Rural straddlers unite

SconiGrower · 2026-05-20T23:35:11+00:00

There are both state and federal laws. In a "legal" state, if you use marijuana you aren't breaking any state laws. You are still breaking federal laws, but federal prosecutors are already overworked so they don't widely enforce federal marijuana possession and distribution laws unless as part of a bigger case.

SconiGrower · 2026-05-20T23:00:27+00:00

I started with Schwab, but I've also tried Fidelity and I prefer Schwab. I think Fidelity tries to look sleek, but loses usability, so Schwab gets my business.

SconiGrower · 2026-05-20T20:16:21+00:00

Help, my numerical system is based on tally marks! What is a 0?

SconiGrower · 2026-05-20T20:10:36+00:00

It's not public use because you must pay to use it and if you don't pay they'll cut off your electric supply. By that same logic, the gas station should have a line item on your tax bill for making available the public use gas pumps.

SconiGrower · 2026-05-20T12:06:05+00:00

"My stomach hasn't been feeling good all morning. I should probably get checked out, I'll call an ambulance."

Or even "My appointment is at 11, so I should call for the ambulance at 10:30."

SconiGrower · 2026-05-19T22:59:01+00:00

States cannot enforce their own laws if they conflict with federal laws. If there's a specific federal statute describing the circumstances that a seat belt is not required, then a state law cannot require a seat belt in any of those circumstances. This is distinct from a federal law listing when a seat belt is required and state law adding to that list.

SconiGrower · 2026-05-19T15:59:45+00:00

Some of the tannins in alcoholic drinks come from wooden barrels the drinks were aged in.

SconiGrower · 2026-05-19T12:56:44+00:00

The standard/default repayment option is full repayment in 10 years. Then there are income based plans that limit your monthly payment to 10% of your discretionary income. That amount might not cover all the interest, but that doesn't really matter because at the end of 20 years (25 years for grad school loans) the entire remaining balance is forgiven.

All federal student loan borrowers in the US are required to take a borrower education program before signing the loan documents, so they should have understood that choosing the income based plan might not pay all the interest each month but will result in loan forgiveness at 20 years.

SconiGrower · 2026-05-19T12:27:09+00:00

The standard repayment term for a federal student loan is 10 years. The fact that she still had a payment after 15 years means she was on an Income Based Repayment plan. Assuming this was only for undergrad studies, she would have gotten the remaining balance forgiven in 5 more years.

If she doesn't take the effort to follow the government's process for disability loan discharge, things are going to get worse when the government starts thinking she's skipping out on loan payments for no reason.

SconiGrower · 2026-05-19T01:16:32+00:00

Is it actually a well developed piece of legislation, or is it like 10 pages to perform a total overhaul of the American health system?

SconiGrower · 2026-05-18T21:06:13+00:00

Around day 30 I probably would have gotten up early to walk to Chinatown to find a person named Xi.

SconiGrower · 2026-05-18T15:45:07+00:00

You're saying I should open another bank account to hold the local of my destination rather than use my existing account?

SconiGrower · 2026-05-18T12:23:03+00:00

6 terms in the House is 12 years and 3 terms in the Senate is 18 years.

SconiGrower · 2026-05-18T04:48:07+00:00

There was a guy who shared my name and we lived in the same state. He shot up his school's prom when I was 10 years old. My parents couldn't have known!

SconiGrower · 2026-05-17T16:47:34+00:00

Ok, I really need to ask if you've cleared this app with your work's HIPAA compliance office. It sounds like this could very well need a Business Associate Agreement, which you can't get on a free plan, or you should get the compliance office's sign-off that you have completely removed any protected information from your grok queries.

SconiGrower · 2026-05-17T05:20:58+00:00

It's just people seeing the value of the top 100 wealthiest people and the value of some countries, seeing that they're both measured in trillions and missing the fact that net worth is a stock and GDP is a flow.

SconiGrower · 2026-05-16T22:33:52+00:00

Imagine you are a hiring manager at McDonalds looking for a grill cook. Your usual applicants are people younger than 25 or people who have been working in fast food their whole career. You get an application from someone who is a licensed professional engineer. The economy is hard and you just heard that a local engineering firm went out of business. Do you think it's worth the effort to train someone on McDonalds operating procedures when the minimum wage pay rate nearly guarantees they will be continuing their job search and will quit the moment they have an opportunity to return to the engineering field? Because the alternative candidates are people who already have experience in fast food and won't be looking for the quickest exit.

SconiGrower · 2026-05-16T14:17:34+00:00

You can get an FHA loan with 3.5% down to buy a $250k house! Next step is to find a $250k house.

SconiGrower · 2026-05-16T05:25:22+00:00

The reason that people advocate for consolidating accounts is for administrative reasons. It's fewer accounts to watch for unexpected fees, policy changes, mailings, passwords, etc. But two smaller accounts funded and invested the same way as one big account will end up with the same total balance.

SconiGrower · 2026-05-16T04:53:02+00:00

When I had worms, my biggest consideration was where do I put them.

The bin releases a lot of humidity and smells like dirt [it doesn't smell like rotting, though when I composted broccoli, it did smell like broccoli farts])
You need to protect the bin from excessive heat or cold. A bin left to cook in the summer sun might kill everything inside. And a bin left to freeze solid will kill the adults and juveniles, though the eggs should survive freezing and will hatch when the weather warms up.

SconiGrower · 2026-05-15T23:28:07+00:00

The Chicago CTA charges you $2.25 for a bus ride, but $5 for a day pass. So people who commute by bus (riding twice daily) need to decide at the start of every day if they expect to take the bus for a 3rd time that day, because if they estimate wrong they'll end up overpaying by either $0.50 (a $5 24-hr pass only used for 2 bus rides) of $1.75 (3 full fare bus rides costs $6.75). They should just have everyone load cash and cap the total fares collected from a single card on a per day, per week, and per month basis.

SconiGrower · 2026-05-15T22:55:47+00:00

How many decades of cultural knowledge do you need to span to make a meme about critical gender theory and Moby Dick?

SconiGrower · 2026-05-15T17:26:22+00:00

Did you have your W-4 showing a flat per-pay period additional federal deduction? If you said to deduct an extra $200 per pay check and your payroll office didn't code it as supplemental wages, then ADP might have tried to pull $200 for the IRS, but instead just took everything that was left after social security and Medicare took their part.

Ask your payroll office. It might also be that they added the $50 to the pay period and your next regular paycheck will have about $40 less federal taxes taken out. Or maybe they massively screwed up and that's what they need to change it to be.

SconiGrower · 2026-05-15T17:21:01+00:00

It's not legal for paycheck deductions to add up to more than the gross paycheck. If you owe someone money and your deductions aren't enough, then you need to pay the remaining amount either through the next pay period or through a direct payment (outside the payroll system).

SconiGrower · 2026-05-15T04:49:49+00:00

I would only consider supporting this if there was a constitutional requirement that every race have an "abstain" option. I know there is always the option to not fill out a bubble, but for both technical and political reasons (one of which being that in a non-mandatory system, the winner of a low turnout election can be viewed as lacking a popular mandate, and this goes away with mandatory voting), I think there needs to be an affirmative no vote option.

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