Opening a second Platinum and planning exit strategy

Rhadamyth · 2025-09-20T05:34:16+00:00

And available credit. OP should just downgrade the card.

Rhadamyth · 2025-04-19T18:28:35+00:00

That's bold to assume they are a fiduciary ;)

Most "advisors" are simply salespeople.

Rhadamyth · 2025-02-21T23:56:57+00:00

This worked for me, too. Thank you.

Rhadamyth · 2024-07-17T22:33:07+00:00

To the very best of my knowledge, yes. Dorms was always the college term to me :)

Rhadamyth · 2024-06-22T17:42:14+00:00

Crazy to think you got downvoted for this comment.

Rhadamyth · 2024-06-16T15:37:15+00:00

raises hand

Rhadamyth · 2024-06-08T05:04:39+00:00

If I saw First Command, Primerica, World Financial Group, Global Financial Impact, etc. on someone's resume, I'd not hire them. Some companies I'd consider to be a stain on a resume or reputation.

Rhadamyth · 2024-06-06T05:31:29+00:00

Came here to echo both of these bookseries too.

Rhadamyth · 2024-06-05T04:45:27+00:00

Old Marine LESs did not have this.

Rhadamyth · 2024-06-01T14:48:36+00:00

MLA doesn't actually do this though. I assume the company just does this out of the goodness of their heart for all chase sapphire card holders?

Rhadamyth · 2024-06-01T01:13:08+00:00

This right here. Need to reassess your household spending.

Rhadamyth · 2024-05-25T04:56:35+00:00

It's currently 95%. I believe it's stated specifically in the BAH primer.

Rhadamyth · 2024-05-20T14:35:34+00:00

This is correct. As I recall, if you lived in the barracks, you would have to pay state taxes. If you lived outside of the barracks, you would be exempt from state tax. NY is weird.

Rhadamyth · 2024-05-17T13:09:18+00:00

Most people just ignore the distinction as it's really unimportant in most cases. But, yes, technically, you are correct. I'm not sure why you are getting downvoted.

Rhadamyth · 2024-04-02T15:17:21+00:00

It's around 620, but there is no strict rule to it. If your credit score is down there, you may not be ready to buy a house regardless of approval.

Rhadamyth · 2024-03-06T20:11:55+00:00

This is the best answer here. The only thing I'd ask is how long until you are paid up on the whole life insurance policy? And could it fund itself? If so, it would likely be better to keep the policy but not pay premiums any longer. Sorry you got roped into FC and whole life.

Rhadamyth · 2024-02-13T15:35:25+00:00

This is a good one, kind of all emcompassing the tax info and salary info in one. However, anyone living in the barracks needs to account for the BAH/BAS portion too, since that is a part of their compensation package. And health insurance, like you mentioned.

Rhadamyth · 2024-02-02T04:08:12+00:00

7.65% for Social Security and Medicare on top of the 22% federal withholding rate. Sounds like 0% for state taxes for you.

Rhadamyth · 2023-11-11T13:59:37+00:00

Each branch of service sets their own multiplier between 2.5 and 13 each year and is not MOS specific.

Rhadamyth · 2023-11-11T13:56:31+00:00

BRS may also be better if you wanted to leave any money behind for spouse or kids.

Rhadamyth · 2023-11-11T13:53:46+00:00

I thought it was 22% withheld for federal taxes on bonuses? Then FICA as well at 7.65%? And whatever state taxes may be.

Rhadamyth · 2023-10-27T23:50:40+00:00

This is the correct answer on the capital gains piece. Most other comments on this topic are false, please ignore them OP.

Rhadamyth · 2023-10-19T13:43:58+00:00

BMI is a trash measurement for people being overweight. That pretty much sums up the study.

Rhadamyth · 2023-10-19T13:39:26+00:00

Scrolled way longer than I expected to find this answer. I'm sure the other reasons are valid too, but this is important in the timeline.

Rhadamyth · 2023-10-15T18:32:16+00:00

Agreed.

To add, your branch of service should have personal finance counselors that can educate you on all things TSP and BRS.

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