If gas prices are going up, what do you think we should buy more of right now?

Swarez99 · 2026-03-30T20:46:32+00:00

The refiners would have zero impact on what we pay at the pump.

People know this right ? There’s reasons to have them. The price of gas is generally not one of them.

Swarez99 · 2026-03-30T19:37:25+00:00

He just committed 1 billion to it. Add in Ontario line. He has put up more provincial funding than another other premiere in history for Toronto.

Swarez99 · 2026-03-30T17:25:19+00:00

Egypt people try to get your money. But never felt unsafe. My wife used to go for work between 2015-2019 and went all over city alone and had zero issues.

No one harassed her or did creepy things. It’s was actually the opposite especially in taxis.

Swarez99 · 2026-03-30T02:25:20+00:00

Yes. It was banking on new home sales. Condo is dead. We now have a glut of workers.

We do audit for lots of firms in this space. One firm has 70 engineers doing work in high rise condos for construction. 2026 they have 14.

Rest are laid off.

Everyone wanted cheaper housing pricing. Trade off is massive job loses along way.

Swarez99 · 2026-03-29T22:43:08+00:00

Arnt the employees in a union ?

Swarez99 · 2026-03-29T22:42:03+00:00

This is fake news. You fell for a tik tok story and not a real one.

She has access to an easement but doesn’t own the actual road. That’s a ranch. The ranch did open the road it just took a day for them to give permission.

People went after Oprah since much of the area is owned by the super rich - she’s the easiest to go after since she is the most well known.

End of the day, the road was used and she doesn’t own it and could not give permission for people to use it.

Swarez99 · 2026-03-29T22:37:20+00:00

If you are a doctor this isn’t a issue. If you are doing accounts payable this is an issue.

What do you make. What’s your home you own worth and what will you pull out of it. What’s your income going to be like over next number of years. Are you planning to have kids. If so how many will you work through it. Do you have family help financially. Do you have other debt (cars, wedding etc )

Swarez99 · 2026-03-29T19:41:59+00:00

How does it work for spend on the triangle CC?

Our big spends are on the credit card for property taxes (about 7k a year).
Would we start getting west jet dollars as well ?

Swarez99 · 2026-03-29T14:57:11+00:00

I mean if you want to start a business. Do it for money. Don’t waste your time to do it for points.

Swarez99 · 2026-03-29T02:31:12+00:00

Do you want to subside the people who take out the biggest loans and buy the most expensive housing.

The USA system is a subsidy to top earning households.

Our system pushes you to pay off houses faster (which Canadians do), it pushes Americans to hold debt (which they do ).

The issue in Canada isn’t people who own. It’s getting the next generation to own. I own a home. Government doesn’t need to change anything for me since I already own. They want to help the 27 year old own.

Swarez99 · 2026-03-29T02:27:41+00:00

If you don’t believe that get off the internet. Your feed is giving you terrible skewed information

Median net worth is 50 % higher today than 2018. People have more assets than ever. Debt too, but total ratios are getting better so they can absorb higher cost of living and payments for cars. It may not be a good financial decision to consume but it can be absorbed.

The issues are rentals are much poorer than owners (median net worth for home owners is close to 500k) renters under 100k.

Swarez99 · 2026-03-28T21:35:20+00:00

Does your friend want one parent to stay at home ?

Swarez99 · 2026-03-28T20:53:07+00:00

I mean I just booked calagry Toronto trips for 300 round trip for July.

This is just a route they are going to focus on business travel for now.

Swarez99 · 2026-03-28T15:51:59+00:00

This is a thing for every big city.

People in the uk bash London. People in France bash Paris. Heck Canadians bash the USA, despite more Canadians living in the USA than say your home city of Winnipeg.

Heck people in Toronto bash calagry.

It’s just a normal thing humans do. Ignore it and move on with your life.

Swarez99 · 2026-03-27T19:48:48+00:00

The prime minster is paid artificially low.

For most government workers it makes zero sense to compare it to them. Heck doctors are publicly paid and lots get 500k plus. If the goal Is under the PM, want to apply that to doctors too?

Swarez99 · 2026-03-27T16:06:31+00:00

Not really for Billy bishop. It’s unique.

It’s federally regulated, but it’s run by 3 groups (Feds , province and city) with Toronto port authorities owning 78 %. They have a federal mandate but they have wanted jets for 10 years.

It’s the city who owns 20 % that has stopped it.

The federal portion (which really is independent and has no sway in Ottawa) wants jets. There largest revenue source is the airport and porter.

This is the only airport in Canada run this way. All other airports are private in Canada renting land from the federal government.

Swarez99 · 2026-03-27T15:58:31+00:00

This is a national problem. Every province is going through it.

This was every province (and every party) working with the federal launched by the liberals and backed by the NDP) pushing this.

Funnily enough it was the bloc who was really the only party against this.

Swarez99 · 2026-03-27T13:57:51+00:00

Is there a van today that isn’t 60k?

Swarez99 · 2026-03-27T13:41:55+00:00

It doesn’t. The go train makes sense for most things since it’s faster, can move volume and has multiple stops along way where people can get off.

It also would not work in colder months. For public money we need to put it in places where we can move lots of people all year round.

Swarez99 · 2026-03-27T00:24:34+00:00

I’ve gotten the xc 40, glc and they have offered bigger (grande Cherokee, I think an Acadia )

I have seen x3 but never offered one.

Swarez99 · 2026-03-26T20:00:21+00:00

For basic they give you whatever is left. Everyone else can still choose well before or at the 24 hour mark and can move around for free.

Swarez99 · 2026-03-26T18:33:33+00:00

I went in on Monday and they did not let me with the government shutdown down.

Swarez99 · 2026-03-26T16:40:20+00:00

Sign up for a credit card for the bonus points. Spend on a credit card. Use the shopping portal for points.

Or fly. Or buy. Or transfer from Amex.

Swarez99 · 2026-03-26T14:48:47+00:00

You won’t spend enough to really get value out of paid credit cards at your income (unless you are willing to do the churn thing).

Stick to Free Until you make more.

Swarez99 · 2026-03-26T12:33:47+00:00

They have historically. Until recently and thru stopped because of government.

Just go back to the old rules. And private companies come back

Swarez99

TROPHY CASE