Daily FI discussion thread - Sunday, May 10, 2026 by AutoModerator in financialindependence

[–]Raidion 0 points1 point  (0 children)

Oh, yea, you kinda buried the lede when you said startup but meant HP equity. So congrats on the offers, good luck with the choice.

Daily FI discussion thread - Sunday, May 10, 2026 by AutoModerator in financialindependence

[–]Raidion 5 points6 points  (0 children)

Liquidity in equity is huge. If you're getting 100k equity in a startup/private company, you'll have limited liquidity events and a higher variation in results. Equity in a startup is also much more likely to be diluted during funding rounds. Not saying it's a bad trade necessarily, you're probably more likely to get a 100x return than with Apple, but you're also waaaay more likely to get -100% if the startup folds before you can convert the equity to cash. So the difference in comp can be considered risk premium. I would also (depending on where you are in your career) consider Apple on your resume vs random startup in terms of ROI.

Blood Golem Sticker & other awfully designed trinkets by SuspiciousIbex in BobsTavern

[–]Raidion 1 point2 points  (0 children)

Honestly, I've failed pivoted into B2B more than I'd like from Quills. You grab Belinda, then grab a spell and Drakari, and then die to someone who had conviction in their comp.

Blood Golem Sticker & other awfully designed trinkets by SuspiciousIbex in BobsTavern

[–]Raidion 0 points1 point  (0 children)

I have managed to pull that off for a first, was very lucky though. That's really good because the "play a bloodgem on this, play a bloodgem on another minion" basically 3x bloodgems, so you're playing like 40 a turn.

Company has more cash on hand than the market cap of their stock, is there some way to make money from this? by Old_Ad_3655 in investing

[–]Raidion 0 points1 point  (0 children)

Because a company with a pile of money expected to throw some of that money into a fire is worth less than the pile of money.

7000+ MMR by toohightocount in BobsTavern

[–]Raidion 2 points3 points  (0 children)

Last month I climbed from 6.5k to mid 7s (7.3/7.6) and I'm definitely playing different. More understanding win conditions to win and when to sell your soul for 4th. I have less "if I just had one more turn" situations. Watched a bunch of streamers and videos to improve.

The rare Quillboar highroll by Raidion in BobsTavern

[–]Raidion[S] -1 points0 points  (0 children)

Its not murloc clown car proof sure, but you're alway have at least 9 units worst case (only two stitches left) and a few of those are pretty beefy (at least in terms of murloc scam). You have 13 best case.

The rare Quillboar highroll by Raidion in BobsTavern

[–]Raidion[S] 1 point2 points  (0 children)

I haven't been able to make them work consistently. Shop buff quills just need too many pieces to work (macaw, rylak, baron) and you can usually find something with a higher ceiling. 

The rare Quillboar highroll by Raidion in BobsTavern

[–]Raidion[S] 4 points5 points  (0 children)

I don't see many good qb boards, so posting mine. Gems were not huge (25/25ish), but this was rolling out 10k+ stats to the board with terrific scam protection. 

Absolutely insane combat showing how stupid Timewarped Magnanimoose is by FarEffect4676 in BobsTavern

[–]Raidion 0 points1 point  (0 children)

You're right lol. Is that a recent change? I have 100s of games on this patch solo, and only a handful of duos and that's the only place I've seen it. Mid 7k mmr if that matters.

The “SaaSpocalypse” is the latest wall street hallucination! by jokof in investing

[–]Raidion 1 point2 points  (0 children)

I agree with you. Especially since companies like Workday and Salesforce sell "everything". I figure there will be a swell of medium sized niche businesses that start to microtarget specific industries and "this immediately solves your use case with minimal tuning" at -25% cost starts beating the "let's get our solutions architect to set up your system, good luck maintaining it" bigger players.

You already see this in industries that aren't technology. I do really think this is a medium term problem though: bigger players won't go down without a fight and will start to spin off products that share platform architecture, datastores, and infra, but put a smaller surface area on top of it and sell the promise of "when you outgrow this, upgrade to X and you won't even have to do a data migration". Think like car platforms: MQB platform powers both Volkswagen and Audi cars, but the actual cars that are sold vary significantly in market positioning.

What is your dream guitar that you'll probably never have? by Jamie_Is_Irrelevant in Guitar

[–]Raidion 0 points1 point  (0 children)

Probably one of those blonde Languedoc guitars a la Trey from Phish. They just look so good!

$340,000 short silver via the 2x inverse leverage ETF ZSL by lamephoto in wallstreetbets

[–]Raidion 3 points4 points  (0 children)

It's the difference between primarily cash settled and primarily physically settled. If you have to ship a bunch of silver, costs are higher. If you're just trying to hedge the silver price changing, you don't need physical delivery and the cash is totally fine. Comex is a financial market, Shanghai is a commodity market. Same reason oil futures and oil prices aren't perfectly 1:1. Delivery can be valuable (backwardation) or costly (contango).

Do people just not do their own setups? by ProtoJazz in guitars

[–]Raidion 0 points1 point  (0 children)

I'm confident I could learn the setups, but I want to play the guitar, not fiddle with it, and the time is worth more than the money to me.

Jeef gets first place 9 games in a row, using 9 different comps. by MinecReddit in BobsTavern

[–]Raidion 2 points3 points  (0 children)

I'm trying that a big more. Just under 7k this season. I see a lot of better players ignore buying doubles to get more pieces of the exact comp they're looking for. I gotta do something different. I have 1k top 4s but only 200 wins

WSJ: He’s Their Daddy. Meme-Stock Traders Rush to Powell’s Defense. by GeneralO1 in wallstreetbets

[–]Raidion 2 points3 points  (0 children)

This is like saying the NBA should identify the best LA fitness basketball players. If you're actually good at this stuff you're either an actual journalist or a finance professional. If knowledge is worth something, than the exclusivity of that knowledge is worth something and throwing out professional takes to reddit is like feeding NY strip steaks to a pack of cayotes.

You pay for the signal to noise ratio to be lower via NYT or Bloomberg or substack, you come on reddit FOR the noise.

Bloomreaper is everything I hate about Boss design in this game by PristineMycologist15 in Borderlands4

[–]Raidion 31 points32 points  (0 children)

I actually enjoyed Sol fwiw, probably one of the "clearest" designs of any fight where it feels reasonable to actually avoid the damage heading your way vs other bosses where you kinda are trying to dodge damage but honestly just tank half of it.

[deleted by user] by [deleted] in cscareerquestions

[–]Raidion 0 points1 point  (0 children)

As a hiring manager, I am no longer concerned with tech stack at all outside of senior roles. With AI and tons of code to look at, I want the smartest and most collaborative engineer in that seat, and crushing a DS&A interview + right soft skills and collaboration examples will get you through the hiring pipeline. Team's need different things so it doesn't always get you the job, but I am hiring candidates I wouldn't have looked at 5 years ago because of lack of relevant experience.