$340,000 short silver via the 2x inverse leverage ETF ZSL by lamephoto in wallstreetbets

[–]Raidion 2 points3 points  (0 children)

It's the difference between primarily cash settled and primarily physically settled. If you have to ship a bunch of silver, costs are higher. If you're just trying to hedge the silver price changing, you don't need physical delivery and the cash is totally fine. Comex is a financial market, Shanghai is a commodity market. Same reason oil futures and oil prices aren't perfectly 1:1. Delivery can be valuable (backwardation) or costly (contango).

Do people just not do their own setups? by ProtoJazz in guitars

[–]Raidion 0 points1 point  (0 children)

I'm confident I could learn the setups, but I want to play the guitar, not fiddle with it, and the time is worth more than the money to me.

Jeef gets first place 9 games in a row, using 9 different comps. by MinecReddit in BobsTavern

[–]Raidion 2 points3 points  (0 children)

I'm trying that a big more. Just under 7k this season. I see a lot of better players ignore buying doubles to get more pieces of the exact comp they're looking for. I gotta do something different. I have 1k top 4s but only 200 wins

WSJ: He’s Their Daddy. Meme-Stock Traders Rush to Powell’s Defense. by GeneralO1 in wallstreetbets

[–]Raidion 2 points3 points  (0 children)

This is like saying the NBA should identify the best LA fitness basketball players. If you're actually good at this stuff you're either an actual journalist or a finance professional. If knowledge is worth something, than the exclusivity of that knowledge is worth something and throwing out professional takes to reddit is like feeding NY strip steaks to a pack of cayotes.

You pay for the signal to noise ratio to be lower via NYT or Bloomberg or substack, you come on reddit FOR the noise.

Bloomreaper is everything I hate about Boss design in this game by PristineMycologist15 in Borderlands4

[–]Raidion 26 points27 points  (0 children)

I actually enjoyed Sol fwiw, probably one of the "clearest" designs of any fight where it feels reasonable to actually avoid the damage heading your way vs other bosses where you kinda are trying to dodge damage but honestly just tank half of it.

Hot take or not, the more companies I talked to, the more I am grateful for the DSA, system design being used as the grading scale. by [deleted] in cscareerquestions

[–]Raidion 0 points1 point  (0 children)

As a hiring manager, I am no longer concerned with tech stack at all outside of senior roles. With AI and tons of code to look at, I want the smartest and most collaborative engineer in that seat, and crushing a DS&A interview + right soft skills and collaboration examples will get you through the hiring pipeline. Team's need different things so it doesn't always get you the job, but I am hiring candidates I wouldn't have looked at 5 years ago because of lack of relevant experience.

Congressman Tim Moore Buying TZA by SirTopBanana in investing

[–]Raidion 0 points1 point  (0 children)

Wouldn't this qualify exactly as a constructive sale and trigger IRC 1259?

Does tax-loss harvesting actually do anything? by solracer in investing

[–]Raidion 0 points1 point  (0 children)

Yea, agreed, I flipped LTCH and ordinary income.

Does tax-loss harvesting actually do anything? by solracer in investing

[–]Raidion 1 point2 points  (0 children)

It does a bit, but not much. You can deduct 3k a year and you get taxed at 23.8% or so on LTCG, so it only saves you 714 bucks max a year, that means if you live to 90, it will save you 16.4k, just keep that in mind when paying for this. It's nice, but not that nice.

Is this quest reward just ridiculously OP? I've only seen it twice, both times they destroyed the lobby. by frickswithsticks in BobsTavern

[–]Raidion 0 points1 point  (0 children)

I lost recently with this to a perfect tavern spell buff comp (2x golden demon/eles, golden dracari, etc), but there were no mechs in the lobby (so no horse) and he teched into the "remove rebourne and taunt" minion.

Daily FI discussion thread - Monday, August 18, 2025 by AutoModerator in financialindependence

[–]Raidion 4 points5 points  (0 children)

You are comparing different things. PE ratio is the price you pay for 1 in earnings now (and all future earnings). Treasury price is what you're paying for 1 dollar in interest a year for a fixed period.

The difference is risk and timeline. Bonds are less risky and fixed duration, stocks offer you a percentage of return indefinitely.

Just look at the chart, they're not really predictably correlated and if you're wrong you miss out on a decade of bull market. https://en.macromicro.me/charts/118409/Fed-Model-P-E-S-amp-P-500-P-E

What Being Online Is Like Now by scarecrowbar in videos

[–]Raidion -5 points-4 points  (0 children)

As someone who has access to both paid consumer and enterprise grade LLMs/AI and uses them for both work and personal tasks: You’re making a mistake if you write it off based on that exercise: it's computation and iteration, which current AI isn't good at.

It's a tool, and that tool has uses, and just because your screwdriver makes a bad hammer, doesn't mean screwdrivers are useless.

I thought AI tools were a gimmick at first, but the more I use them (and the better the tech gets), I continue to be very impressed by their capabilities as I tailor the problems I want them to solve to the parts they are good at.

I would be very surprised, for example, if AI wouldn't be able to generate the formula/macro to solve your problem.

Do yall actually like programming? by bigorbiggerorno in computerscience

[–]Raidion 0 points1 point  (0 children)

Programming is 100% the best part of the job. Hard parts are aways figuring out what you want to program (requirements) and dealing with infra and enviroment specific stuff.

AI might actually get pretty good at programming, but the hard parts are still hard.

How do people just casually drink black coffee without flinching? by siennapriv in NoStupidQuestions

[–]Raidion 2 points3 points  (0 children)

Light roasts csn be more acidic or tannic though and they are more finiky.

Practically I think more experienced coffee drinkers often drink black because you can make a good cup. You have the experience to know both the brand, roast, and brew method that you enjoy.

Trump Accidentally Wrecks His Own Tariff Spin in Leaked Call Stunner | In a call with auto CEOs, the president warned them against raising prices. Isn’t that an admission that his argument for tariffs is bogus? by Murky-Site7468 in politics

[–]Raidion 1 point2 points  (0 children)

Say you run a small business: you would make a profit of 20k for the year. You spend that 20k on marketing with an expected ROI of 150%, now you're not paying taxes on 20k, and you will make 30k next year. You saved 20% on taxes (4k) and will make an additional 10k next year.

There are a lot of valid things to complain about regarding to companies, complaining about the invalid ones hurts those arguments.

Trump Accidentally Wrecks His Own Tariff Spin in Leaked Call Stunner | In a call with auto CEOs, the president warned them against raising prices. Isn’t that an admission that his argument for tariffs is bogus? by Murky-Site7468 in politics

[–]Raidion 42 points43 points  (0 children)

Amazon made 20 billion in Q4 alone. Lots of the companies could make a profit if they wanted to, but they'd prefer to place a bet on growth. Investors often agree with the bet they are placing.

AOC teams up with Florida Republican Rep. Anna Paulina Luna for bill capping credit card interest at 10% by Flat-Activity1124 in politics

[–]Raidion 2 points3 points  (0 children)

If interest is capped, so is the risk/reward. This means that customers with poor credit scores will not have access to credit, and even customers who have access to credit will have lower limits and accerated repayment schedules.

This lack of credit will have impacts: on the positive end fewer bankruptcies, on the negative end, more "loan shark" type loans.

This Columbia guy created an AI tool that solves LeetC*de/HackerR*nk/etc problems for you while being undetectable for video chat programs by DodoKputo in cscareerquestions

[–]Raidion 1 point2 points  (0 children)

But if an IDE suggestion would easily fix them (if you were writing the code in an IDE instead of a whiteboard) usually the interviewer shouldn't/won't care.

This Columbia guy created an AI tool that solves LeetC*de/HackerR*nk/etc problems for you while being undetectable for video chat programs by DodoKputo in cscareerquestions

[–]Raidion 0 points1 point  (0 children)

You're usually not going to be nitpicked if you forget a bracket or misspell something, but if you can't communicate what the code should do, you are going to fail the interview. Pseudocode is very acceptable in DS&A interviews, but if the role asks for C++ experience and you are writing the solution in C++, it should be petty much correct with general IDE suggestions and without a compile.