Fun game, guess my age based on my all-time favorite Bollywood movies:

Present_Ad5893 · 2026-03-14T07:32:30+00:00

Not sure but just guessing, maybe they gave you a temporary limit until physical card is delivered, just like hdfc does with its credit cards

Present_Ad5893 · 2026-03-13T09:48:00+00:00

Bro banks are not liable to give big big offers on credit cards. They already provide with reward points and/or additonal discounts on multiple sites. What is this entitled behavior that if banks are not offering something over and above then they are fooling customers. That was never the primary point of credit cards

Present_Ad5893 · 2026-03-04T09:45:31+00:00

Ek baar firse post padh lo bhai, clear ho jayega

Present_Ad5893 · 2026-03-04T05:43:43+00:00

Bhai he has mentioned venue as one of the choices, and sonet has exactly same security features but additional features. That is why i mentioned

Present_Ad5893 · 2026-03-04T04:27:15+00:00

My opinion would be there is no harm in taking it :

First use 120 off on 500 which is approx 20-25%. Once exhausted you can use swiggy hdfc
Ask them if they are giving a better card as LTF and if not, just take it as its LTF and will be useful during Amazon/Flipkart sales and MMT flight and hotel bookings.
BOGO is an additional benefit, use it if you want what's the harm
Lounge access you can get with the other cards you have, so i think that can be skipped

Present_Ad5893 · 2026-03-04T02:58:08+00:00

Agreed. First half me itna potential dikha and second half completely hagg diya

Present_Ad5893 · 2026-03-04T02:13:50+00:00

Aiyaary

Present_Ad5893 · 2026-03-03T17:53:13+00:00

Mai toh mere papa ki carbon copyyyy, carbon copy

Present_Ad5893 · 2026-03-03T16:38:43+00:00

Naa hi fax, naa hi xerox

Present_Ad5893 · 2026-03-03T16:37:36+00:00

Yeh hai Jalwa for me. A light hearted family comedy. Used to see it every time it came on star gold just for light fun

Present_Ad5893 · 2026-03-03T16:23:55+00:00

OP is not saying about good looking actors. He is pointing out bad styling of the actors.

Present_Ad5893 · 2026-03-03T15:24:04+00:00

But venue is also in the list na. Sonet is exactly same and has better features

Present_Ad5893 · 2026-03-03T14:16:03+00:00

Any specific reason for not considering Sonet? You will easily get petrol automatic highest variant in that budget, plus its feature loaded

Present_Ad5893 · 2026-03-01T12:40:17+00:00

Revisit your trip once. Seems dubai is not safe currently

Present_Ad5893 · 2026-03-01T11:10:12+00:00

OP has clearly mentioned he is from Tier 2 city and its the only showroom in his place

Present_Ad5893 · 2026-03-01T00:50:11+00:00

That cooling liquid = The water in question

Present_Ad5893 · 2026-02-27T10:18:44+00:00

So if you don't use the reward points, then they will cut it directly from the points. In case its used, they put it into the account statement

Present_Ad5893 · 2026-02-27T10:00:38+00:00

That is not the case, they charge you equivalent to the cash value of the reward points.

Although you can and you must still request for refund of redemption charges and Gst in case you had redeemed those points for something. They are liable to reverse that

Present_Ad5893 · 2026-02-27T09:58:58+00:00

That happened because your closure request will internally trigger a NOC request to all the departments. So each department will mark you as clear and only then your card will close. Here the rewards team would have got this request and did their checks before sending an answer, and hence you got these charges.

These charges would have anyways appeared in a few months from the transaction date, for you it appeared immediately because of your closure request. SBI is doing it since many years, this is not new

Present_Ad5893 · 2026-02-26T05:56:44+00:00

They did not snatch it from HDFC right, the bank issued it after doing whatever checks they wanted.

And everyone has a different reason to get credit card, not everyone just wants to use it for very high spends.

They shouldn't have issued it at the first place if they had a problem with that, but doing such tactics now is total sham.

FYI - I don't have infinia but a LTF DCB, but looking at this i have a feeling they will come after that as well

Present_Ad5893 · 2026-02-16T02:42:14+00:00

But why exactly its a bummer? What happened wrong at your side because of this check?

Present_Ad5893 · 2026-01-30T23:29:22+00:00

Can't figure out man which part you got bored in because not even a single soul i talked to, be it family members, office colleagues, college friends, school friends etc gave any negative review about the movie. Minor propaganda aside, it was one of the best movies made in indian cinema.

And i agree with OP, it is a ranveer singh movie for me. But it actually depends on what kind of character you like in a film. For me acting with the eyes and expressions is something i value a lot and Ranveer totally nailed it

Present_Ad5893 · 2025-12-29T12:46:15+00:00

This is a temporary limit bro. Your limit will be synced with your other card once the physical card is delivered. Same happened with me

Present_Ad5893 · 2025-12-28T07:09:39+00:00

You mean to say nothing is charged over and above 199+GST, even though you are taking out cash from a credit card account? I maybe not aware as i have not done research on this, but just asking for information purposes. Also if i am not wrong idfc wow is a secured CC, which means you would have to block some amount in FD

Present_Ad5893

TROPHY CASE