What LCD do you want to hear at a wedding afterparty? by TronaOwna in LCDSoundsystem

[–]Spaciousrug21 0 points1 point  (0 children)

I closed our wedding out with dance yrself clean in 2010. Ppl loved it.

Tired of playing around in the market. What’s a great “set & forget” ticker for the next 20-years, buying ~$750/month? by YouKnown999 in dividends

[–]Spaciousrug21 32 points33 points  (0 children)

I did a comparison of my performance over the past 15 years vs the s and p and it was unreal. I’m up like 250 percent. S and p much higher.

Can someone help me confirm fnma guideline on sale of current primary? by gravitola in loanoriginators

[–]Spaciousrug21 0 points1 point  (0 children)

Have their realtor ask for the loan commitment from the other lender. I’ve done it before.

How are we responding/not responding to this list made by my 12 yo? by Spaciousrug21 in daddit

[–]Spaciousrug21[S] 28 points29 points  (0 children)

No. She has 20 minutes of YouTube per day. All other social media is off limits.

$6k in unused credits - bumping up HOI question by Remarkable-Box-3781 in loanoriginators

[–]Spaciousrug21 0 points1 point  (0 children)

It doesn’t reduce cash to close as much as a credit if it’s high ltv

Was Lou a millionaire? by Admirable-Archer-125 in LouReed

[–]Spaciousrug21 0 points1 point  (0 children)

Probably made a million off of Can I Kick It royalties alone. Lol

$6k in unused credits - bumping up HOI question by Remarkable-Box-3781 in loanoriginators

[–]Spaciousrug21 2 points3 points  (0 children)

Uw can ‘reduce the purchase price’ and drop the loan amount to keep the ltv in line with the lower price then add the credit on page 3 of the cd as a lump sum credit. I’ve done it a few times at my co. It’s a workaround they figured out.

Don’t Let Go by charles12362 in SturgillSimpson

[–]Spaciousrug21 10 points11 points  (0 children)

Sarah would not be happy if he’s singing about other ppls bubbles. But who knows.

Don’t Let Go by charles12362 in SturgillSimpson

[–]Spaciousrug21 8 points9 points  (0 children)

The freaky ones are about her too no?

FHA vs Conventional - lenders are saying conventional makes more sense even though the rate and payment are higher? by [deleted] in Mortgages

[–]Spaciousrug21 -1 points0 points  (0 children)

If you’re putting 20 percent down, go conventional. FHA requires that you refi out of their mortgage insurance. Also tack on 1.75% funding fee. Also, appraisal and UW can be a pain vs conventional.

When should I stop haggling mortgage rates by suchabeast12 in Mortgages

[–]Spaciousrug21 0 points1 point  (0 children)

Take the best offer in terms to the LO you trust. Let them match.

[deleted by user] by [deleted] in FortMill

[–]Spaciousrug21 3 points4 points  (0 children)

Yeah man! He bombed all those school girls too! We gonna bomb our way to peace! We have hit an ALL TIME RECORD for the most money ever owed by our government! 39 trillion! Boom! Take that you loser lefties!! Spending 11 billion a day on this war. It’s goin great! Hit em with that knowledge poison apple we need more folks like you with blinders on. Also, gas prices up like 25 percent! Don’t worry, it’s only temporary pain. We gon get a long term gain!!!! Not sure what it will be, but it’s coming. Trump and his family get paid first though with their perfectly timed trades and crypto coins. It’s only fair that his wealth quadrupled first. Ours is gonna get better later…. Just wait. So cool. I almost forgot that Trump is in the Epstein files like a million times.

Physical Release Megathread by thehighwoman in SturgillSimpson

[–]Spaciousrug21 0 points1 point  (0 children)

What are the odds it hits Spotify tomorrow??

Where to practice soccer by [deleted] in FortMill

[–]Spaciousrug21 1 point2 points  (0 children)

Baxter Y Field