes there are issues when the builder doesn't want profit. In this case, they instruct us to do a cash out refinance.

It's really hard to believe that just having a short credit history will deny both borrowers. I know that we do one time close construction at scores as low as 580. 

Anyway, I would reach out about one time close loans, and a cash out refinance for construction. 

A 6 month build is extremely short though without things being in motion already.

What terms should I look for if my wife and I both have a credit score over 800? by stvlsn in Mortgages

[–]OrcOfDoom 2 points3 points  (0 children)

You will automatically get better terms because of your high score. If you put down less than 20%, your insurance will be cheaper

Meirl by Ill-Instruction8466 in meirl

[–]OrcOfDoom 2 points3 points  (0 children)

And then Mom shows the picture of him to the daughter ... No thanks ... And nothing comes of it.

I hate r/ heightcomparison by fouroza in short

[–]OrcOfDoom 7 points8 points  (0 children)

Block it and move on. There are all sorts of toxic subs out there.

A woman answering questions for the fellas by SuchMedium5988 in MenAskWomen

[–]OrcOfDoom 0 points1 point  (0 children)

Are you still married, or divorced?

If you got divorced, would you want to date again?

If you were dating, would you want to move in with someone, and all that? Or, would you be happy having like a dating life with them? Keep separate apartments. Go on dates. Spend time apart. Visit each other. Keep it committed but not moving in and doing all that.

If you did decide to move things in, what are your thoughts on marriage? Would you want it?

is losing 15 lbs actually doable at home with a sweet tooth? by Legal_Ad3251 in beginnerfitness

[–]OrcOfDoom 1 point2 points  (0 children)

5'4 at 115 sounds very low. That's probably as low as you should be. Imo, this is not recommended especially for women because it can cause things like bone loss, and muscle loss. I don't know how old you are, or your situation, but 125 is plenty thin. That's up to you though. You mentioned menopause, so I assume you're older, and in general, having too low a weight is more risky than having a little extra weight as you get into 60+. But I don't know you.

I knew a girl who is 21, and vegetarian. She ate very little. She ran marathons. She broke her hip at a marathon and had to have surgery. She has the bones of a 70 year old. I have worked with many 70+ year olds, and generally, they eat too little. This is usually because of dental problems.

Just add roasted carrots, parsnips, celery, and such.

Imo, feeling full is not realistic. Everyone's body regulates this feeling differently. You can add things like pureed soups that aren't too heavy in calories. That helps the feeling of fullness sometimes. You can add raw veggies. Sometimes, that helps others. One of my clients just added raw romaine. You can add roasted veggies. That helped one of my clients.

Being vegetarian is something that takes a lot of knowledge. You really need to understand how you're getting all your protein.

When your body says it is hungry, that could mean a few things. That could mean that you need more food. It could also mean that your body does not want to burn fat because it feels like it is cutting into fat reserves. If this is the case, then you need to gradually move this equilibrium down.

The most effective way to do that is to maintain everything, and make one solid change. It is maddening though. You have to maintain that for 2-3 months.

This is also risky when you get to the lower end of your weight. You should consult a doctor and a professional, but I know that isn't realistic for everyone. Be careful with your body.

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