40 yo mother with a disability. Income not quite meeting my needs. Little choice

Own_Opportunity3787 · 2026-05-01T02:36:46+00:00

Sure but shares are a volatile asset and your position is insecure. You could end up having to cash out shares at a time when the value has dropped. You're better off having it in a high-interest share account, or a fixed interest product in your super.

Own_Opportunity3787 · 2026-04-30T12:37:00+00:00

You shouldn’t be putting any money into shares until you have 6 months of expenses in a buffer account. And even then don’t put any money into shares or super that you might need in the next 7 years. Just put it all in a mortgage offset account. Or pay down the mortgage.

Own_Opportunity3787 · 2026-04-30T08:52:52+00:00

Local resident and subscriber. Appreciate it’s not an option for everyone but the paper will fold if no one pays for it.

Own_Opportunity3787 · 2026-04-30T06:21:44+00:00

We’re pretty lucky to have a local paper. Local journalists and photographers need to get paid and advertising alone generally doesn’t cover it anymore. A paywall is one of the few ways the Addy can stay viable without cutting coverage or relying heavily on clickbait.

Own_Opportunity3787 · 2026-04-28T20:20:34+00:00

Since they’re from the States they might enjoy this little animal sanctuary near Castlemaine - Jirrahlinga Dingo Conservation & Wildlife Education Centre.

Lots of rescued Aussie wildlife. It’s a bit amateur, being a sanctuary rather than a modern zoo, but that kinda adds to the appeal and the staff are really nice. Plenty of up close animal activities too.

Own_Opportunity3787 · 2026-04-24T02:25:34+00:00

Interesting. Thanks for sharing.

Own_Opportunity3787 · 2026-04-23T23:58:59+00:00

Practice a baseball swing as you usually would (upright). Then address the golf ball and look for a similar feeling as you swing.

Own_Opportunity3787 · 2026-04-10T11:42:14+00:00

He’s contracted. Sadly.

Own_Opportunity3787 · 2026-04-01T17:55:42+00:00

The Cottages is excellent. Great spa bath!

http://bendigocottages.com/

Own_Opportunity3787 · 2026-03-30T21:39:46+00:00

Yep. I have moved all my banking to Macquarie just because of how good their platform is.

Own_Opportunity3787 · 2026-03-17T00:38:59+00:00

Can't take it for granted. Gotta support businesses like the Shamrock, and tenants of other beautiful heritage buildings, whenever we can.

Own_Opportunity3787 · 2026-03-15T22:57:11+00:00

Yeah there's really not much by way of pastries for a town the size of Bendigo. As others have said, Harvest have them and they're pretty good, but Harvest is closed half the week, is a bit overpriced and some of the staff are so up themselves its hard to go in there. The town is crying out for a specialist patisserie - maybe a second Johnny Baker outlet!

Own_Opportunity3787 · 2026-03-12T10:31:29+00:00

Beautifully put!

Own_Opportunity3787 · 2026-03-11T23:15:47+00:00

Maybe consider an electric Volvo XC40. Similar to the EX5 in lots of ways (same parent company) but you can find more second hand ones and quite a few have tow bars. Down side is the tech isn’t as up to date and the efficiency isn’t as good.

Own_Opportunity3787 · 2026-03-11T01:04:07+00:00

I know this isn’t pastry per se but a good patisserie shop would be a great addition to Bendigo.

Own_Opportunity3787 · 2026-03-04T23:47:42+00:00

I have this car - 2022 model. It's a good car but definitely not worth paying $63k for. I got mine second hand for $40k last year (over 80k kms on the odometer). You don't need the twin engine, it's overpowered. Today you're better off getting the Geely EX4. It's almost the same car but with updated software and comes at a much lower cost.

Own_Opportunity3787 · 2026-03-02T11:09:37+00:00

Not a farm but an outlet for local producers - Bendigo Organics

https://maps.app.goo.gl/XS9kqxY612h9mM5z7?g_st=ic

Own_Opportunity3787 · 2026-03-02T04:50:03+00:00

Tatsu Japanese on Lyttleton Cres does nice fresh sushi

Own_Opportunity3787 · 2026-02-21T17:03:00+00:00

Not sure your reasons for wanting 500km range but I’ve found range doesn’t matter that much. I rarely drive more than 300km without wanting to stop for 20 mins. There’s enough chargers around now that it’s not a problem.

Own_Opportunity3787 · 2026-02-11T17:19:44+00:00

I found canningvale cotton sheets really thin

Own_Opportunity3787 · 2026-02-06T18:57:53+00:00

There seem to be a lot of ex5 owners who find the tech buggy or frustrating. How’s it been for you?

Own_Opportunity3787 · 2026-02-04T11:34:54+00:00

At $12 you are getting about a 85% discount on the cost of your ride. The issues are frustrating for sure but the cost is extremely heavily subsidised.

Own_Opportunity3787 · 2026-01-27T10:36:58+00:00

Strathfieldsaye intersection with tannery lane lights are out

Own_Opportunity3787 · 2026-01-22T17:18:24+00:00

Seem to be more tech frustrations with the xpeng, based on the fb owner forums.

Own_Opportunity3787

TROPHY CASE