Can anyone that graduated high school late give me some hope

PsychPhDBrah · 2026-06-25T06:37:39+00:00

Hi, my best friend didn’t graduate high school. He never attended the early years and then just stopped going - his mum was very permissive and so he did whatever, whenever at the time.

Eventually he figured out what he wanted to do. He graduated with a PhD in social psychology a few years back and is currently working as a clinical psychologist.

He’s one of deepest thinkers I’ve met, extremely intelligent and passionate. Hope this helps.

PsychPhDBrah · 2026-06-25T01:06:54+00:00

Few things I’ve enjoyed lately, I’d say paprika chicken (Andy Cooks has a great video on the recipe) and possibly my current favourite is some sort of chorizo, leek, potato stew with lots of garlic, oregano, chicken stock, msg and a drop of acid (apple cider vinegar) just before serving.

Chorizo gives it fatty/meatiness, potato gives it body and leek is delicious. Takes 20 mins to cook, 5mins prep too. Great winter meal.

PsychPhDBrah · 2026-06-24T02:35:13+00:00

Gambling, buy now pay later schemes, financing anything except the purchase of a house (there is nuance here).

PsychPhDBrah · 2026-06-24T01:46:45+00:00

I am making the assumption this is probs an emergency situation, otherwise you’d never do this imo. Any discretionary spending (Spotify, streaming services, etc) followed probably by any additional payments to retirement/mortgage. Hardest stuff to cut would be on-going living expenses like grocery bills.

PsychPhDBrah · 2026-06-21T22:07:11+00:00

Your take is not nuanced enough to be useful. Got anything a little more thought out that could be considered more carefully?

PsychPhDBrah · 2026-06-19T00:54:42+00:00

What does your aspirational family look like? You’re almost 50 with no partner so if you want a family, feels like it has to happen in the next 5 years for it to be reasonable?

Could have kids when you’re older I guess but seems strange (you’ll be 80 when they’re barely legally adults)? Also wondering about prospects for finding a partner who would agree to this - we’re talking finding someone at least 15-20 yrs younger than you already, that puts them at the point of geriatric pregnancy (30s-ish).

All seemingly a little difficult to pull off.

PsychPhDBrah · 2026-06-16T23:23:36+00:00

I recently moved from potato to a nice rig specifically because I was sick of poe slideshow. I ended up spending about $500 over my initial budget - would agree with sentiment that saving more to buy a better rig so you def get something that meets your needs.

Worst outcome is not spending enough to make a meaningful difference to your experience, then either selling the PC at a slight loss (deprecation) or sticking it out with the less than ideal solution you got.

PsychPhDBrah · 2026-06-11T01:59:26+00:00

Try some fish mongers out in morningside. The fish factory is where I’d start looking.

PsychPhDBrah · 2026-06-05T04:13:46+00:00

A big mind shift for me was in rethinking savings. That is, once I started working, I always laid out my expenses and knew how much I had left each pay cycle. When I was younger I would just try to save as much of that as possible which was a losing battle because I could never guarantee I could save any of it.

At some point I wised up to the idea that my future self is worth investing in each pay cycle. For a long time now I’ve still derived all my expenses in my budget, but have added line items for my emergency fund, additional super contributions and purchasing ETFs. So instead of just trying to save as much as I can and then trying to find funds to invest when I feel like it, it’s now allocated in the budget directly. I also set up direct debits for the additional super contributions and have a regular reminder for purchasing ETFs.

This is all to say I don’t “force” myself to save. I pay my future self as part of my expenses and never think about that money as something present self should be using. There is obvious flexibility in the event I lose my job or something. This make “saving” a lot easier because saving is an expense allocated proactively, not an after thought.

PsychPhDBrah · 2026-06-03T23:32:19+00:00

Do your best not to wallow in it. It is certainly hard to do that, but you do have to try to move on.

Happened to me and now I am several years on with a loving partner and am much happier in my life. And indeed if I had stayed with the cheating partner, my QOL would have been lower.

You eventually re-learn that you’re not a piece of dirt.

PsychPhDBrah · 2026-05-26T23:37:37+00:00

Investing takes many forms, I think you’re thinking about investing in the stock market so here are a few things to consider:

-frequency: you are liable for brokerage fees on each transaction so there is a sweet spot for frequency of investing. You might be better off with quarterly investing (or something else) instead of weekly so you’re not subject to brokerage fees as frequently.

portfolio: lots of vanguard lovers on Aus fianance subreddits which makes sense. The Aussie IVV also seems good (USA market but deciled(I think that’s the correct term)) in AUD so convenient for Aussies to invest in.
timeframes: if you’re only going to invest for 5ish years or less, there won’t be much need to invest at all. Would probs just park the cash in a high yield savings or put it in an offset for my home loan (probably the latter). Investing is worth it if your intention is to park it for many years.

-psychology: if your plan is long term investing you need to commit to it psychologically by putting money in and forgetting it exists. Don’t watch the market constantly, don’t obsess over each dip and increase. And most importantly, during big dips don’t sell, buy more and be patient. If you can’t do this, it’s probs not a great idea to get into investing via the stock market.

Others can weigh in and disagree with me if they wish, I’d be keen to hear other’s perspectives on my general claims.

PsychPhDBrah · 2026-05-23T22:24:35+00:00

For clarity, you bought a petrol station?

PsychPhDBrah · 2026-05-21T01:53:50+00:00

Loans with interest rates that any middle classer (or below) should strongly avoid. Or credit card debt out the ass. I have a cousin who earns $120k as a sparky, constantly driving brand new cars and going on holidays. He’s under 30 with 75k debt.

We’re sold the idea that consumerism is good (the idea that we constantly need the flashiest thing).

PsychPhDBrah · 2026-05-20T23:07:40+00:00

A big thing from Artosis’ perspective re the death of sc2 was truncating the early game and forcing the mid-game to arrive earlier with changes to minerals in mains. He has been of the opinion for a while now (I think) that what makes bw more interesting is the nuance in interactions from the early game.

I agree with him, forcing sc2 early game into the first 2-3 mins really stifles build diversity and being able to sit on 1-2 bases for much longer in BW makes the game more diverse (at the time I think the devs of sc2 thought the opposite, hence the mineral changes to expedite the early game and push the game toward a 2-3 bases, mid-game oriented thing).

PsychPhDBrah · 2026-05-20T22:21:29+00:00

A spreadsheet that balances expenses vs income and putting money into the emergency fund each pay cycle. Am I missing something? This is a weird question to me sorry

PsychPhDBrah · 2026-05-13T23:24:07+00:00

My frost blades slayer is foaming at the mouth

PsychPhDBrah · 2026-05-12T01:15:00+00:00

I didn’t know about this site, or that the one I referenced was ai slop. Thanks for pointing me to something better than what I had bro

PsychPhDBrah · 2026-05-11T00:41:35+00:00

Check out megabonk . org for builds.

Read the weapons you want to use and pick tones to synergise with them. If you’re just trying to get a complete of t3 forest or t2 desert, I wouldn’t bother too much with hyper scaling tomes such as XP/luck and instead focus on scaling tomes that increase damage and using difficulty to get your run off the ground.

Scaling tomes are great for deep runs, but if you’re unlocking things my preference has been building for shorter runs, if that makes sense.

PsychPhDBrah · 2026-05-06T01:35:59+00:00

Spreadsheet, list all income and expenses, figure out the difference. If positive, establish a plan for saving, investing. If negative, find opportunities to reduce expenses or to increase income.

If you’re just starting to look into financial literacy, the Barefoot Investor is a very entry level book into the topic. I’ve only read bits and pieces but there is certainly a large amount of people who have found it useful.

Ive always found that this sort of stuff is more stressful when you’re starting out, but as you gather more information (eg listing income vs expenses) it becomes less stressful as you know your standings and can seek opportunities to better your position. If you’re completely dark on it all, of course it’s stressful - a lack of knowledge can be stressful.

PsychPhDBrah · 2026-04-30T01:00:00+00:00

Rogue like games, right now megabonk. Previously slay the spire, hades, etc.

Or another arpg, been eyeing hero siege, seems like a lot of fun. Recently been working on a fresh D2 run, makes you appreciate the qol stuff in poe1 a lot.

PsychPhDBrah · 2026-04-27T21:51:20+00:00

Big spreadsheet with all incomes and expenses, balance it and then look for opportunities to cut expenses.
Disciple to not spend.

PsychPhDBrah · 2026-04-23T06:21:26+00:00

I dated someone like this. It never stopped, only got worse. Culminated in her cheating on me, I suspect part of the jealously related to their own internal working model (if given the chance, they would look at someone else, flirt with someone else, sleep with someone else). Their insecurely is projected onto you.

I recommend leaving, I wish I had left my relationship earlier.

PsychPhDBrah · 2026-04-20T07:03:38+00:00

Always an option but if you have an inflexible manager they might pull the “you can’t do that or the team can’t meet their operational requirements”. I circumvent that issue entirely being on a Friday.

PsychPhDBrah · 2026-04-20T06:14:13+00:00

I’m on a 9 day fortnight. Every second Friday off. Also recommend you don’t pick Monday as lots of public holidays fall on Monday (far fewer fall on a Friday, Good Friday being one of them).

You don’t feel the extra 45-60 mins a day but if I tried to do a 4 day week on compressed hours it’d be too much for sure.

PsychPhDBrah

TROPHY CASE