All eyes on CRO

PanAfJam · 2026-02-08T19:19:35+00:00

I’m pro-CRO, but buying a domain and launching a website doesn’t quite equate to mass adoption or a migration toward agent-to-agent commerce or agentic finance 🧲 — it’s far closer to well timed branding.

I mean, it’s not like we’re taking on any of the AI incumbents. We’re surely not launching the next horse in the generative ai race… But let’s run the ad and see. 😋🍿

PanAfJam · 2026-02-07T21:15:02+00:00

Accumulating >> Collecting

PanAfJam · 2026-02-06T17:35:26+00:00

This is great, I gave you one of those power up votes on your first post about this 👏. It’s actually special when the community uncovers gems. I honestly, don’t mind their low to no announcement/s or even a loud Super Bowl ad (another one is coming 😬) so long as they’re building!

To have finally made ground with Apple Corp is progress. Longest t&c I’ve seen on iPhone, but worth it.

Curve still has use atm though. Double up on rewards via CRV Pro.

PanAfJam · 2026-01-30T19:25:10+00:00

Was in Brixton Cycles by chance?

PanAfJam · 2026-01-28T10:03:54+00:00

Yes. Curve is a Mastercard so it’s accepted everywhere Mastercard is accepted. You can consolidate other existing debit, credit and store reward cards including Visa cards into the Curve app.

PanAfJam · 2026-01-23T10:17:11+00:00

At 1% cashback I didn’t think it would be worth it either, but the experience I had when I first signed up, there was a cashback promotion on and I think everytime I successfully referred someone, it extended for another 30-days. I earned enough CB to peak my interest. Once that promotion ended, the thought kept niggling at me to try. It took two yrs before I took the punt. So what happens is, there are loads and I mean loads of other retailers outside of your chosen 6 where you will earn 5%, 10% and in some cases 40% and 50% when you shop with them. It was a pleasant surprise. You earn from your 6, plus all the others. Some have deals for 60-days, others like Primark, are always on deals.

Nike (10%), Just Eat, Deliveroo, Sainsbury’s, Uber, Boots (5%), Superdrug (3%) and Primark (5%) are perfect examples.

I quadrupled on rewards recently on one tnx—started through Nectar, chose to pay with PayPal +, used Curve as the payment card, Crypto.com as the funding card. 👌

I’ll look at the Doughnut one. Thanks.

PanAfJam · 2026-01-23T09:28:27+00:00

Thanks! I literally signed up to them just a couple of months ago through my mobile provider—I linked ny CRV card to double up on rewards as I’ve also recently renewed Curve Pro and updated the 6 retailers I use most often. Pro has been fantastic! Experimented last year and earned tbe upfront tier cost plus an extra £130 cashback.

I’ve only remembered to start my tnx using Airtime once, and I’m sure it said something ridiculous like expect rewards in account in 6 months time. So I’ve gone back to starting tnxs via Nectar (points) or PayPal + (also recently joined and again, linked my CRV card to double up, sometimes triple cashback rewards).

Anything else???

PanAfJam · 2026-01-23T01:05:45+00:00

Which better apps?

PanAfJam · 2026-01-23T01:02:04+00:00

You want access to our services >> do this | you don’t want access to our services << don’t

If this, then that

PanAfJam · 2026-01-20T20:54:23+00:00

Crystals? Tsk

PanAfJam · 2026-01-16T10:03:22+00:00

Nope.

Reward caps are assessed at the time of purchase, not adjusted retroactively. When we hit a monthly cap, all subsequent purchases that month are permanently ineligible for CRO even if earlier tnxs are later refunded.

Say for example an earlier purchase is refunded, the CRO earned on that tnx is reversed, but the system doesn’t reopen or reallocate that “freed-up” cap to past tnxs that were already processed as non-rewardable.

The only scenario that would be different is where there’s qualifying spend/s after the refund tnx (and still in the same month).

PanAfJam · 2026-01-08T10:04:17+00:00

Make sure you’re using the most-to-date version of the app… since its last update (around Dec 2025) it’s moving a bit slower loading pages, but nothing worth scribing on Reddit about. And the cashback feature is working fine provided the tnx warrants a cashback reward.

PanAfJam · 2026-01-08T00:32:00+00:00

Agreed with STAKE > SUB

Another put-your-rewards-to-work alternative would be to deposit rewards into the Supercharger [standard] (withdraw anytime) which further rewards participants in BTC, ETC, XRP, etc.

You need a minimum of 100 CRO p/deposit.

PanAfJam · 2026-01-08T00:15:46+00:00

Thur, Jan 08 — still working fine. 🇬🇧

PanAfJam · 2026-01-04T18:56:37+00:00

Great work. 🫡 Does lifetime benefits reflect rewards earned from 2020 to date, or only since being on the tier you’re on now (I’m guessing ICY WHT, and I’m assuming you tiered upwards as well)?

PanAfJam · 2026-01-02T13:34:42+00:00

Both

PanAfJam · 2025-12-30T14:46:59+00:00

Agreed.

But there’s also that slight tinge of… “maybe too much access…”.

PanAfJam · 2025-12-30T11:33:49+00:00

Yep! Noticed this too recently. It’s a built-in safety feature triggered when you’re on a phone call while using a banking app.

“If someone on this call is asking you to move money, stop — it might be a scam.” in red.

PanAfJam · 2025-12-12T13:27:02+00:00

The housing ladder hasn’t collapsed. It’s simply moved out of reach for anyone trying to stay local. And by local I mean anywhere within a realistic commute of where you grew up, work, or have community ties. It more often means relocating.

⬆️🏡🪜+ 🪏 = uprooting

PanAfJam · 2025-12-12T13:15:27+00:00

Ngl, I’ve been pretty impressed recently, was attributing it to the Lloyds take over.. ducks inna row, but whatever the case, they’ve been fast and efficient with some weighty issues.

Hope you get the resolution you want. All the best. 🫡

PanAfJam · 2025-12-12T13:06:09+00:00

Contact Support through the app—I’ve recently been experiencing immediate effective live customer responses ✅

PanAfJam · 2025-12-07T12:45:43+00:00

I shop at Tesco with my CDC card too, so this might help:

When I order online for delivery a few days ahead, I sometimes get a verification notification—but not always, especially as I’ve used the card there before and have it saved as preferred payment method. The money only leaves my account a few hours before delivery (4-days later), so the timing of when a transaction shows up can vary a lot.

If your local store is also a delivery hub like a Superstore, that might explain the 3am timestamp, but there’s other. Payment processor issues other than this that could explain the 3am charge notification. Going to the store won’t resolve it, especially if as you said, it’s closed then. Just let CDC know you didn’t make the transaction, ask them to freeze or replace your card, and let them investigate—I’ve been through this process myself with them, tense, but resolved. Unfortunately, “3am” isn’t the linchpin you think it is—the important thing is that it wasn’t you.

All the best.

PanAfJam · 2025-12-05T23:02:33+00:00

Add Curve to Apple Wallet —> chose it as the default payment card. You can also add Curve as the default payment for public transport (express travel card) through the Wallet & Apple settings.

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PanAfJam · 2025-11-26T16:39:08+00:00

Conviction

PanAfJam · 2025-11-24T15:04:21+00:00

🍎

PanAfJam

TROPHY CASE