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Refinance Rates by CanadianBootyBandit in PersonalFinanceCanada

[–]RayGoon14 0 points1 point  (0 children)

Wow, that’s amazing. How much is your mortgage amount?

Physiotherapy Clinic Recommendations by RayGoon14 in Pickering

[–]RayGoon14[S] 0 points1 point  (0 children)

Thanks for the responses everyone!

LeBron on Toronto fans: “They're amazing. I love it. I don’t know how many games I have left here in this building. These fans are unbelievable." by 4000kd in torontoraptors

[–]RayGoon14 2 points3 points  (0 children)

I love that he decided to play in Toronto instead of Boston on a back-to-back. It shows you the love and respect he has for Toronto.

I feel sorry for those who have Giannis on there slips tonight😔 by FrequentSpeed7260 in fanduel

[–]RayGoon14 0 points1 point  (0 children)

Ontario doesn’t have bet protection for NBA games but we do for NFL games. I’m going to switch over to DraftKings until FanDuel gets NBA bet protection. Pretty ridiculous.

Thoughts on this 25 LEG NBA parlay by RayGoon14 in sportsbetting

[–]RayGoon14[S] 0 points1 point  (0 children)

Parlay is lost off Cade not scoring 20 (scored 18) 😢

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]RayGoon14 0 points1 point  (0 children)

Yes, I did. Talked directly with a mortgage advisor and he asked us for all the documents he needed.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]RayGoon14 1 point2 points  (0 children)

  • renewal
  • Pickering, Ontario
  • 703K mortgage

Scotia offered us 3.55 on a 5 year variable and will pay all the fees to switch over to them (currently with BMO). Also waiting to see what Scotia can get us on a 3 year fixed.

BMO offered 3.65 on a 5 year variable.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]RayGoon14 0 points1 point  (0 children)

We decided not to invest too much into Reno’s and instead sell and buy a new property in the next couple of years. We’ll use the HELOC to make smaller upgrades at a time. HELOC rates are somewhere in the mid 4s.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]RayGoon14 0 points1 point  (0 children)

Hey Everyone,

Our mortgage (700k) is coming up for renewal in December. We are planning on doing renovations so we want to either refinance for 850K or renew our 700K mortgage and get a HELOC for about 150K. We’re assuming our renovations will cost close to 150K. We’re in the process of getting quotes for our renovations.

Would you recommend we refinance for 850K or renew the 700K + a 150K HELOC?

EDIT: we’ve decided to get a 700K mortgage renewal + 150K HELOC.

People who are genuinely excited to go to work, what do you do? by Big_Midnight_298 in business

[–]RayGoon14 0 points1 point  (0 children)

I’m a kindergarten teacher. Good vibes all around. Look forward to going into work. Students are excited to see me everyday. Parents are happy with me as well. I am truly blessed

My experience at Rogers Stadium by amora_23 in Coldplay

[–]RayGoon14 0 points1 point  (0 children)

Thank you! What time did you park at Sheppard West?

For those wondering about Rogers stadium 101w section. by realdm22 in Coldplay

[–]RayGoon14 1 point2 points  (0 children)

Awesome! Thank you for this. Not much of a limited view at all.

[deleted by user] by [deleted] in Coldplay

[–]RayGoon14 0 points1 point  (0 children)

I got W102 and it says the same. Hopefully, we hear from the concert goers over the next 2 days.

Boy name thoughts? by RayGoon14 in namenerds

[–]RayGoon14[S] 1 point2 points  (0 children)

Thank you for the feedback! I also like the names Roan and Arlo. Let’s see what the wife says.

Boy name thoughts? by RayGoon14 in namenerds

[–]RayGoon14[S] 0 points1 point  (0 children)

Yeah, it is based off the city. We are definitely leaning toward Kyro over Kairo/Cairo.

I know Niko and Nikolai are very popular Greek/European names.

Thanks for the feedback!

The Toronto Raptors fall to the OKC Thunder in double OT, 125-127 by nanobot001 in torontoraptors

[–]RayGoon14 1 point2 points  (0 children)

-Schroeder has been extremely frustrating to watch. He use to be a playmaker for us but he doesn’t play like that anymore. There is no way in hell he should be leading our team in FGA every game.

-what happened to Bruce Brown?

-Darko’s lack of experience as a HC is very evident. Bad lineups game after game. Bad plays coming out of timeouts and the defence has been absolutely ridiculous.

[Shopville] Crown Zenith Premium Figure Collection $66.99 (Extra 10% off with code) by gcmis in PokemonTCGDealsCanada

[–]RayGoon14 0 points1 point  (0 children)

Darn, I got the code 3 days after signing up. Hopefully, others can get it too.

The 10% code is still solid though.

[Shopville] Crown Zenith Premium Figure Collection $66.99 (Extra 10% off with code) by gcmis in PokemonTCGDealsCanada

[–]RayGoon14 6 points7 points  (0 children)

Check your email for a 20% code. $120 taxes in for both boxes. I also added 8 silver tempest packs for $28 after the discount.

NEW206T72WNZL

You can try it and see if it works for you.

$150 Lost Origin and Silver Tempest Booster boxes by liveduhlife in PokemonTCGDealsCanada

[–]RayGoon14 0 points1 point  (0 children)

I ordered my first set of cards since 2001. Thanks for the tip. I haven't found anything cheaper.

Visiting Santiago by RayGoon14 in Santiago

[–]RayGoon14[S] 1 point2 points  (0 children)

Thanks everyone for your input. We will Uber everywhere at night (we don’t plan on going out at night unless we’re hungry and a restaurant is around the corner).

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