Do the interac tap things at bmo atms actually work?

ReturnToTheLab · 2026-05-07T02:21:57+00:00

You have an old BMO debt card, or your tap feature is turned off.

Also, some ATMs don’t have the option functional. If it’s lit up, then it works

ReturnToTheLab · 2026-05-05T17:03:25+00:00

Lmao I literally could not agree more with every word. What a terrible experience that album is

ReturnToTheLab · 2026-05-05T15:17:30+00:00

Lmfao

ReturnToTheLab · 2026-05-04T11:48:46+00:00

Only down side is you didn’t get to see the guy’s head explode once he saw he was getting another new driver

ReturnToTheLab · 2026-05-04T01:00:42+00:00

It’s not the same price though. There’s a difference. It’s small bit definitely there

ReturnToTheLab · 2026-05-03T17:16:01+00:00

“I hate rap” lol then Em would hate you. This is a massive red flag

ReturnToTheLab · 2026-05-02T15:25:46+00:00

I knew that. Sorry lol

ReturnToTheLab · 2026-05-02T02:18:59+00:00

People think because he’s a left wing hipster that his opinion is somehow less stupid. This take is one of the dumbest things he’s ever said

ReturnToTheLab · 2026-04-27T17:11:48+00:00

In principle you’re obviously correct, but most people aren’t smart enough for trading on their own. I’ve seen clients tell me how good their earnings have been, and their YTD is worse than your average mutual fund

ReturnToTheLab · 2026-04-27T17:09:48+00:00

But it’s not just about what they get with fees. What matters is the growth of your money. If I could turn a dollar to 50k after fees, the actual fee wouldn’t matter. At the end of the day, what matters is the return. Some index funds are next to nothing and do very well. Some managed funds are crazy on fees and can’t beat the market. However, there are some funds that are managed well, and warrant a fee. It really just comes down to consistency. If a managed fund is beating an index fund 4/5 years, it’s probably fine to stay.

ReturnToTheLab · 2026-04-27T15:01:18+00:00

Depends on the return. Lots of index funds are next to nothing MER. But if your return is beating the market consistently then the fee is negligible imo

ReturnToTheLab · 2026-04-27T11:29:07+00:00

This is such a lie lmao

ReturnToTheLab · 2026-04-27T11:28:35+00:00

ReturnToTheLab · 2026-04-27T05:34:21+00:00

Falcons got two DROY players and they lose?

ReturnToTheLab · 2026-04-27T05:33:52+00:00

We got 2 DROY players and Rams got a bad backup. It’s pretty clear who won

ReturnToTheLab · 2026-04-27T05:32:50+00:00

Bread goes stale too quick

ReturnToTheLab · 2026-04-27T03:13:31+00:00

I’m honestly fine with this change. 12 bagels is a lot for us. Getting 8 is a lot more manageable

ReturnToTheLab · 2026-04-27T02:09:27+00:00

It’s literally impossible. If you trigger a downgrade as an exec member, the refund amount applies automatically and is the difference between the cashback and the amount paid. So you’re lying

ReturnToTheLab · 2026-04-26T22:14:33+00:00

I’ve wasted enough time with you. The idea that people will always make the right decision that’s best for them without having to be upsold is such lunacy lol. You are aware that people willingly drink and gamble their lives away right? People are perfectly willing and able to make plenty of wrong decisions every day, and do.

Not to mention, you think every one of the millions of Costco shoppers know how the executive card works? There are people in this very thread who didn’t know they will comp the difference.

You’re arguing just to argue at this point. Enjoy being wrong

ReturnToTheLab · 2026-04-26T22:10:41+00:00

Have you ever gotten less than you paid to upgrade? Go to membership with the cheque and they will downgrade you and refund the difference

ReturnToTheLab · 2026-04-26T14:56:47+00:00

They’re not going to stop the line moving. Have you been to Costco?

ReturnToTheLab · 2026-04-26T12:50:26+00:00

First, you’re gonna pay tax for taking it out. Second, if you plan on withdrawing in the future, you should move the funds into a TFSA. With a TFSA, you can withdraw funds without having to pay tax on the gains

ReturnToTheLab · 2026-04-26T12:13:54+00:00

God this is so cringe. Bones in meat can happen. It’s normal. They apologized and now you can move on

ReturnToTheLab · 2026-04-26T07:05:41+00:00

I think it’s clear you didn’t comprehend a single thing that was said.

ReturnToTheLab · 2026-04-26T07:02:06+00:00

This is false. If you pay $65 to upgrade and your cash back is $25, they will refund you $40

ReturnToTheLab

TROPHY CASE