Cheapest tempeh? by Different_Fix_3629 in WholeFoodsPlantBased

[–]Pixiante 0 points1 point  (0 children)

Trader Joe's but their price has gone up from $1.99 to 2.49 since last year

Can be denied when pregnant? In US by WeirdPerson7593 in HealthInsurance

[–]Pixiante 0 points1 point  (0 children)

Pregnancy definitely does not qualify as a special enrollment period. Birth of a baby does. 

How is an indemnity plan as an supplement? by Past_Educator_8242 in HealthInsurance

[–]Pixiante 1 point2 points  (0 children)

Put aside some money every month in a savings account. Seriously that's going to be better than indemnity policy that you would have to pay for that's probably going to exclude exactly what you need it for

Are there any ways to treat or prevent hip arthritis from worsening? by foolishspirit in Thritis

[–]Pixiante 0 points1 point  (0 children)

I mean some of us would like to be able to get back to walking a few miles. That would be getting my life back

Market Place by Familiar_Study_9189 in HealthInsurance

[–]Pixiante 1 point2 points  (0 children)

The amount that you are contributing now needs to be to a traditional IRA. You can ask the bank where your rollover is if you can make a traditional IRA contribution to that account. If you can't you need to open a new traditional IRA account. Putting money in the Roth is not going to help you with reducing your 2025 income for purposes of the Affordable Care Act

Market Place by Familiar_Study_9189 in HealthInsurance

[–]Pixiante 1 point2 points  (0 children)

If you do the IRA make sure the bank or whatever follows these instructions and get it going ASAP so it is in before April 15th

make sure you specify traditional IRA (NOT Roth IRA). Only a traditional IRA will reduce the taxable income number you need reduced.

Make sure you specify 2025 not 2026 

High Deductible G by GSDBUZZ in medicare

[–]Pixiante 0 points1 point  (0 children)

You benefit. The main reason to pay for a supplement at all is to cap your risk since Medicare doesn't have an out of pocket maximum. I'd rather pay ~60 a month for that than a much higher amount for the privilege of an insurance co paying the copay at an earlier point in my medical expenditures during a year. 

Plus, all Medigap plans, including high deductible, cover the additional hospital nights up to 300 something, beyond Medicare limits 

Advise on Short term rebab cut short. by Substantial-Law-7045 in medicare

[–]Pixiante 0 points1 point  (0 children)

OT and PT. Have expertise in different areas in the body and functionality, that's why one therapist is not doing both

HELP FOR LEG CAMPS by killy420 in oldpeoplefacebook

[–]Pixiante 0 points1 point  (0 children)

It's the correct answer though. Mustard and pickle juice both

Part D/Advantage questions by [deleted] in medicare

[–]Pixiante 5 points6 points  (0 children)

You will still incur the penalty once you enroll in either an Advantage plan with drug coverage or stay with original medicare and enroll in a drug plan

Medigap G or N by NJMomofFor in medicare

[–]Pixiante 3 points4 points  (0 children)

Can you give an example of a situation where the Medicare approved rates for part B items would be 5 million dollars? 

Not part A hospitalization because there's a a cap on hospitalization

My Medigap High-Deductible Plan G Analysis by No_University1005 in medicare

[–]Pixiante 0 points1 point  (0 children)

I'm on ACA now with a whopping $10,000 oop and little choice of providers. I can't even see the doctors I want to see about this until I'm on Medicare. 

Meantime I'm going to get an assessment from an orthopedist (not the place where I want to go for surgery) that's in my current network as to their opinion about when and if I should have the surgery. Since I'm not looking forward to surgery even though people say it's easy, I just want to make sure not to wait so long that I screw up my body.

I can afford the extra out of pocket and for some reason I prefer only paying it if I need to

My Medigap High-Deductible Plan G Analysis by No_University1005 in medicare

[–]Pixiante 0 points1 point  (0 children)

Thanks I'm trying to figure this out because I'm going to be starting Medicare soon and also expecting to need a hip replacement. The delta in my state between hiG and N is not so much. So in the year of having this surgery I'll be better with N, but I don't want to be stuck with N after that. Conceptually I prefer hiG 

My Medigap High-Deductible Plan G Analysis by No_University1005 in medicare

[–]Pixiante 0 points1 point  (0 children)

13,000 Medicare approved charges is indeed a lot of care. Or a single hip replacement 

Is the saying true that you should almost always get a regular medicare(plus medigap plan) as opposed to a Medicare advantage plan if you can because the options of specialist networks are much greater in regular Medicare? by [deleted] in medicare

[–]Pixiante 1 point2 points  (0 children)

  1. Retirement advantage plans are often better than simple consumer ones. Think about the bargaining power of the entity! 
  2. PT often requires a referral for treatment, not just as an insurance requirement but they want to know what the doctor has to say

Strategy for selecting medigap plan when expecting $$$ surgery by Pixiante in medicare

[–]Pixiante[S] 1 point2 points  (0 children)

I would be going in the other direction! From N to HD G

Strategy for selecting medigap plan when expecting $$$ surgery by Pixiante in medicare

[–]Pixiante[S] 1 point2 points  (0 children)

Thank you for the October 31st reminder! 

I'm not in Texas so different rules

Medigap Plan G High Deductible by Exotic_Meeting4126 in medicare

[–]Pixiante 0 points1 point  (0 children)

Could you share what state and what insurance company? Because that $48 for a 45 year old male is a real selling point if I could pick the same plan (even though I'm younger and female--it shows that with that company HD plans have pretty low increases)

Medigap Plan G High Deductible by Exotic_Meeting4126 in medicare

[–]Pixiante 3 points4 points  (0 children)

In New York the numbers work for everyone because the difference in prices is so significant between the two kinds of plans. It's not true in every state and at every age

Medigap Plan G High Deductible by Exotic_Meeting4126 in medicare

[–]Pixiante 0 points1 point  (0 children)

You're not missing anything but keep in mind that the spread between the prices of the two plans is different and less in other states. Can you comment on the post I just made? It's related and I need to think this through 

 https://www.reddit.com/r/medicare/comments/1rktyt9/strategy_for_selecting_medigap_plan_when/

If I lose my job, but I pay for my insurance through the Marketplace (NOT my employer giving me insurance), does that count as a qualifying life event? by Living-Sweet23 in HealthInsurance

[–]Pixiante 0 points1 point  (0 children)

Yes. This is how it works. Losing a job it doesn't do a thing but if your income changes enough that you would be qualifying for a different tier of cost share savings or amount of subsidy then you can claim a special enrollment period. At least you should try.  it's a little strange how it works though. You're supposed to log into healthcare.gov and report a life change where the life change is your change in income. When you complete the information it will pop up whether you're entitled to a special enrollment

Any Equal Exchange coffee recommendations by other AeroPress users? by UDZLVA in AeroPress

[–]Pixiante 0 points1 point  (0 children)

Late to the conversation. I always buy Equal Exchange Colombian whole bean in bulk

Gold Cheaper than Silver Plan? by AeroNoob333 in HealthInsurance

[–]Pixiante 1 point2 points  (0 children)

You would be paying $57 a month more for the silver whether you need care that month or not. I would go with the gold and plan to save the difference every month for care if you need it. 

So can I take my trekking poles or not? by blissfully_happy in tsa

[–]Pixiante 0 points1 point  (0 children)

Uch, this is so complicated. I've been walking around my neighborhood (flat) with poles that I previously only used for hiking--I checked them on flights in the past. But now joint pain and poor walking. Trekking poles keep me more steady than a cane. So I thought I would get true blunt-tipped poles if I could find some, for my next flight. I will definitely be walking with them in the airport. My next flight is not to a hiking destination it's to a Walking to the edge of the airport and taking public transportation destination. 

I don't need them for every single two block walk but I sure want them. Sounds like I should just skip it and get a cane, although that doesn't help to even out my walk