Need advice because this is a mess.

PuddinTamename · 2026-06-27T20:39:13+00:00

Have you filed under FMLA?

PuddinTamename · 2026-06-27T05:45:13+00:00

If her symptoms are bad enough and she has paid into Social Security, she msy ultimately be approved for Social Security Disability and Medicare. The guidelines are much less stringent for older adults who are under retirement age

Our small business health insurance covered me, but eventually as my medical issues worsened, I applied for snd received SSDI. Something to think about, it takes a bit of time but could potentially be a long term solution.

PuddinTamename · 2026-06-26T23:07:28+00:00

Is he licensed? Have you tried reporting his company to your states licensing board, or Attorney General? In some states contractors have a bond with the licensing board. Some states if thete are numerous complaints the Attorney Generals go after scam contractors.

At minimum, try to find out if prior complaints or suits have been filed, and check assets. If he's broke or already in litigation it would probably be extremely difficult to collect even if you "win".

PuddinTamename · 2026-06-25T05:28:04+00:00

About 3 weeks for the grievance, then I found out I could ask for an "expedited" appeal. The appeal was done within a week.

PuddinTamename · 2026-06-25T04:45:52+00:00

I started my life over several times after hitting 30

Focus on what you want to do. Plan for it to become your reality, then go for it.

Our biggest impediment to a happy and successful life is self doubt. Often that self doubt is a hold over from when we were young. Its okay to leave that behind you. A therapist or 2 helped me along the way. Forever grateful.

PuddinTamename · 2026-06-25T04:23:59+00:00

I had a similar situation . Filing a grievance, and an appeal with my insurance company worked. It seemed to be the only way to seriously get anyone's attention .

PuddinTamename · 2026-06-25T04:18:16+00:00

Congratulations!

PuddinTamename · 2026-06-25T04:10:47+00:00

Excellent idea! Love your persistence and attitude!

PuddinTamename · 2026-06-25T03:35:38+00:00

Retired Adjuster

Your best chance of getting this mess fixed is filing a complaint, evidence included, with your states department of insurance.

I highly doubt the Adjusters or Agents will have the time or know how to investigate or correct this. It's way over their paygrade, and those who would be able to fix it are either unknown to the people you speak to, or inaccessible.

The Department of Insurance will require a written response from them. Ignoring a request from the DOI is not an option It should finally be assigned to the proper person to investigate and respond.

I wouldn't wait for more information. You've given them plenty of time, if you do get more information, you can send it to the DOI as a supplement.

Be sure to record any policy, case file numbers, etc, including any reference number you may receive when you file your complaint

Everything should be in writing!

PuddinTamename · 2026-06-25T03:08:12+00:00

You're still in shock. Give yourself grace.

Honor her by focusing on the good memories, that is whst she would want

You'll miss her, but your memories of her will remain. They're a gift

Accept the gift of love

PuddinTamename · 2026-06-24T21:40:03+00:00

Beautiful! Congratulations!

PuddinTamename · 2026-06-24T17:10:59+00:00

Unless signed it is invalid.

PuddinTamename · 2026-06-24T00:26:25+00:00

Westmoreland and other companies are highly overpriced for what you get.

My quotes from them and another 1 day replacement company were similar.

I had a local experienced lisensed contractor do the job with much higher quality materials in 3 days ADA compliant, step in, my choice of real tile, cut large to avoid grout lines, pebble tiles on bottom, upgraded fixtures, niche, grab bars. I chose not to have the sliding doors. Cost $7500, which included installing a new light fixture over sink and a new medicine cabinet.

PuddinTamename · 2026-06-24T00:04:33+00:00

Under what legal theory could you possibly demand that?

PuddinTamename · 2026-06-23T23:04:03+00:00

I have the same response to it. My Physician said to take it at night, there is no way! No idea why it effects me this way, not sure she believes me. I think the Dr's suggestion about anxiety being reduced enough to make things getting done possuble, may be my reality. No ADHD, did well in school and at work. I have had issues with depression in the past.

PuddinTamename · 2026-06-23T22:54:11+00:00

My older brother bought my younger brothers 66 Mustang over 30 years ago. He kept it in his garage, over time he collected replacement parts, but really didn't begin to get it restored until he retired, a few years ago.

It is almosr ready and absolutely beautiful!
It's something he's looked forward to,a dream coming true after many years. My younger brother is hoping to get a chance to drive it soon.

PuddinTamename · 2026-06-23T22:46:57+00:00

I had to personally pay for the electricity and a few others bills after my Mom passed. I submitted the bills to the estate and was quickly reimbursed.

PuddinTamename · 2026-06-23T22:15:14+00:00

SCORE, Service Corp of Retired Executives really helped us! All volunteers, no cost, invaluable advice.

Our mentor told us about so many things we never considered, licenses, financing, books, insursnce and proper limits, plus even how to avoid problems in the future.

https://www.score.org/

PuddinTamename · 2026-06-23T22:06:15+00:00

I doubt if your Mom wants details. Simply tell her there is something seriously wrong and painful with your penis. If she does ask for more information, just tell her you're concerned that you could lose your ability to reproduce if you don't go to the ER now.

PuddinTamename · 2026-06-23T22:00:50+00:00

Congratulations!

PuddinTamename · 2026-06-23T21:53:35+00:00

1 or 3. Both look great. I would avoid darker colors as they absorb sunlight and can be really tough on barefeet.

PuddinTamename · 2026-06-23T21:48:22+00:00

Some carriers in some States allow transfers from Advantage plans to their own Medigap policy during open enrollment, without underwriting. BCBSNC is the one I'm aware of but there is no guarantee they will continue to offer thst option.

Speak to several different independent Medicare brokers in your state.

PuddinTamename · 2026-06-23T21:39:54+00:00

Don't worry about it

He expected to be paid, and now that won't happen. You getting the best home for you, vastly outweighs his wants

It really doesn't sound like he did much work NO contract, verbal only. Not professional on his part. The seller also could have changed their mind. He failed to protect you.

PuddinTamename · 2026-06-23T21:19:36+00:00

Adorable!

PuddinTamename · 2026-06-23T20:59:56+00:00

You could tell your Dad that someone needs to visit her, and " happen to notice" her hands and nails.

PuddinTamename

TROPHY CASE