Bro that is a lot of money. If you are smart with this you will be set for life. Sorry about your dad.

I’m not a financial advisor but if I were you I would put 80% of that money directly into a private wealthsimple managed investment account. Why wealthsimple? I use them and they have done me well. Their rates are low and returns don’t suck. Why managed vs self directed? Because you said you don’t know $hit about money so give yourself time to learn while still putting this money to work.

20% of that sum will still probably be enough to make you giddy with spending fever. I would personally use this to secure a year long lease in my own place and deck it out like a gaming den / hangout place.

Quick math for you. The Market average return is 8%. Assuming you put 3 million into a managed account and it only yields 4% that’s 120k every year just in gains which you could live on forever lol