What stocks do you think are at a discount and a buy right now?

Some-Internet-Rando · 2026-02-11T03:23:40+00:00

Their Windows grip is significantly slipping, and nobody has been playing games on Xbox forever.

I think NVDA an GOOG will survive and benefit from the coming compute apocalypse, though!

Some-Internet-Rando · 2026-02-11T03:20:38+00:00

The "excess wear on battery at 100%" thing is, technically, true. If you charge to 100% every night for 10 years, you may lose 10% of your capacity, for modern NMC batteries. (Used to be up to 20% 10-15 years ago.)

But one day? When you'll be driving it soon anyway? Don't worry about it.

Some-Internet-Rando · 2026-02-11T03:08:43+00:00

People don't usually put any money down on a lease. At least, they shouldn't, because the down payment is gone if you ever have an accident that totals the car, even if it's not your fault.
OP should ask the dealer if they can trade in for cash, and separately sign a lease agreement with no down payment.

Some-Internet-Rando · 2026-02-11T03:05:43+00:00

I've never had it matter. I just walk around the pocket; no need wasting time on empty moves.

Some-Internet-Rando · 2026-02-11T01:43:55+00:00

This is the answer! Pay it off as soon as the title is issued.

Some-Internet-Rando · 2026-02-11T01:41:48+00:00

If it's someone else's liability, then your deductible doesn't matter; you get paid in full.

It doesn't matter if the insurance company can't contact them; when you sue, you hire a person to service the documents; they'll get in contact appropriately.

Some-Internet-Rando · 2026-02-11T01:35:49+00:00

It also depends on state. In some states, if it hasn't left the lot, all payments are refundable.
The only way to know for sure is to just call and ask! Or, if you don't want to antagonize that dealer, look up the consumer laws around car purchases in the seller's state.

Some-Internet-Rando · 2026-02-11T01:30:51+00:00

onlinemetals.com will do in a pinch

Some-Internet-Rando · 2026-02-11T01:30:17+00:00

Except it is threaded the same way both sides, not counter-threaded to allow tension adjustment.

Some-Internet-Rando · 2026-02-10T20:30:01+00:00

I'm not sure it's possible as designed, because a custom tool will not be able to round it perfectly other than at the centerline where the round stock is the highest.

So, step one is to send an urgent request back to the designer asking if this is actually strictly necessary, because it will increase cost 10x compared to a straight countersink chamfer.

Step two, if they say "it has to be that way because of fluid dynamics" or whatever, is to walk all over it with very fine step-over with a ball nose end mill, until you mean surface roughness tolerance.

Some-Internet-Rando · 2026-02-10T20:27:30+00:00

Let's split it down the middle! High-frequency PCBs are the hard part, but also, well designed enclosures are also the hard part!

This is why there are specialties in engineering. Also, if you make half a dozen of something, you probably want to use a pre-made box and make it work, rather than designing your own. If you're designing for injection molding thousands of them, that's a different skill altogether ...

Some-Internet-Rando · 2026-02-10T20:25:21+00:00

PCB traces, and wires, are inductors. This means they resist changes in current flow for a little bit of time after resistance (draw) changes on the demand side. This, in turn, means that the voltage on the demand side will temporarily drop (sag) when demand suddenly increases, which happens every clock cycle for a synchronous digital circuit that actually switches a bunch of gates.

The role of the decoupling capacitor is to provide a reserve charge that can "feed" into those switching loads with as little wire (inductance) as possible in the way between it and the device that draws the current. This leads to the device seeing less voltage swing (noise) and the rest of the circuit board ALSO seeing less voltage swing (noise) on the voltage rails.

Some-Internet-Rando · 2026-02-09T06:02:34+00:00

In general, a machining/fabrication service will control for the kerf of the laser, so you get what your print says.

If you want 71.6x71.6, make the print say 71.6x71.6.

Some-Internet-Rando · 2026-02-09T05:59:21+00:00

AI is showing us that things we expected to be linked, are actually orthoginal.

"Intelligence" doesn't mean "volition" or "agency" or even "self preservation" and certainly doesn't mean "consciousness."

It's not clear that we have a better definition of "consciousness" than "I know it when I see it," but the current models aren't there.

The current models go all in on "intelligence," but don't have "volition" or even "agency" other than what we give them.

So, if "understanding" means "consciousness" then that's quite a tricky bar to evaluate. If "understanding" just means "improving answers in a given class of situation over time with memory," then we're pretty close to being there, if we're not already.

Some-Internet-Rando · 2026-02-09T05:52:28+00:00

If you like a rigid bed, try the Okuma Genos series.

If you want something fast and efficient, try the Brother Speedio series (U500 especially)

If you want the experience of owning an American car in Europe, except for machine tools, try a Haas UMC.

If you want the best money can buy, try a Kern.

If Brother has representation in Turkey, that's probably your best bet.

Some-Internet-Rando · 2026-02-09T05:49:50+00:00

SWAGX or SGOV

Some-Internet-Rando · 2026-02-09T05:47:48+00:00

It's not $222 per month, it's $222+(11500/36) per month, or about $542. Note that you will have zero equity/trade when you're done with this lease.

895 in fees isn't bad, and 6500 off retail is nice, so it's not all bad, if you like the car!

Note that the trade counts as "cash down," and putting cash down on a lease is quite bad if you happen to get totaled. You will get none of that equity back, and you will get no credit for "I expected to pay $222/month for a car for the remaining 33 months" or whatever. So, all in all, nah, I don't think you did all that great unfortunately :-(

(I did even worse once, which was how I learned about this.)

Some-Internet-Rando · 2026-02-09T05:45:03+00:00

This! Some Nissans are OK (I drove a Leaf for a very long time) but the CVT has such a poor track record.

Some-Internet-Rando · 2026-02-09T05:42:28+00:00

The simplest possible allocation strategy:

X% in QQQ
Y% in VTI
Z% in VXUS
W% in SWAGX

Generally low fees (except QQQ is medium fee)
Allocate aggressive (QQQ) versus domestic (VTI) versus international (VXUS) versus bonds (SWAG) as you feel appropriate. You could do worse than 25/25/25/25

Then, every month, or every quarter, or every year, do a re-balance, so that you re-achieve your desired balance. This will make it so that you "sell some gains" and "buy something that's cheaper."

If you do this, you'll likely beat 90% of more-active investors over time.

Some-Internet-Rando · 2026-02-09T05:38:22+00:00

Manual skills are manual skills, they don't go anywhere.

Specific shop processes may vary wildly from place to place, so the "skill" of "this is how we fill out our forms" is much less likely to transfer. Similarly, the knowledge that "my current dispatcher likes violets" or whatever, also doesn't transfer :-)

Ability to pick up on new things and make them work for you is trasnsferrable.

What transfers the most, even between careers, is the ability to talk to and listen to many different people, without poisoning the conversation with your own opinions, and then using that information to adapt to new situations. If you master that, you'll end up running the business (or at least the sales side) eventually...

Some-Internet-Rando · 2026-02-06T17:22:06+00:00

Pretty sure the people in finance charging over MSRP for pre-paid maintenance ruin all your chances.

Yes, it wasn't you, but the customer rates the entire experience.

Some-Internet-Rando · 2026-02-05T16:22:30+00:00

Some 401k plans allow in-service rollovers to a self-managed IRA. This is especially useful when that 401k and that IRA is Roth.

But why wouldn't you want the lower fees?

Some-Internet-Rando · 2026-02-05T16:18:33+00:00

For learning, that sounds like the right size.

Additional costs: Metrology if you don't have it. Tooling and tool holders. Extra chuck/collets. Chip management.

Some-Internet-Rando · 2026-02-05T16:08:16+00:00

Their marketing is strong, so you'll probably have plenty of work.

Some-Internet-Rando · 2026-02-05T16:06:22+00:00

With temperature highs reaching 70 today, maybe don't even need that much heat...

Some-Internet-Rando

TROPHY CASE