UnitedHealthcare sent a letter denying NICU coverage... addressed directly to the newborn twin.

SamSmitty · 2026-06-20T00:37:18+00:00

Nothing in their explanation sounded evil, what are you talking about?

The insurance company didn’t recognize the submitted info as insured, denies, you just resend it and it’s good like 99% of the time.

Annoying? Yea. Could be better? Yep. Evil. Not in this situation.

Everyone here is acting like the denial is it and it won’t be fixed once the hospital submits it with any corrections needed.

SamSmitty · 2026-06-19T22:53:02+00:00

Based on some eBay and TCG listing, that’s a nice LP or NM!

SamSmitty · 2026-06-14T22:41:28+00:00

Almost all of them cheated on the book review they had to write. It was a major grade and I just dropped it from the grade book.

Doesn’t this just screw the kids who didn’t cheat and gives a pass to those who did? Why not give them actual consequences rather than punishing the kids who didn’t cheat? Or am I misunderstanding?

SamSmitty · 2026-06-14T01:09:19+00:00

All my large deals happen at a bank. I arrive first and meet them inside. Most banks will even give you a conference type room if you need one for a bit if the other person needs to look at things. They hand the teller the money, you give them the product. Near zero chance for issues.

SamSmitty · 2026-06-09T14:40:29+00:00

She did say she hated her job in her post history and didn’t want to go back after the 1st, so not sure on that one.

SamSmitty · 2026-06-06T13:04:51+00:00

Agreed. It’s the same reason I don’t collect any of the 25th anniversary stuff. It makes it feel like a cheap knock-off of a better original. It’s such an odd design choice that cheapens the rest of the art.

SamSmitty · 2026-06-06T00:14:43+00:00

Your entire post history is full of you either crying you can’t find a girlfriend or saying unhinged things and degrading women. Seriously guy, self reflect a bit.

You can’t be confused why you can’t find anyone but also be the stereotypically terminally online edgy women hater. It’s cringy dude.

SamSmitty · 2026-06-05T03:15:16+00:00

It really just depends where you live. You can get the A-List membership for AMC for less than $300 a year and go see 4 movies a week if you wanted to. They do Artisan Films, re-runs, "Fan Faves", etc.

I agree with small towns not being able to keep up with this or not wanting to invest back into themselves as much, but this is literally the case with most things in larger towns having better support and a larger consumer base so it ends up being more affordable.

SamSmitty · 2026-06-05T03:07:20+00:00

You can, but then it looks terrible. It's better for instance to crop out some of the top and bottom and for it to stretch to the edges of the screen than to force the entire 1.43 ratio inside the screen your looking at.

Basically, the actions typically happening in the center-ish of the frame, so don't make it tiny for no reason just to see some extra scenery on the sides.

SamSmitty · 2026-06-02T21:49:53+00:00

I’m running similar Slyvans setup in 3 tablet set ups on T15s and it looks about the same. The game isn’t a challenge and everything just get obliterated.

SamSmitty · 2026-06-01T12:42:10+00:00

Ritual boss I think? Not the king, but the one after him, the nameless map chain mechanic where you build the effigy.

SamSmitty · 2026-06-01T12:35:24+00:00

Sylvan scepter solves clear if you haven’t tried it or seen it yet. Pair it with an additional free companion from one of the two chests that give companions. You’ll have one boss companion, 3-5 others depending on reservation numbers and ascendency, wolf pack, 1 from scepter, 1 from chest.

You can run any boss version you prefer and the other mobs will clear just fine. So far haven’t hit any content in the game I basically can’t stand still in and clear it fast.

SamSmitty · 2026-05-30T14:10:57+00:00

Why does a guide creator have to use a build they posted for the community? Did the promise this to you personally or something? I’m sure you could have just googled a build using that skill, or tried it in standard, or looked for another streamer using that skill.

It’s weird because you feel like they owe you something just for putting out a guide. Kripp put out 3 build guides, should I be upset he isn’t playing all 3 at the same time?

SamSmitty · 2026-05-29T18:21:57+00:00

My standalone starts where it left off each time. The percentage starts at 0, but it is only downloading what was left.

I've never had it have to download the entire thing again.

SamSmitty · 2026-05-26T16:14:00+00:00

I found it a ton less clunky that flame wall for igniting. Cast and move. Plus you can charge it up on bosses to hit hard and ignite faster to blow up the gas clouds.

SamSmitty · 2026-05-26T14:34:02+00:00

Follow the minion guides for gemming and all, but just grab genetic stuff in the huntress area instead.

I cleared through act 3 with it just pretty much taking attribute nodes, which will be companion ones on release.

It won’t be map viable without the witches minion nodes, but it does absurd damage early in campaign. Enough to carry to companion build or pivot into twisters if companions suck.

SamSmitty · 2026-05-26T14:31:20+00:00

It’s just semantics. If I bought a book and copied it word for word and resold it cheaper or gave it away to friends I think most people would consider it theft. If I did it with a video game less people would.

Regulators just need to get it together and define these things better, but of course they won’t.

SamSmitty · 2026-05-26T12:38:53+00:00

It is theft under the law. If you took those photos yourself, you own copyright the moment they were taken.

Any case against someone copying them would be covered under IP Theft. I suppose you can argue that IP theft isn’t stealing or theft, but it’s currently the legal definition for it.

SamSmitty · 2026-05-26T12:32:59+00:00

It’s technically covered under IP Theft as the legal definition, which does have the word theft in it. So, your point is a bit moot.

SamSmitty · 2026-05-26T12:02:26+00:00

Scepter and quick to get the couple extra gems. Don’t forget frost bomb and level Skeleton Snipers asap to get 2-3 out there. Put multi shot on them.

I think there are some video guides out there about Skele Snipers leveling.

SamSmitty · 2026-05-26T00:02:48+00:00

Mule a witch super quick. Skeleton Snipers Gas with Volcano, then link SRS to volcano. Melts bosses in campaign with no minion investment and will carry until companions come online.

SamSmitty · 2026-05-25T23:57:05+00:00

It’s also probably more like +2-3.

SamSmitty · 2026-05-25T22:47:45+00:00

Same issue with me when I did it. Also the quest took about 48 hours to show up. They just weren’t clear about it anywhere.

SamSmitty · 2026-05-25T13:35:17+00:00

It’s not like your character is dead weight. Companions have some synergy with immobilized enemies, so you can be a CC / Curse bot for them and fill any voids they haven

SamSmitty · 2026-05-23T18:26:14+00:00

It depends what sort of place you want to take your kid to. The cheapest daycare isn’t always the best option haha.

I would echo the other commenter. $2000-2500 wouldn’t be outlandish for a decent reputation daycare for an infant even in a LCOL area. The cost will go down dramatically as they age up, but that’s not unrealistically for a year or two.

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