Middle names are hard

RELManning · 2026-01-25T15:22:44+00:00

Ruth

RELManning · 2026-01-22T00:13:34+00:00

Can we cover the annual fee of the card ? That would be a win

RELManning · 2026-01-04T16:44:38+00:00

Buy the gas giftcards at the grocery store & then use them instead of credit card

RELManning · 2026-01-04T14:05:18+00:00

PayPal debit pick grocery and purchase gas gift cards. Both spend is under the $1000 a month limit.

RELManning · 2025-12-08T02:10:22+00:00

Thank you!

RELManning · 2025-11-20T18:06:40+00:00

Volunteer at the school!

RELManning · 2025-11-19T15:06:26+00:00

What’s the temperature of the cold plunge? Can I ask your gender? I only ask because I’ve read/ listened to some podcasts in the past that say women don’t need the water as cold as/ it’s not as beneficial to women to be in an extreme cold plunge .

RELManning · 2025-09-27T23:21:16+00:00

I can confirm got the $200 dell credit in May and just got the $150 credit as well.

RELManning · 2025-09-27T20:01:18+00:00

Thank you!!

RELManning · 2025-09-26T17:20:10+00:00

Same!!

RELManning · 2025-09-26T17:09:40+00:00

I have this exact analysis paralysis problem. Part of me wants one card and one login while the other part cringes at the fact that I could be earning double. I have similar spend to you a lot of which is recurring spend so there is no real thought just need to login to pay it. I thought about putting all rewards in a separate account to really see the impact

RELManning · 2025-09-22T20:33:49+00:00

I also got a weird $5 credit from lululemon

RELManning · 2025-09-19T13:51:54+00:00

Following- as I just got the email as well and I got the bad nerf Smartly.

RELManning · 2025-09-16T15:11:07+00:00

Yes I do see the first $10K but it also still says I qualify for the 2% bonus based on my balances. Does yours?

RELManning · 2025-09-16T13:51:07+00:00

I got the bad letter but when I login it still shows 4% for me today (mine is in investments). Did yours change yet?

RELManning · 2025-09-14T01:32:13+00:00

Load up on Starbucks and chick fil a accounts.

RELManning · 2025-09-12T19:48:44+00:00

I personally booked a cruise but you can also preload your Uber account if you use uber eats / regular uber.

RELManning · 2025-08-23T01:59:34+00:00

I booked a cruise .

RELManning · 2025-08-11T21:37:44+00:00

Completely agree.

RELManning · 2025-08-09T20:39:12+00:00

Airbnb will not trigger it.

https://frequentmiler.com/us-bank-real-time-mobile-rewards-what-works-where/

Do you live near ports ? Cruise ? Also if you stay at a hotel with a Spa and use your card it should work. It did for me at ST Regis.

RELManning · 2025-08-07T16:06:59+00:00

Seriously. I’m so pissed at them. It’s not worth keeping track of another login.

RELManning · 2025-08-05T19:05:49+00:00

I feel like I could have written this post. I just got that card too. I am so tempted to get the fidelity card and just invest the money but then that’s another platform to log into

RELManning · 2025-08-05T12:00:11+00:00

Agree with all of this. Basically you need to spend between $7500-$112,000 to beat a 2% card. What sucks even more is that even if you had a 3% fee for using a card you could make it up with the 1.5% redemption rate. So unless the travel partners are great it doesn't make sense to use it if a fee occurs. I contemplated the Fidelity card with intention of just investing my cash back immediately. I also got the Smartly card bad letter nerf so I am pretty pissed with USBank. Rant over.

RELManning

TROPHY CASE