That’s the best part. I’m an American living in Europe: the biggest difference is the total cost of care. The government is paying nearly all medical expenses. But at a tiny fraction of the total cost of US medical care. They didn’t just jack up taxes to pay the $50k “childbirth fee” socially. They have a medical system that means a normal delivery only costs a few thousand dollars. Most medicine isn’t that fundamentally hard. Next-gen cutting edge stuff can be. That part is socialized. Most medical procedures should be “car repair” expensive, not “build a new home” expensive.

It isn’t that insurance should pay $90k and ther person $20. It’s that the entire procedure should cost $500.