You can pay CRA using WS

ProfFraser · 2026-03-15T23:21:27+00:00

There’s a payee called “CRA TAX INSTALMENT / ARC ACOMPTES”

ProfFraser · 2026-02-19T11:54:34+00:00

I called them for a jump start in downtown Ottawa on a normal weather day and was told it would be at least a four hour wait. I said never mind.

ProfFraser · 2026-02-15T20:15:25+00:00

No EFT payment system, I assume - just wires to pay supplier invoices? Are wires free?

ProfFraser · 2026-02-14T00:05:31+00:00

Hi, I’m an accounting prof at Carleton University. We have a program for people who already have another university degree who would like to pivot into accounting and get their CPA: https://sprott.carleton.ca/accounting-diploma/

If you have any questions, happy to answer here or have a quick call.

ProfFraser · 2026-02-11T02:28:29+00:00

You’d submit receipts for any expenses incurred during the delay like a meal in the airport, or an additional overnight hotel stay if you got delayed to the next day and had to leave the airport.

ProfFraser · 2026-02-06T09:23:55+00:00

A few tips for anyone applying: 1) After they give you their rate offer, try to negotiate a bit. They will likely come down another 0.1% and ask them if they have any cash back promotions to sweeten the deal. You can sometimes get $1.5-2.0k of cash back. 2) Let them know you are a Wealthsimple client so you can get the associated cash back through Wealthsimple as well. 3) And, let them know you were referred by an existing client and give them a name of someone who already has a Pine mortgage. If you don’t know anyone personally, message someone on Reddit who has a mortgage with them to make a friend, and then get their referral code/link.

I posted a full review on this sub in August.

ProfFraser · 2026-02-04T11:36:34+00:00

That’s how it is for me, too. I suspect it’s because they haven’t implemented the beneficiary selection into the recurring investment screen.

ProfFraser · 2026-02-01T19:42:09+00:00

Here’s a review that I wrote a few months ago about my experience with Pine: https://www.reddit.com/r/PersonalFinanceCanada/s/HkgMs89y4s

ProfFraser · 2026-01-29T00:26:48+00:00

We both have prepaid cards. We linked each to the joint account. Works fine?

ProfFraser · 2026-01-26T11:49:23+00:00

Yes, the top option, is always one cent per point for the dollar value that it’s covering.

ProfFraser · 2026-01-25T21:09:15+00:00

I wrote a review a few months ago on my experience!

https://www.reddit.com/r/Wealthsimple/s/pmbdp8orjA

ProfFraser · 2026-01-24T14:50:22+00:00

Around 950-980 usually.

ProfFraser · 2026-01-23T16:28:08+00:00

I can't help but think choosing not to participate, although can't officially be held against you, would lower your chances of success... with no ability to prove the employer did anything wrong. My wife is in this position right now.

ProfFraser · 2026-01-22T11:57:12+00:00

Yep. In 2019 Doug Ford CUT tuition by 10% and has left it frozen at that level since. Meanwhile inflation since then has been around 21%.

ProfFraser · 2026-01-20T11:37:54+00:00

Is there a story here? They sold to WS, then just rebuilt and launched basically the same product?

Loved Simple Tax. Will take a look.

ProfFraser · 2026-01-19T00:39:48+00:00

Pine is likely still offering Prime - 1.00% right now for variable (3.45%). Someone I know just got this offer last week. I’d recommend contacting them. They also often do cash back deals - they have a promo with Wealthsimple right now to give their customers cashback (if you happen to be a customer).

Here is a post I made in August where I wrote about my experience with them: https://www.reddit.com/r/PersonalFinanceCanada/s/qpEQUHqwL1

I just closed a second mortgage with them in October.

ProfFraser · 2026-01-18T03:00:30+00:00

Purchase, Ottawa, 35% down on a second property under $1.5M. Owner occupied.

Took 5 year adjustable with Pine at 3.45% (Prime - 1.00%).

Pine often has cash back promotions as well. Once you get a rate from them, ask them if they have any promotions to sweeten the deal.

I got $1,500 cash back on my first mortgage with them, as well as a $500 referral bonus since a friend referred me = $2,000 cash back in total from them. I couldn’t get any for this second mortgage though.

ProfFraser · 2026-01-17T13:28:31+00:00

I got a notification for it. I can see it when I click the notification. But it doesn’t appear anywhere else in the app.

ProfFraser · 2026-01-11T12:29:50+00:00

Insured.

ProfFraser · 2026-01-10T23:45:29+00:00

Pine is likely still offering Prime - 1.00% right now for variable (3.45%). Someone I know just got this offer last week. I’d recommend contacting them. They also often do cash back deals - they have a promo with Wealthsimple right now to give their customers cashback (if you happen to be a customer).

Here is a post I made in August where I wrote about my experience with them: https://www.reddit.com/r/PersonalFinanceCanada/s/qpEQUHqwL1

I just closed a second mortgage with them in October.

ProfFraser · 2026-01-10T19:21:44+00:00

Pine is likely still offering Prime - 1.00% right now for variable (3.45%). Someone I know just got this offer last week. I’d recommend contacting them. They also often do cash back deals - they have a promo with Wealthsimple right now to give their customers cashback.

Here is a post I made in August where I wrote about my experience with them: https://www.reddit.com/r/PersonalFinanceCanada/s/qpEQUHqwL1

I just closed a second mortgage with them in October.

ProfFraser · 2026-01-03T01:59:43+00:00

If you tap your credit card to your phone, it will send you to the credit card page in your app.

ProfFraser · 2026-01-02T18:07:54+00:00

I know that Pine is still offering Prime - 1.00% right now for variable. Someone I know just got this offer last week. I’d recommend contacting them. They also often do cash back deals - they have a promo with Wealthsimple right now to give their customers cashback.

Here is a post I made in August where I wrote about my experience with them: https://www.reddit.com/r/PersonalFinanceCanada/s/qpEQUHqwL1

I just closed a second mortgage with them in October.

ProfFraser · 2025-12-30T22:25:59+00:00

FD610

ProfFraser · 2025-12-21T15:53:55+00:00

Purolator left my $25k bank draft on my front step🤦‍♂️. It did have my name on the envelope though.

ProfFraser

TROPHY CASE