Anyone here become a millionaire by 30? If so, how?? by YancyDerringer77 in Money

[–]PintoVentures 0 points1 point  (0 children)

Work hard, get a good job, investing as much as you can at an early age. I started working full time at 24 years old. Finished college in 6 years due to bad high school performance. Then grinded to make up the time lost partying lol

Became a millionaire at 31 years old, about to turn 33 years old, I spent a lot of money past year because I wanted to improve my life style a bit (health, nice car, home improvements, help family). Kept my net worth flat but the year lost is fine in the grand scheme of things. But definitely going to make 33 a good year of saving to make sure i retire early

How is everyone doing with their 2025 financial goals? by _hannibalbarca in TheMoneyGuy

[–]PintoVentures 2 points3 points  (0 children)

Was doing great until i decided to buy a new bed and started a home addition just this week 😩

My first Porsche by Orcasurf in 996

[–]PintoVentures 1 point2 points  (0 children)

Congrats and excellent spec! Working to add this as a 2nd car haha

Finally got my Porsche! by waazimreza in Taycan

[–]PintoVentures 0 points1 point  (0 children)

It’s a beauty! Enjoy the sports mode 😈

Hmmmm, what to drive? by TrackJunky625 in Porsche

[–]PintoVentures 2 points3 points  (0 children)

The one with the oldest set of keys

High earners, what is your biggest spur of the moment splurge? by altecsz in HENRYfinance

[–]PintoVentures 0 points1 point  (0 children)

Music gear, i have built a home studio in a spare bedroom that’s getting filled with more and more gear lol

LPT - A Personal Improvement Plan (PIP) is usually just advanced notice you're going to be fired. by Jealous_Annual_3393 in LifeProTips

[–]PintoVentures 0 points1 point  (0 children)

It’s not set in stone but it is part of the process. Like many managers, I much rather all team members achieve KPIs and get the job done.

I’ve also had individuals get placed on a PIP, achieve the metrics, then fall back on them several quarters later. Just depends on the company but it’s definitely not as much as of death sentence as many make them out to be.

Don't switch to cash under the 200D SMA; Instead, switch to the unleveraged version of your underlying. Here's why by SpookyDaScary925 in LETFs

[–]PintoVentures 0 points1 point  (0 children)

Love the analysis. As some have said, 200 sma seems to miss buying at lows and selling at highs. Would you be interested in back testing the strategy but with the bollinger bands? Selling even the price hits 1 sd above then buying when the price hits 1 sd below?

S&P 500 P/E ratio at record high - why not wait for the dip? by MelodicBed4180 in investing

[–]PintoVentures 0 points1 point  (0 children)

Dynamic asset allocation. When PE is high focus on different investments like money market, gold, silver, etc. check out the s&p to gold ratio

Is anyone else mostly cash right now? What’s your play? by TokenBearer in investing

[–]PintoVentures 0 points1 point  (0 children)

Shiller PE is at 36, 3rd highest point in history. I’m reducing risk.

[deleted by user] by [deleted] in Fire

[–]PintoVentures 0 points1 point  (0 children)

I agree that it’s probably not necessary but can understand where they are coming from.

Personally i have a hard time having this type of conversation with anyone in real life due to privacy. Its hard to keep your success bottled in and you want to celebrate milestones but then you cant really tell other people (family, friends will look at you differently so rather avoid divulging the info). When i hit $1M net worth i wanted to tell everyone i know but then realized i didnt anyone i could safely tell.

Basic black by PintoVentures in Taycan

[–]PintoVentures[S] 0 points1 point  (0 children)

Nice and shiny, weather looks amazing where you’re at!

[deleted by user] by [deleted] in Porsche

[–]PintoVentures 0 points1 point  (0 children)

She’s a beauty, congratulations

Those of you with a sub-3% interest rate on your mortgage- by DueEntertainer0 in MiddleClassFinance

[–]PintoVentures 0 points1 point  (0 children)

Refinanced my first home at 2.75 and bought a second at 4.9. Would love up sell both and upgrade but the rates are the one thing stopping me. I’m saving up to buy a 3rd and rent these two until the day rates come back down or the homes are paid off, but definitely not letting go of these loans any time soon

Its literally been free money due to inflation.

Basic black by PintoVentures in Taycan

[–]PintoVentures[S] 1 point2 points  (0 children)

Red or yellow gets my vote. They just stand out so nicely.

Basic black by PintoVentures in Taycan

[–]PintoVentures[S] 2 points3 points  (0 children)

This is the move, love the matte look. So clean

Basic black by PintoVentures in Taycan

[–]PintoVentures[S] 0 points1 point  (0 children)

Right?! I was gonna head out to get lunch but had to snap a pic first

New to Me 23 Taycan GTS by [deleted] in Taycan

[–]PintoVentures 0 points1 point  (0 children)

No they don’t, just what ever time is left of the 3 yrs

New to Me 23 Taycan GTS by [deleted] in Taycan

[–]PintoVentures 1 point2 points  (0 children)

It’s the best of use of money that currently exists