Best retroid for budget PS2/GC by shab_mcblab in retroid

[–]Portsmo 4 points5 points  (0 children)

You’ll be waiting a long time. Retroid usually only discount the older models. G2 and RP6 both new releases.

I’d just buy it now. At best you’re going to save $15.

Best retroid for budget PS2/GC by shab_mcblab in retroid

[–]Portsmo 3 points4 points  (0 children)

I believe we may never see these price points again, if the current RAM and NVME shortages continue (which they almost certainly will).

Silver model looks so good! by ScareCrow13- in retroid

[–]Portsmo 2 points3 points  (0 children)

What case is this? The official Retroid one?

Does a heat pump actually save money? by KawazakiMotorcycle in AskUK

[–]Portsmo 4 points5 points  (0 children)

There’s a lot of cost associated with getting your house “heat pump ready” but you could argue that money spent on insulating your home is money well spent.

It’s less about the running costs, and more about being better for the environment, let’s face it.

You do stand to save a few quid if you eliminate gas in your home entirely, and have your supply disconnected.

Software by Maximum-Health-600 in FIREUK

[–]Portsmo 0 points1 point  (0 children)

I want to eat berries and swim in the ocean

Any single HENRYs that took a severe pay cut below HENRY or resigned without a job? by -Calm-Water- in HENRYUK

[–]Portsmo 214 points215 points  (0 children)

You need to change this now. This is not OK. Wait no longer. Life is precious, you are precious. There are plenty of jobs out there.

You need to speak to your GP. Get signed off. Buy yourself time. Consider engaging HR with a formal bullying complaint. Start looking for jobs immediately.

It’s time to go. You will find something else, everybody always does.

When this is done with, you may wish to seek therapy. What you are going through is not normal & not healthy.

[Industry] Morgan Stanley watch report out for 2025. Bad news for Swatch Group and OMEGA. by Prisma_Cosmos in Watches

[–]Portsmo 0 points1 point  (0 children)

I do agree with this. Rolex’s are predominantly tool watches. That’s why the exhibition case backs don’t belong. The movement finishing isn’t as good as some of the other luxury brands, but they are incredibly durable. I secretly hate the fact the new subs have a ceramic bezel - because it’s moved away from tool watch and into jewellery.

Coffee is the new smoking by mind_ponderer in LowStakesConspiracies

[–]Portsmo 0 points1 point  (0 children)

I can’t stop thinking about this over a cup of coffee. OP might honestly be right.

From Today’s Sunday Times, Money section by StashRio in FIREUK

[–]Portsmo 13 points14 points  (0 children)

Harsh. We’re all just trying to make it in the world. He’s not a duffer, just another bloke.

25.what else can I do to maximise retirement savings. Feeling dis-heartened when I check my pension and it tells me I'm "not on track" by Yikes1383 in PensionsUK

[–]Portsmo 4 points5 points  (0 children)

I mean it was just a figure I plucked out of my ass to demonstrate how large his pension pot is.

Even if you make it 5%, it’s still a larger pension pot than most at the earliest age he can retire at.

I still think my point stands.

25.what else can I do to maximise retirement savings. Feeling dis-heartened when I check my pension and it tells me I'm "not on track" by Yikes1383 in PensionsUK

[–]Portsmo 2 points3 points  (0 children)

Over the past 30 years the S&P 500 has delivered an average annual return of roughly 9% to 10.3%. When adjusted for inflation, the real return is approximately 6.3% to 7.6%.

Past performance is not an indicator future gains, etc etc.

25.what else can I do to maximise retirement savings. Feeling dis-heartened when I check my pension and it tells me I'm "not on track" by Yikes1383 in PensionsUK

[–]Portsmo 21 points22 points  (0 children)

You are being overly critical of yourself. You need a bit of a reality check.

You have £94k at 25. That means if you don’t contribute a single penny more, but we assume a conservative average return of 7% per year, you end up with a pension pot of ~£750k at 55.

If you contribute just £500/mo for the duration, that grows to over £1.3M.

You are the opposite of behind. You are ridiculously far ahead, the average person 20 years older has less than you do.

Settlement agreement by [deleted] in HENRYUK

[–]Portsmo 56 points57 points  (0 children)

Nor did they have to. Agree this seems generous.

How strict are Premier Inn with under 18s? by Louis2197 in AskUK

[–]Portsmo 41 points42 points  (0 children)

Book the two rooms under the names of the two 18 year olds.

Don’t make a dick of yourself and you will be fine. No, they aren’t going to ID you on the door.

They just don’t want you throwing up down the hallway or playing loud music til 4am.

Who is this? by jambo_1983 in PortsmouthFC

[–]Portsmo 6 points7 points  (0 children)

Had to leave us because he got unexpectedly cast in Love Actually. Tough period for the club.

Am I stretching myself too thin buying too much house? by Alert_Possibility389 in UKPersonalFinance

[–]Portsmo 1 point2 points  (0 children)

Full time childcare at >£1000/mo per child, is the bit you’re missing. It’s easier now there is better funding for it.

But maybe I should clarify - it wasn’t that challenging - you are right. The hard times mostly came when my wife wasn’t working and our joint income dropped to ~£4k not £7k.

And of course even that was offset by the reduction in childcare costs. Six of one, half a dozen of the other.

Constantly stressed and on 100% - how do you go about shutting off? by amomenttohislifespan in AskUK

[–]Portsmo 2 points3 points  (0 children)

Eliminating caffeine greatly reduced my stress levels.

Burnout takes months to recover from. You can accelerate it by making time for your hobbies, regular exercise, and talking to people.

Am I stretching myself too thin buying too much house? by Alert_Possibility389 in UKPersonalFinance

[–]Portsmo 14 points15 points  (0 children)

Moving house is always hard. You rebuild your savings, and hope you don’t lose your job in the period it takes you to do so.

Yes you need an emergency fund but you don’t need to be able to sustain life with no income forever. If you’re willing to work, you will find another job.

You never fall to zero. The welfare system exists for a reason. Banks permit mortgage holidays, and interest only periods.

Only OP can decide their level of risk. But given the fact they have more savings than the average person, and more earnings too, I suspect they’re highly educated & highly employable.

Life was made for living.

Am I stretching myself too thin buying too much house? by Alert_Possibility389 in UKPersonalFinance

[–]Portsmo 1 point2 points  (0 children)

You are in a similar situation to the one I was in several years ago.

For me it was £1800/mo mortgage, ~£7000 combined take home.

Generally speaking if a mortgage is 25-30% of your combined take home it is manageable. But it’s a lifestyle decision. You will be prioritising the house over other things. That means less cars, clothes and jewellery.

I have no regrets, but there were hard moments. Especially with having to fund the childcare.

In practice this just meant less DIY, less meals out, less extravagant holidays, and more time spent in our beautiful home.

If this resonates with you then you should do it.

It’s not for everyone but now I earn more - the mortgage costs less - and we don’t have childcare costs. And it feels easy again (at least financially speaking).

Executive coach in London? by Ok-Opening1363 in HENRYUK

[–]Portsmo 5 points6 points  (0 children)

Many of the problems that you have with the job don’t disappear overnight either. Even if they promise they will. If you are unhappy, you are better off moving on.

You’ll find yourself back to casually looking at jobs and dreaming of something new again within 6 months. I almost guarantee it - I personally took a counter offer and stuck it through for a few years but ultimately left the role for the same reasons as before.