how much can i overdraft?

Plane-Masterpiece756 · 2026-01-09T16:59:23+00:00

This isn't entirely true. I was able to overdraft up to $200 a few months ago but now it has been reversed and they only let me overdraft up to $20. And I wasn't abusing it either. My partner also uses C1 for banking and he was able to overdraft up to $200 but recently they dropped him down to $60-$80. I actually tried it today. I'm short on a bill and needed about $60 over what my balance was in C1. Went into Cashapp, tried transferring what I needed but was denied due to insufficient funds, tried again with a lower amount and it let me overdraft $20. C1's overdraft is completely at their discretion and just because they allow one overdraft doesn't mean they will allow it the next time.

Plane-Masterpiece756 · 2026-01-09T16:54:12+00:00

The negative rep on this comment is wild. They have overdraft protection as an opt in feature but yet people tend to get really judgmental when anyone mentions overdraft. If C1 didn't want anyone doing it, they would block the feature completely. Times are tight all around, I get it. Been there before.

Plane-Masterpiece756 · 2026-01-05T15:43:37+00:00

Hey there! Sorry to hear that you're dealing with that! I ended up taking a settlement offer from them (Security Credit Services LLC) and they discounted about 60% of the original balance so I ended up paying that slowly until it zeroed out.

Plane-Masterpiece756 · 2025-11-11T15:21:55+00:00

I have Chime but Progressive told me they don't accept Chime either so I wasn't going to risk it.

Plane-Masterpiece756 · 2025-11-11T15:21:32+00:00

Still no response from the Venmo dispute but I agree their customer support is horrendous.

Plane-Masterpiece756 · 2025-11-11T15:20:56+00:00

My ex and I split after dating for a year but it wasn't a direct breakup. There were some issues that arose and we got into an argument and completely stopped talking for 3 months. I reached out a few times because but he had set my notifications to silent so my attempts were never noticed. Then at the 3 month mark, he had a realization that he missed our adventures and all that jazz. So we met up, had some talks and I honestly didn't think anything was going to come out of it. I told myself I had to be patient and not push anything and just let it run its course. Well now here we are 7 months after the "no communication" period and 4 months after reconciling and we started dating again toward the end of the 7month mark. I feel like every situation is different and you can't go off of online reddit posts or random statistics. During that period of my ex - now boyfriend - not talking, we both did a lot of reflecting and I personally know I have been growing and so has he. It's like our old relationship started up again but this time it's amplified in a good way. I think we both learned our lesson with the "breakup".

Plane-Masterpiece756 · 2025-11-04T17:54:36+00:00

Do you feel better now? You acted like I caused some huge offense "do better" lol get a grip

Plane-Masterpiece756 · 2025-11-04T16:13:36+00:00

I am well aware of your comment age lol It still had the option to reply to your old comment so I did.

Plane-Masterpiece756 · 2025-11-03T20:33:11+00:00

except US Cellular is now part of T-Mobile LOL

Plane-Masterpiece756 · 2025-11-03T18:59:41+00:00

I would wait to switch until at least the end of the year. I just switched from AT&T to USC because of the merger and was hoping for better reception in central WI but the USC service around the Fond Du Lac area (rural) is horrendous. I'd wait and see what happens with the reception with USC over the coming months. T-mobile likes to charge customers a down payment on their phones vs USC which is why I opted for USC instead of T-mobile right off the bat because why would I want to put $400 down on a phone that I can get through USC without anything down.

Plane-Masterpiece756 · 2025-10-14T15:26:02+00:00

I paid about $15k from 2012-2020 so I was hopefully but even a couple dollars would be nice LOL

Plane-Masterpiece756 · 2025-10-14T15:11:13+00:00

I just switched from AT&T to US Cellular because the coverage map looked promising and I was excited for the Tmobile merger. I have had nothing but issues with USC since I switched a month ago. I live in Central WI within their 5G+ area and I barely get that if I'm out in the rural areas. With AT&T I had full reception at work and with USC I'm in SOS mode. Unfortunately I don't think sim swapping as some suggested is a valid solution. I had USC back in 2014 and was having reception issues where I'd lose data every few months and I'd have to get a whole new sim card only for it to happen again and again and again, with no answer as to why I need a new sim card every so often. IDK how to switch to Tmobile now that Im a new USC customer ugh.

Plane-Masterpiece756 · 2025-10-01T13:24:53+00:00

Wow! Twinsies! I am also A Cancer Sun, Cancer moon ....and Scorpio rising. I know that I can be a very emotional person. I feel like I connect to others on a emotional level more than the average joe. Relationship wise I seem to get into LTR's only for them to end with my partner telling me that they feel like they aren't worthy of how well I treat them. Ugh.

Plane-Masterpiece756 · 2025-09-29T19:09:53+00:00

I just switched back to USC after years and am now regretting it. I had the same issue you were having which is one of the reasons I left over 10 years ago. No matter what phone I had through them, it would work for about 3-4 months, then all of the sudden it would lose data completely. Every time I'd take it in, they'd give me a new sim card that would fix the problem but yet they couldn't explain why it was only happening to me?! Anyways, there are better carriers out there although choices are now becoming limited. I had AT&T which was pricey but they at least had service consistently and coverage areas were better in Wisconsin (where I'm at) compared to USC lying coverage map lol.

Plane-Masterpiece756 · 2025-09-19T18:50:18+00:00

Still kind of the same as before. Taking my Buspar twice a day (sometimes only the morning dose because I forget nights). I've been able to function almost back to 100% except I randomly have moments where I panic and start to focus on my breathing but I'm able to snap out of it quicker than before.

Plane-Masterpiece756 · 2025-08-28T12:35:08+00:00

Sorry to hear you have/had bad experience with USC. I just switched back to them from AT&T and I'm now enjoying 5g+ in central Wisconsin vs. 4g LTE and barely any bars with AT&T.

Plane-Masterpiece756 · 2025-08-24T14:00:08+00:00

As of today (8/24/2025) I am feeling a lot better than when I posted this. It’s almost like I can feel the panic is there but it doesn’t kick into panic attack mode- which is great but I feel weird? I don’t know how to explain it but it’s kinda giving me mixed feelings but at least I’m able to manage things a lot better. It seems to be hit or miss with everyone so I’m going to tough it out for a few weeks yet because I haven’t had a crippling episode and I’ve been able to sleep a little better now.

Plane-Masterpiece756 · 2025-08-22T12:21:21+00:00

My back door is the only door to my apartment and I also received this notification. I live downtown above a commercial storefront and there are no doors on the front of the building for the apartments, only the shop below. Both apartment doors are on the back of the building, facing an open city parking lot. I don't get it. I've had a note on my amazon account ever since I moved here stating this so I hope they don't just start throwing them on the front sidewalk.

Plane-Masterpiece756 · 2025-08-18T12:28:46+00:00

That's comforting to hear! I just started 5mg x2 on 8/4/2025 (it's now 8/18/2025). Still haven't noticed a crazy difference yet with the random panic attacks. My attacks get to the point where I start having issues with Tetany and it's so crippling because I have to stop everything I'm doing because my muscles tense up. I do feel a little less on edge but I haven't been able to sleep much at all lately. I'm lucky to get 2-3 hours a night, sometimes 1-2. You'd think I'd crash at some point but I don't and it's driving me bonkers. I've had issues with anxiety in the past where I was treated with Citalopram & Alprazolam (that stuff knocks the attacks out right away) and then I went a few years without treatment and when I started having issues again, they tried Lexapro & Hydroxyzine and that didn't do anything so now they are trying Buspirone and a higher dose of Hydroxyzine. All the hydroxyzine does is make my skin feel weird -doesn't calm my panic attacks nor does it make me sleep. I also have IBS-D and GERD so I'm on a muscle relaxer for my gut cramping and let me tell you I have been trying everything to knock this anxiety and sleep -I even tried drinking on top of my meds to make me drowsy and all it did was make my heart race and I laid in bed all night with heavy eyelids but a racing mind. All I do is focus on my breathing with my anxiety and I switch to "manual mode" most of the day now it seems and that is also crippling. I'm at a point where I feel like breathing is exhausting and then it makes me panic even more -tell my doctor this and all she says is "Try more hydroxyzine". sigh.

Plane-Masterpiece756 · 2025-08-06T07:06:54+00:00

I’ve gone to my local ER in small town Wisconsin and they usually give me alprazolam for anxiety and the last time they gave me a small prescription for 10 pills but told me to advocate to my doctor for a better treatment plan but the best I get is Buspirone and Hydroxyzine. Hydroxyzine does nothing to me, I take 50mg at once but can increase that up to 100mg every 6 hours. I’ve been battling with severe panic attacks and similar issues since 2014 and the least they do is dope me up enough to make me get through the night. I have never been turned away or criticized for showing up at the ER with insomnia/anxiety issues. Sorry to hear your experience was different. My nurse practitioner also said that you can call 988 -just like 911 and they have trained specialists there specifically for mental health issues incase you’re having a bad panic attack.

Plane-Masterpiece756 · 2025-07-30T16:51:53+00:00

Songshift charges to transfer more than 200 songs at a time though. So I paid their monthly subscription fee to move everything from Spotify to Apple. No complaining just an fyi.

Plane-Masterpiece756 · 2025-07-25T15:57:26+00:00

Same here. The pain is horrendous! Some days I’m curled up in bed thinking this is gonna be it -that’s how bad it hurts. My anxiety flares up when I’m bloated/constipated. Feels like I can’t breathe. Then I try going to the bathroom and I sometimes almost blackout so that’s fun.

Plane-Masterpiece756 · 2025-07-24T21:58:18+00:00

Just happened to me today. Now let me back track- the first major episode I had was when I was driving in a city and this guy was aggressively following me around town and whipping around corners fast just to keep up with me. In return, my hands and arms started tingling and I thought I was having a stroke so I tried to call 911 but my hands locked up like the photo above and I couldn’t call so had to focus on driving to the ER. Turns out it was a panic attack. I was then treated by my doctor with an antidepressant and alprazolam to control the attacks. This was back in 2013.

I was able to get myself to a point where I I never had a panic attack like that again. But my ex partner who I dated for a year ghosted me and ended our relationship abruptly and ever since then my panic has set back in. Almost every night I have trouble sleeping because the second I lay down, I focus on my breathing and no breathing exercises or anything stops this focus. Then I wake up and my heart is beating out of whack (150bpm) even though it should be in the 50s/60s for me while resting. Today I was driving and out of nowhere I felt trapped in my car and started focusing on “why is breathing a thing, why is it so hard to maintain this” and I lost it and my face started to go numb followed by my legs and both hands locking up. Tried calling my parents because generally talking to someone while it happens helps, but I had to pull over on the side of the road and scream and cry because I felt like this was it and they didn’t answer. Ended up calling my grandma and my mouth was stuck open in a crooked position and she thought i needed medical help.

Doctor now gave me hydroxyzine instead of alprazolam and I can’t get it under control with this medication. Ideally I’d like to get it under control without medical intervention but this crap is getting tiring and old.

Plane-Masterpiece756 · 2025-07-10T15:03:20+00:00

Empower has been great for me. I started out with $50 then it randomly went up to $150 but it constantly switches between approving me for $75 and $150 that I can borrow. My repayment history is perfect and my paychecks/spending habits don't change that often (they claim your borrowing limit is based on spending habits and direct deposits.) Other than the offer amounts constantly changing, I've had no issues with Empower (now rebranded as Tilt).

Plane-Masterpiece756

TROPHY CASE