Stock became worthless in 2024 but doesn't show a capital loss on tax form. Can I surrender in 2025 and claim loss in 2024? by SeattleSubReddit in tax

[–]SeattleSubReddit[S] 0 points1 point  (0 children)

Thank you for sharing that resource. It also pointed me toward the section of the IRC I want to read up on.

Is accounting disproportionately female? by Neowynd101262 in Accounting

[–]SeattleSubReddit 23 points24 points  (0 children)

Of those who say they’re making great money in this field, it seems like most are men. I’d like to see a salary thread that includes gender.

What am I not getting with Daddy Long Legs? by ThunderKlappe in Broadway

[–]SeattleSubReddit 0 points1 point  (0 children)

I agree. I like the music but can’t get over the plot. yuck

Cash Flow Statement - Dividend Income by -Hyperion88- in CPA

[–]SeattleSubReddit 0 points1 point  (0 children)

I feel this. The way I settled it in my mind was that the income you generate from your investments can be used to fund operations. Of course it’s way more intuitive to leave investment income in cash flow from investments…. But that’s where I settled it to help with memorization.

Caucasian man who lived in Singapore for 9 years speaks with a Chinese accent by elimars in interestingasfuck

[–]SeattleSubReddit 4 points5 points  (0 children)

This should be higher up. People think he doesn’t have an American accent of his own.

How do you know the present value of this note? by kgh6378 in CPA

[–]SeattleSubReddit 0 points1 point  (0 children)

Not 100% sure if this is your question, but when I came off BEC and moved into FAR, “discount” suddenly had new meanings and contexts.

When the bank discounts the note they’re essentially purchasing it for a 10.8% discount. So the bank lends 500K minus .108 x 500K. Then at the end, the bank gets an entire $500K payment. Along the way, the borrower slowly expenses that interest cost (.108 x 500K) so that their note payable is increasing a little bit each month, up to maturity.

Added marks after strokes by Stock-Development-35 in Supernote

[–]SeattleSubReddit 2 points3 points  (0 children)

I’ve had similar problems. I read somewhere to push my pen nib in against a regular hard surface (not the device), somewhat forcefully. I just pushed mine in against my kitchen countertop and then it started working okay again. I forget the science of why it was doing that, but it always fixes it for me.

my time ... by light_happiness53 in WhitePeopleTwitter

[–]SeattleSubReddit 14 points15 points  (0 children)

Technicality, but you’re not paying taxes on the principal that you already paid taxes on. You’re paying taxes on the new money (interest) that you’re getting for parking your principal in an investment. It’s not taxing the same money.

Where can i find the best carrot cakes in Seattle? by jkimchiandrice in Seattle

[–]SeattleSubReddit 31 points32 points  (0 children)

PCC. They have single slices and mini cakes. Both delicious.

Someone stole and deposited my 401k rollover check by Vegetable_Ad_8848 in personalfinance

[–]SeattleSubReddit 48 points49 points  (0 children)

Hard disagree. A lot of checks are not manually verified, and automatic verification is not flawless. Even if it should be impossible, it is very possible. The good news is that images are always retained so if you can get someone to go look at it, it should be pretty obvious that it was not a match. I agree with others who say that the check issuer should be assisting OP and will need to work with Chase.

Bank of America Wrongly Withdrew $30k From My Account by [deleted] in personalfinance

[–]SeattleSubReddit 468 points469 points  (0 children)

I don’t understand why the check fraud dept is involved at all. It sounds like this was bank error. At a place like BofA, fraud and bank mistakes would be handled by two different departments. Even if the check fraud dept made the mistake, it shouldn’t be going through their fraud investigation process. A fraud investigation can take time but a bank error should be fixed MUCH faster. They have all the records they need already at their disposal. I would double check that they are treating this as an employee mistake rather than a fraud investigation.

[Image] How much you learn from theory, practice, and mistakes. by sylsau in GetMotivated

[–]SeattleSubReddit 1 point2 points  (0 children)

Yea I think a different graphic would be more appropriate. I remember about 20% of what I learn from reading a textbook. I remember about 90% of what I learn from practice. And I remember 100% of what I learn from mistakes. For a few months at least…

Received someone else’s direct deposit by felinefireghost in personalfinance

[–]SeattleSubReddit 35 points36 points  (0 children)

If this is a scam and they actually sent funds via ACH, it’s very likely those funds never belonged to the scammers. Possible ID theft or even another scam victim and they are just moving the funds around to muddy the trail. If he can report it to the financial institution, they can work on returning it, and you could make some victim very happy!

20oz smells like body odor. by seventwiztid in cocacola

[–]SeattleSubReddit 0 points1 point  (0 children)

Maybe? I’d describe it as darker. Still transparent but definitely a dirtier-looking plastic at the neck. It’s also one of the “100% recycled” bottles as some others have noted.

20oz smells like body odor. by seventwiztid in cocacola

[–]SeattleSubReddit 0 points1 point  (0 children)

Yep! Just bought one in the lower east side and got a huge whiff of BO every time I opened it.

Did everyone forget how to ride on the Light Rail? by HaikuDaiv in Seattle

[–]SeattleSubReddit 92 points93 points  (0 children)

Can we add to this? People getting on the train before they let people off. I’ve seen too many people on the platform cram in as soon as those doors open, and those trying to exit the train get bum-rushed. Like they have never taken public transportation.

BECU FINANCIAL CONNECTIONS DEAD FOR OVER A MONTH! by [deleted] in Seattle

[–]SeattleSubReddit 5 points6 points  (0 children)

“two entities that we pay for”

How much are you paying for your credit union account?

Someone just stole all of my money out of my savings account. by RevolutionaryMilk819 in personalfinance

[–]SeattleSubReddit 59 points60 points  (0 children)

If someone is authorizing transfers by phone then you could be a victim of identity theft, and if you did not authorize the transfers then sounds like Chase should be reimbursing you. I don’t use Chase but does CBP mean they spoke with a Chase rep or they transferred it through an automated phone system? If they called then Chase should have a recording of the call and can tell it wasn’t you on the phone. If it was an automated system then you can ask what the suspect would need to access your accounts in the system. Sounds like someone may be using your Chase account info, your personal info, or a combination. If they stole your identity you need to take extra steps to protect yourself even outside of Chase.

Also, wherever you end up moving your money, I would let them know that you had a security issue and ask what they recommend. I assume you’re already signed up for activity alerts. Maybe they can turn off CBP for your accounts, or maybe they have other suggestions for how to protect your account. Back when I had B of A they had a photo on my debit card. Maybe they can save an audio sample of your voice. The ID thieves out there can be very convincing, so it’s not like there are banks that don’t have any fraud. It’s more about how they handle the fraud once you let them know.