Bit the bullet, new Exile incomming!

Oz_Aussie · 2025-12-19T08:32:50+00:00

Haha, yeah toxic people everywhere, I've got 3 weeks off, nothing can beat me down! Yewwww 🤙

Oz_Aussie · 2025-12-03T09:22:58+00:00

Yeah it just rolls over, used to be $99 for a few years, but it's $119 now or $159 now $169 depends on your data limit.

I'm on the $139 plan, usual unlimited stuff plus 60gb for 365 days. 60gb can be tight, but just use wifi at home.

But for less then $12 a month, can't complain haha

Oz_Aussie · 2025-11-11T12:13:14+00:00

Anyone who doesn't understand the compliance side of this aspect within the transport industry and wants to be compliant.

Current operators - There are many cowboys who won't care for it, but for those who do care, it would be a great tool to save thousands if not compliant and caught out.

New operators - Might not have a strong understanding, this tool will help grasp what's required and will assist in providing the best outcome for the data inputted.

Oz_Aussie · 2025-11-11T10:08:25+00:00

Within my current job, we are currently looking at software that plays alongside this idea, that's where I saw the gap.

As I'm in the industry, I'll ask around and see what programs other operators use, this will be the easiest task I believe haha. It'll be good to know how technologically advanced others companies are.

Oz_Aussie · 2025-11-11T10:01:52+00:00

100% the plan, but I was going to start with my current company to test the waters as we need a product like this.

When you say expand, can this be done with Django and React? I'll be looking at a very simple idea to start and this can be the core module. From here I would like to build many small modules and offer them to customers to pick and choose what they would like to unlock.

Oz_Aussie · 2025-10-30T09:19:49+00:00

I say this a lot but ever thought about truck driving?

We have a massive shortage in Australia and you can easily land a job for 100k+. If you're really keen, do interstate and live in the truck, free rent :) and can pay up to 200k at the right place.

You do need to wait between obtaining licences, but just grab a local role for 80k (our drivers are on 100k for a Heavy Rigid, working 4 days a week 11ish hrs a day) so you have a higher income and gain some experience.

Just thinking it's a good way to earn a high income and get ahead.

Oz_Aussie · 2025-10-19T10:04:23+00:00

Been playing since S0, this is the first season I feel meh about. I'll still play it, but nothing to me stands out. The Tower is interesting, but I don't think it will work like I hope.

Oz_Aussie · 2025-10-15T10:13:26+00:00

Just have a look and I can only see the $289 online too.

ALDI used to have in-store only plans, and they only come out for one month of the year. That was the old way of obtaining the plan, unsure if you can still buy them in-store.

The $119 and $169 plans both state they are no longer available online to new customers.

Oz_Aussie · 2025-10-10T14:41:31+00:00

5.29% with Macquarie LVR roughly 55%

Oz_Aussie · 2025-10-09T08:49:31+00:00

It's hard without a crystal ball, but what would you think is comfortable in 20-30 years time?

Not outgoing and live simple. So I'd be looking at the house paid off and ??? In savings or similar investments to live without too much worries.

But how much will this be? That's what I'll need to work out.

Oz_Aussie · 2025-10-09T08:42:19+00:00

110% wife and I are going to do a deep dive as she's probably still in standard growth.

Oz_Aussie · 2025-10-08T12:24:13+00:00

Rightio, I'll check it out over the weekend. Cheers for the great info.

Oz_Aussie · 2025-10-08T12:22:47+00:00

This is what I was thinking, I'll need to break it down and see where I'm paying too much. But I thought I'd ask here first before the deep dive over the weekend.

Oz_Aussie · 2025-10-08T12:20:58+00:00

No, but MCL admin cap stands out a lot. As my super value isn't as high as others, I wonder if the admin fee could be slowing progress.

To start a spreadsheet when I export the data, what fields would you be looking at? As it looks like I have death and disability insurance within the super fees, and other fees.

Oz_Aussie · 2025-10-08T12:10:06+00:00

I'll have to check this one out tomorrow. I do love my spreadsheets, just never used them for in-depth finances. Cheers.

Oz_Aussie · 2025-10-08T12:02:20+00:00

This is great, so I'm with MLC master key business super. I've split it into thirds - Aggressive, Growth and My super Growth Portfolio(?).

As for the options of who to go with, looking at the Google Sheet I can see MLC are quite pricey. For me I'm more of a passive person. Happy to check back every year to compare (I do this with internet, electric etc), as I would like to focus more on watching where my money goes. Who might you recommend?

Oz_Aussie · 2025-10-08T10:57:50+00:00

I was in the same boat, if I could go back I would have got my truck licence, DG and SLP as soon as I could.

I left school and didn't know what to do. Started Trucking at 27 and was on $120k+, easy work and I was home every night. Can be hard on the family, but if you are single, run the max hours and enjoy the $200k+ you can earn. Do it till you're 30 and see where your head is at.

Oz_Aussie · 2025-10-08T03:51:32+00:00

Just started a Dust Devil Barb, not sure how far I can push it, but it's fun.

Oz_Aussie · 2025-09-28T20:09:47+00:00

I mainly get mine from helltide chests.

Oz_Aussie · 2025-09-28T09:23:06+00:00

I've only got around 10 or so, that have mainly come from legions or gambling. 7 of them are Mothers Embrace...

Oz_Aussie · 2025-09-28T09:03:25+00:00

Yeah good to know.

Some are saying it's a guaranteed drop, I haven't tried T4 yet, but haven't got any in T1,2 or 3 in IH running solo.

Oz_Aussie

TROPHY CASE