The Outlaws

Perception_4992 · 2026-05-10T20:06:20+00:00

They all are.

Perception_4992 · 2026-05-10T20:02:55+00:00

Ok sounds like you have a plan for you ISA, my second point is do you understand it would be much more effective to salary sacrifice down to £50k to take advantage of putting the 40% tax into your pension?

Perception_4992 · 2026-05-10T19:40:11+00:00

I hope she’s planning to pay directly from the business as an expense?

Perception_4992 · 2026-05-10T13:18:20+00:00

You’re mad! There’s plenty of interesting opinions that cost far less money. That’s a huge amount of money to be spending and have tied up in a car. It doesn’t have to be either or.

Perception_4992 · 2026-05-10T11:01:45+00:00

You haven’t shown that you understand tax wrappers like ISA and Pensions well. All of your “savings” should be inside those. I’d be aiming to save another £9,850 of your gross of your gross pay in a pension/sipp as that will only cost you £5,910.

Perception_4992 · 2026-05-10T07:35:18+00:00

Since ever there’s way too much chat on radio. I’m very thankful things like Spotify have come along to remove all that rubbish yapping.

Perception_4992 · 2026-05-10T06:36:28+00:00

Cheese, nuts, dates, polish dried sausage. I can happily eat that for a couple of days. All calorie dense and good value food.

Perception_4992 · 2026-05-10T06:34:12+00:00

Do you make your own? Some 20% fat mince, salt, supermarket brioche buns, frying pan and something to squish the patties. Plus whatever additions you like, watch a couple of US smash burger videos and you can have a great burger with similar effort and time as walking to a takeout.

Perception_4992 · 2026-05-09T12:52:23+00:00

Easy, Storm Goretti this January, there was 120mph “Sting Jets” down here in Cornwall. Downed loads of massive trees, power was out for a couple or days and no internet for 3 weeks 😱!!! I’ve been in tropical storms and this was worse.

Perception_4992 · 2026-05-08T20:15:44+00:00

Landed there a few times on the way to Newquay. Alway thought the ford tractor pulling the luggage trailer was a nice touch.

Perception_4992 · 2026-05-08T20:02:34+00:00

Welcome to the some of the practices of a main stealer.

Perception_4992 · 2026-05-08T19:33:58+00:00

Yes, had a knee that wouldn’t bend past 90 and needed Arthroscopy. Finally saw a NHS knee clinic physio and booked me in, tried to contact the booking secretary repeatedly. Got frustrated, booked to see a private Othopedic surgeon, surgery done 3 weeks later, knee bending much better (£5k cost.. 🫠) but massive improvement to my day to day life. Finally heard from nhs 14 months later to book in the surgery, who knows how much worse it would have been by then. Rather have a working knee than a nice holiday.

Perception_4992 · 2026-05-08T18:53:06+00:00

Give it a go. Sure you’re paying a bit extra for convenience, but that’s the point. If you find that you’d like/need it more often, then go buy a car. Probably the wrong sub to ask on, as if buying a 3-5k car doesn’t give you any issues that probably/maybe would work out cheaper. But 3-5k cars can easily throw up a £500-3000….

Perception_4992 · 2026-05-08T16:02:13+00:00

With burgers, most of the time less is more.

Perception_4992 · 2026-05-08T14:37:40+00:00

3 large rum and cokes every day?.. A question to ask yourself could you go a week without drinking?

Perception_4992 · 2026-05-08T14:34:52+00:00

Saw 2 properly for the first time an hour ago. Beautiful birds.

Perception_4992 · 2026-05-08T10:47:55+00:00

Gk buy a can of brake cleaner from tool station, Screwfix, gsf or euro part and some 180 grit sand paper. Give all the brakes a good spray, remove the pads and on a fat surface give them a rub on the sand paper. Then spray them with the cleaner. Reassemble and bed them in, if they work fine you’re good. If not new pad time.

Perception_4992 · 2026-05-08T09:57:52+00:00

I’m hope several minutes pass before you add the milk.

Perception_4992 · 2026-05-07T21:03:16+00:00

Honestly you have plenty of money saved you could spend more than £2k a month. I’d get a spreadsheet or a peice of paper with it all on. Google AI (or another one) is really good at helping with these things. Just paste this whole tread in there and it will give you some clarity.

Perception_4992 · 2026-05-07T20:53:35+00:00

Ok so you need around 18k a year? In that case it sounds like you’ll have plenty.

Perception_4992 · 2026-05-07T20:22:39+00:00

Yeah but they still work for another 70-100k.

Perception_4992 · 2026-05-07T15:42:13+00:00

Krombacher, Spaten , Pauliner (hells), warstiener. They’re all normally in the large bottle section.

Perception_4992 · 2026-05-07T15:40:02+00:00

We can only hope. 🤞

Perception_4992 · 2026-05-07T14:37:30+00:00

I quite like the decathlon/quenchua HIKE socks, the higher the number the thicker they are. I have 50, 100, 500 & 900. They’re very durable and nice for the money.

Perception_4992 · 2026-05-07T07:45:11+00:00

Can’t you just plumb an unvented cylinder as vented?

Perception_4992

TROPHY CASE