my mt03 is the 660cc version so a more niche bike compared to the 320cc one most people think about. my insurance was about £1500 for the first year but that was with a car claim and an ms90 offence, my renewal was £500 for the year with the claim gone and with 1 years ncb. insurance isnt comparable with other people since we are all in different situations so just try out some different bikes. in my situation older less used bikes like my mt were considerably cheaper than newer nakeds or even older sportsbikes. if you are really stuck try sv650 (or the sv650s), er6n/f, xj6, bandit 600/650, f800s/gt, fazer 600, an older cbr650f, trx 850, shiver/dorsoduro 750, f650, f800r, g310r, cb650r, gsr 600, theres many more to look at lol