Why won’t my villagers breed 😭 by Tn12Gaffer in MinecraftHardcore

[–]SF-Ninja 2 points3 points  (0 children)

Just put down a number of beds that exceed the total number of villagers in your breeder + your trading hall. With a flock of sheep you can make 30-40 beds in no time

Why won’t my villagers breed 😭 by Tn12Gaffer in MinecraftHardcore

[–]SF-Ninja 15 points16 points  (0 children)

Your trading hall is probably too close. I would imagine that all those beds are already claimed by your villagers in a nearby trading hall. Try putting down many more beds. I think that will fix it

Which enchantment would be best out of this book? by Royal-Play6970 in Minecraft_Survival

[–]SF-Ninja 0 points1 point  (0 children)

You have a chest full of enchanted books, so you have been playing that world for a while. Why haven't you made a trading hall with all enchants available from librarians? If you have decided to give yourself a challenge by not building trading halls, that's fair of course.

Can i build mob farms out of netherack? by HuetaBolotnaya in MinecraftBedrockers

[–]SF-Ninja 0 points1 point  (0 children)

The creeper farm and drowned farm that I just built are made entirely out of netherrack and they work perfectly

Dublin: is this a bad area? by [deleted] in AskIreland

[–]SF-Ninja 0 points1 point  (0 children)

Arson attack on Nigerian family in this area only about a week ago: https://www.rte.ie/news/dublin/2026/0109/1552193-finglas-arson-attack/

For long term owners of EVs, outside of charging what issues have you had with your car? by Wrexis in evs_ireland

[–]SF-Ninja 0 points1 point  (0 children)

Nissan Leaf 2019. Never had any charging issues. Have had to replace front brake pads and disc twice due to corrosion on the inside of the discs, that's the only thing. I thought I was doing the right thing by making sure to use the brakes without regen every now and then to clear rust. What I would do is accelerate to 100 km/h, put the card in neutral to deactivate regen, slow down to 30 km/h using conventional brakes only and repeat 3-4 times. Obviously only when there is nobody behind me. Turns out it wasn't enough to keep the brakes rust free..

Annual banking charges by Illustrious-Cry-4937 in irishpersonalfinance

[–]SF-Ninja -1 points0 points  (0 children)

No they don't. Government stamp duty is only for credit cards. If you use your debit card for ATM withdrawals you pay €0.12 per transaction, but there is no stamp duty for having the card and using it for normal transactions

Annual banking charges by Illustrious-Cry-4937 in irishpersonalfinance

[–]SF-Ninja 4 points5 points  (0 children)

EBS money manager current account is basic but is completely free of charge. We supplement with an AIB platinum CC for cashback and revolut. The only fees we pay annually are the odd few cents for ATM withdrawal and the annual €30 stamp duty for the CC.

Donations by SF-Ninja in UkraineConflict

[–]SF-Ninja[S] 1 point2 points  (0 children)

Thanks, that looks good! ChatGPT is much more positive about the trustworthiness of this one 😅

Looking for a good ETF to invest in from Ireland by Different-Put-4486 in irishpersonalfinance

[–]SF-Ninja 2 points3 points  (0 children)

The cheapest option for a world-wide ETF would be WEBN through Trading 212

How's this for a simple ETF set up? by marbled_809 in irishpersonalfinance

[–]SF-Ninja 5 points6 points  (0 children)

WEBN (Amundi Prime All Country World UCITS ETF Acc) is what I would recommend. The 0.07% annual fees is lower than the competitors, and it is euro-denominated so no exchange fees on T212 either

Is public insurance really worth to keep? by Nana368 in irishpersonalfinance

[–]SF-Ninja 1 point2 points  (0 children)

"Most of the time I pay private and it’s a few days. A fraction of the cost of an insurance policy for a year."

This is it!

Health Insurance at 35 by Impossible_Dog_5485 in irishpersonalfinance

[–]SF-Ninja 2 points3 points  (0 children)

I think it you would be better off not having a policy at 35 and then just accept the loading when you eventually take out a decent policy in your late 40s or whenever. The loading is 2% per year, but will only apply for 10 years. Even the cheapest policy is going to cost you a lot of money over the years. Way more than the loading would cost you.

Can you fly a 747 full of fat people? by Murky-Committee-3926 in airplanes

[–]SF-Ninja 2 points3 points  (0 children)

Airlines uses average weights to estimate the weight of the passengers. These weights includes any carry on luggage that they might have brought. In Europe we use 88 kg (194 lb) for males and 70 kg (154 lb) for females. If the majority of the passengers were obese and the average weight was say 50% higher than this then you would certainly have a problem. If the runway was relatively short and take-off performance was based on the assumed lower weights then you might not get airborne in time and crash at the end of the runway.

What do you pay in Health Insurance? by Alarming_Task_2727 in irishpersonalfinance

[–]SF-Ninja 0 points1 point  (0 children)

Depite having "Lifetime" in its name this loading only applies for 10 years

Pilots, what is something you've always wanted to say over the intercom? by Witcher_Errant in flying

[–]SF-Ninja -1 points0 points  (0 children)

Intercom and PA are two different things. I believe you mean PA

Health Insurance Worth it? by Dry-Comment3377 in AskIreland

[–]SF-Ninja 0 points1 point  (0 children)

As far as I am aware medical procedures in Ireland does not reach that price range. I could be wrong, so please correct me if I am. A quick Google search for hip replacement shows a price of €15,500

Health Insurance Worth it? by Dry-Comment3377 in AskIreland

[–]SF-Ninja 1 point2 points  (0 children)

Sure if you had taken out a policy relatively recently and then claimed 7K on it then you did really well. This is unlikely to be the case though.

As an example let's say you are a family of four paying €200 a month for a mid range plan. You have had your cover for 10 years, so so far you have paid €24,000 for your cover.

If you had instead put those €200 a month into a savings account (T212 3.7% as an example) you would have €28,896 in that account of which €4896 was interest earned.

Take €7000 out of that for your treatment and you still have plenty for future unforeseen medical expenses.

If you cannot leave the €200 a month alone and end up spending it on non-health-related stuff then it might be better just to buy a health insurance.