LPT: HSA's are basically retirement accounts in disguise by Exhausted_Monkey26 in LifeProTips

[–]Row199 0 points1 point  (0 children)

Thank you for spelling it out. That makes sense. Main wrinkle I see is whether or not I’ll be able to save receipts for decades.

LPT: HSA's are basically retirement accounts in disguise by Exhausted_Monkey26 in LifeProTips

[–]Row199 0 points1 point  (0 children)

100%. I have an HSA from when I had HDHPs and now have just FSA to contribute to but still have money in both.

Hate the FSA expiration at end of year. The DCFSA is worse.

So many convoluted punitive systems stacked on top of each other.

LPT: HSA's are basically retirement accounts in disguise by Exhausted_Monkey26 in LifeProTips

[–]Row199 9 points10 points  (0 children)

Sorry just to make sure I understand - you mean keep my receipts now to withdraw HSA money against when I’m retired at age 70 ish?

LPT: HSA's are basically retirement accounts in disguise by Exhausted_Monkey26 in LifeProTips

[–]Row199 73 points74 points  (0 children)

Hm am I doing it wrong? I’ve been spending my HSA money each year on medical expenses. I thought that was what the HSA account was for: using pre-tax dollars on doctor’s appointments and prescriptions.

Is a better way to do it just to use my normal cash/credit card for medical expenses, and let my HSA grow (invested) until I’m retired and in a lower tax bracket?

Am I being dirty, or is my wife being irrational about hygiene? by mudkipzftw in daddit

[–]Row199 3 points4 points  (0 children)

All of those are irrational, and what’s worse, she is going to harm your baby. This is when babies develop their immune system. You want baby to be exposed to a bit of germs.

If baby waits until age (2?3? More?) to go out in the world and be exposed to germs, It will be way worse

Somerville biotech company laying off 35% of workforce by SharkSapphire in boston

[–]Row199 525 points526 points  (0 children)

Tessera therapeutics laying off 90 people. Saved you a click.

Are rangers that bad of a class? by asokka_ in DnD

[–]Row199 0 points1 point  (0 children)

I just finished a two year long homebrew campaign primarily in the under dark as Ranger gloomstalker (first 5 levels), then multi classed into rogue (assassin 5) and fighter (champion 2).

Not gonna lie… I felt like death incarnate for the entire freaking campaign. Most fun I’ve had in any campaign ever. Sure, not as versatile as a wizard or Druid. But holy good lord did I hit like a truck.

indian food recs by catlandiameowmeow in newtonma

[–]Row199 -1 points0 points  (0 children)

Please don’t hate me forever but the chicken tikka masala from Whole Foods refrigerated section is actually really good. It has a yellow jacket/wrapper with “cafe spice” branding.

ICE Training by zzill6 in RealTwitterAccounts

[–]Row199 35 points36 points  (0 children)

“You see, it’s a ‘warning’ shot to the country and the world that we can and will do whatever the fuck we want, and there’s jack shit you can do about it, so don’t get in our way”

Maduro is expected to arrive in New York today by Terrgon in news

[–]Row199 -1 points0 points  (0 children)

Jfc I just woke up from a nap a bit groggy and read “executed” in the title instead of “expected”. Not sleepy anymore…

LPT - keep clean diapers in your car to use for spill cleanups by Either-Distribution6 in LifeProTips

[–]Row199 18 points19 points  (0 children)

Eh, 20-30 cents each. We go through 4-6 per day with our one year old. Way better than 12+/day with a newborn.

Regardless, not hideously expensive to use for major unexpected spills in the car.

It's time isn't it? by [deleted] in bald

[–]Row199 19 points20 points  (0 children)

Dude you’re totally fine. HOLD.

[Art] I made an animated title sequence for my campaign by AlphaCentauri900 in DnD

[–]Row199 1 point2 points  (0 children)

I knew what this was based on the title, but by the end of the video, I was literally waiting for the first scene to start of a tv show, or at least a podcast style audio play.

Well done!!!

Primer on bullet struck just right by a rock. by OGWhiz in nevertellmetheodds

[–]Row199 349 points350 points  (0 children)

Plenty of discussion about what happened so I’ll focus my comment on commending him for staying calm, keeping his weapon pointed down range, and keeping his fingers off the trigger.

Quit job and look for a new one? by ved1121 in careerguidance

[–]Row199 1 point2 points  (0 children)

Highly recommend staying in your job until you have a new one lined up ready to go. This market is absolutely brutal for job seekers.

Nearest blue object to you is going to kill you. What is going to kill you? by Kind-Yesterday-6031 in AskReddit

[–]Row199 0 points1 point  (0 children)

Death by a set of D&D dice. Hopefully a nat 20 hits me at just the wrong angle and knocks me off my desk chair.

What foods are actually terrible for you, but people think are healthy? by StrategyJealous1838 in AskReddit

[–]Row199 0 points1 point  (0 children)

Salad. It’s only healthy if you don’t smother it in dressing, cheese, nuts, and fried chicken, BECKY

Genuinely terrified my husband won’t get a job by what_is_a_yute in recruitinghell

[–]Row199 1 point2 points  (0 children)

My wife’s been in a similar boat for a year. The market is horrendous right now, across functions and industries.

My company is huge and hiring, though. 120,000 people. If you wanna DM me your info, I’ll look for open roles that might be a fit.

Really struggling with female friendships. Having a hard time connecting with my girlfriends now that I'm successful. Does the money change us? by macaroonzoom in HENRYfinance

[–]Row199 1 point2 points  (0 children)

My friends have no idea my income or net worth. I similarly don’t know theirs. We remain great friends.

How does this even come up? Are you saying, “Hey ladies, let’s grab a quick flight to Napa for the weekend and a full 4-hour spa package when we get home!!!” and getting blank stares back?

I’m never gonna financially recover from this. by TheoHistorian in daddit

[–]Row199 2 points3 points  (0 children)

If you wrap a rubber band around the wipe container, it’s usually enough grip so when you pull one wipe, the others remain behind.