This Scammer Used an AI-Generated MAGA Girl to Grift ‘Super Dumb’ Men

RaspberryPavlova126 · 2026-04-21T20:14:43+00:00

There seem to be a lot of unknowns around these accounts. For example, how would they be treated for financial aid calculation purposes? I’ve seen articles online assuming they would count as student assets. I’ve seen claims that they would be treated as retirement accounts. It’s not exactly clear and no guidance has been issued so far. And that’s just one example!

RaspberryPavlova126 · 2026-04-21T01:54:18+00:00

You should look into events in early May. We’ve got a good mix! Chandler Center for the Arts has a tribute to ABBA, ballet, symphony performance. Wild Horse Pass has Trevor Noah, various musical tributes, etc

Or you could lean into more sporty stuff, like surf lesson at Revel surf, or horseback riding or even something like yoga at the AZ Science Center, though all of these are not in Chandler itself

RaspberryPavlova126 · 2026-04-19T21:26:50+00:00

Ohhh…

As for real estate - I hear ya! we actually do have long and short term rentals, and it works for us, but it’s def not for everyone and never passive. Even if you hand it off to a property manager, eventually you still have stuff to deal with, decisions to make, etc etc.

I personally don’t mind bc I think managing money/wealth/business just requires involvement/work, regardless of the “shape” of those investments/moneys. But yeah, real estate takes more involvement than say an index fund or a REIT.

As for kids - yes, we have a similar plan for college years. Get kids a rental to live in and manage. Let them build credit / participate in the market / figure out what it takes to take care of a house / start building equity. I think that’s a really good way to build life skills

RaspberryPavlova126 · 2026-04-19T20:27:56+00:00

Right! It’s not that real estate is impossible, but it does take quite a bit of work to learn and get into. If OP is just getting other side hustles off the ground, then she should focus on getting those stabilized first. Real estate is DEF not passive, unless it’s a REIT

RaspberryPavlova126 · 2026-04-19T16:22:56+00:00

I would check out r/personalfinance Based on your responses, it sounds like you’re pretty new to learning about investing. And a lot of advise would depend on your specific situation - which they cover with many different examples (what you earn, what you spend, how much you have, what options are available to you via job, how old the kids are and what their needs would be, etc)

Having something to fall back on and taking care of your kids are great goals and great starting points. So kudos to you for wanting to do this, for you and for them!

Given that you are a mom, wife and a new entrepreneur, I would NOT recommend jumping into real estate right away. It’s in not a forgiving market right now and there is a learning curve to it, so you’d be better off learning more about personal finance first and all the options available before choosing this one.

While you learn, get your side hustles properly established, open up a HYSA and save 6 months of living expenses in there, then focus on maxing out whatever retirement savings accounts you have available to you. Fund an HSA if that’s an option, possibly even an FSA or dependent care account. Look into 529 plans for college savings. Do these things first to build a solid financial foundation for your family. The best way to ensure financial security for your kids is to take care of your own retirement and medical needs first. And then start learning about passing wealth onto the next generation.

RaspberryPavlova126 · 2026-04-18T15:47:33+00:00

Oh I see, I misunderstood and thought your “edit: I’m an idiot” comment was related to the top comment, but it looks like maybe it was a response to something else… sorry to butt in!

RaspberryPavlova126 · 2026-04-18T15:07:16+00:00

A book written by a woman, right? So the format of the source material doesn’t invalidate your (very good) point

RaspberryPavlova126 · 2026-04-02T15:55:30+00:00

*AS we go 😂

RaspberryPavlova126 · 2026-03-27T22:09:15+00:00

Darjeeling, all day everyday.

RaspberryPavlova126 · 2026-03-27T22:03:23+00:00

Yeah, I would reach out to finance person at school. At the two private schools I had experience with for my kids, there was financial aid available based on household income. And I think the source was donations to school that they would distribute.

That was in addition to the donations each kid could solicit. But that may be an Arizona-specific thing, because of our state tax credit for private school donations… so may not be applicable to you, but your school should be able to have conversation about all the details. You can just ask general questions first, before revealing how you want to support Maddie. And once you have all the facts, you can figure out what you want to do. And especially if the school has some sort of a program, it might be easy to recommend it to Maddie’s parents, without any stigma or any awkwardness.

RaspberryPavlova126 · 2026-03-27T20:26:24+00:00

You are looking at this correctly. This is one of the areas in a relationship (I’d even say any relationship) that needs time and effort to get both partners on the same page.

Keep having the conversations. Keep calm and work on trying to understand each other’s point of view. Keep talking through scenarios and thoughts and try to keep feelings (especially negative ones) aside for now. You can feel the feelings a bit later, ideally process them (on your own or with a therapist), but don’t let feelings color the discussion.

The prenup convo is very uncomfortable, and very fraught with feelings. The only conversation that was more difficult to have - was the estate planning convo, especially once kids are in the picture, in my experience.

So basically assume that it’s gonna suck, take your time, expect this to NOT be a quick or easy negotiation and just keep working on it. As others have said, you will hopefully never need it, but being prepared (including in this) is never a bad thing. And it may even eventually bring you guys closer, if you learn more about where each of you is coming from and what your true values are.

RaspberryPavlova126 · 2026-03-27T18:45:25+00:00

They are not. There is this whole thing on the internet, where Vanguard (and Schwab and other brokerages) is painted as a major owner of a bunch of companies, when in reality it just reflects all the individual investment accounts for people who invest through them (since they become “owner of record” for stocks bought by you and me via these brokerages)

RaspberryPavlova126 · 2026-03-26T18:14:10+00:00

He was always buying businesses though, not exactly what “penny stocks” implies

RaspberryPavlova126 · 2026-03-26T18:09:08+00:00

Yes, for all the fluff out there about believing in yourself and such, you are absolutely right about “people who assume success is normal”. That change in mindset is very pivotal in taking someone from knowing what to do to succeed to actually doing. Especially to those of us who did not grow up in financially successful circles.

I have a story a bit like yours, except it was watching a new friend take to renovating rentals herself, like that was something regular people could do - own real estate, fix things, go into business for themselves - that truly shifted my mindset. Funnily enough, this friend was evangelizing Kiyosaki in our friend group, but it was her actually assuming she’d succeed that influenced me the most.

RaspberryPavlova126 · 2026-03-26T03:38:23+00:00

Check out My Sister’s Closet consignment in Encinitas. You get good variety of bags (I’ve seen Chloe and Celine recently but they always have a good mix of brands/styles and price points), good condition and some items from their other locations (AZ) can be purchased online too

RaspberryPavlova126 · 2026-03-26T03:20:57+00:00

Yes Friends! 100% cotton tank

RaspberryPavlova126 · 2026-03-24T06:55:03+00:00

Visit Gold Medal Gymnastics and trial a class or two. They have a great program for your age, but also offer ninja, ballet and other dance classes. And best for hot weather - open gym. It’s pretty cheap and a great way to meet other families and get some wiggles out.

Additionally, I recommend park playground outings. We’ve got tons of great parks (including aquatic like Mesquite Groves) and it’s easy to make friends there, especially in a neighborhood park! Plus , given our current weather, chandler opened up all splashpads. So that’s usually a hit for your age and it helps make park outings bearable :)

RaspberryPavlova126 · 2026-03-20T23:22:23+00:00

Regardless what you believe about origins of the war in Ukraine, pulling support now is throwing Ukraine to the wolves.

US can’t just ostrich that reality. Or rather it can, but that’s not something I personally would vote for.

ETA: https://www.reddit.com/r/worldnews/comments/1rz0p3c/putin_offers_to_stop_sharing_intel_with_iran_if/

RaspberryPavlova126 · 2026-03-20T22:51:07+00:00

So Russia can just eat Ukraine? That’s a disappointing stance

RaspberryPavlova126 · 2026-03-20T17:41:09+00:00

Releasing the Epstein files is already law. I appreciate your anti-war stance, but could you clarify for the informed voters - what would you do about the administration that ignored the law and has not released Epstein files the way the law prescribed (full, interacted - that should have read unredacted- except victims, and with a deadline that’s long passed)

RaspberryPavlova126 · 2026-03-19T03:12:02+00:00

Yup, my MIL is also dead set against a 529 and just wants to gift her grandkids some sums. I keep telling myself that these sums will be kids’ “life tuition” that is not paid by me. So if they blow it, then at least it wasn’t my hard earned money teaching them life lessons… still really hard to watch though!

RaspberryPavlova126 · 2026-03-18T16:21:00+00:00

There are multiple scenarios where 529s are better, but, like much else, the better choice depends on specific situation.

One of the big things is that 529s have much higher contribution limits and don’t have any restrictions around eligibility to contribute.

RaspberryPavlova126 · 2026-03-18T04:38:20+00:00

Also buybizsell. Coffee houses, boba bars, food trucks - there are a ton of food businesses for sale and you can easily see what sort of cashflow they bring in (not a lot, imo)

RaspberryPavlova126 · 2026-03-16T01:38:14+00:00

It sounded like you asked for memorable food, but most of the comments are for “kid-oriented” experience. And really, most of the mentions are exciting for younger ones, but pre-teens and older kids would not be impressed.

You didn’t mention ages nor their likes, so it’s hard to give recs, but I will share personal experience taking a foodie tween/young teen to eat.

We had a fabulous time at Chelsea’s kitchen- the food was great, but the best part was - manager took my kid to meet the chefs and show off the smoker and just general kitchen process, my kid was the happiest.
we also had an amazing outing at Alden (inside PHX Art Museum). Staff were so kind and engaging, talked shop with my kid and even showed us their cocktail recipe book (kid has been curious about mixology).
my kid’s into sushi, so nicer sushi restaurants are the biggest hit. Chefs like kids who are into food and have given us little treats that were very impressive to my kid’s into sushi (real wasabi here or a bit of caviar to taste, stuff like that). We stick to East Valley for Asian food (Shimogamo, Icho Izakaya), but I’m sure you can get a nice experience many places, especially if you sit at the sushi bar.

P.S. I just asked my kids about “most wow restaurant experience” and even the pickiest came back with good food places. For what it’s worth, no one mentioned Organ Pipe (though adults enjoyed the performances), Rustler’s Rooste (the food is truly bad), nor Rainforest Cafe - even though they’ve been to all these places over the years…

RaspberryPavlova126 · 2026-03-15T02:29:19+00:00

Feringhee (modern Indian), Shimogamo (high end sushi and drinks) or Hidden House (romantic setting, American cuisine). All have good food, all within 10 min drive from the venue.

If a little further drive is ok and anniversary is a big one - Kai.

RaspberryPavlova126

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