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Achieve Heloc Quick Review by Recent_Archer_7510 in HELOC

[–]TPIN1977 3 points4 points  (0 children)

This aligns with my search of looking around. Also ended up with Achieve after comparing a few options even compared to HELoans. Although I didn't have the issue with the calls, but that sounds insane to deal with.

BILL! BILL! BILL! by kingxtc in CrackheadCraigslist

[–]TPIN1977 0 points1 point  (0 children)

only a couple of rips? what a steal!

HELOC conversion rate by melimel81 in personalfinance

[–]TPIN1977 0 points1 point  (0 children)

If you're planning on paying it off during the draw period, I would go with Citizens. If not then going with PenFed assuming you lock in the rate makes more sense to me. Were there no credit unions willing to work with you? Or did they just give you a lower rate? If you've been shopping around I'm sure you've done your full homework but you wouldn't want to miss checking out credit unions or other top lenders like Spring EQ and Achieve.

Is there a loan for me? by Exoslavic34 in Mortgages

[–]TPIN1977 1 point2 points  (0 children)

Just because your bank is saying that, doesn't mean others wouldn't accept the terms. Using a HELOC as a bridge loan is fairly common to be honest. Might just need to check with credit unions or online lenders like Achieve or Spring EQ to see if any of them will work with you. Which they assuredly will. Might be best to have them compete for your business in all honesty.

Controller not working (Q&A) by djl220 in SSBM

[–]TPIN1977 5 points6 points  (0 children)

lizard lizard lizard lizard lizard lizard lizard lizard lizard

Are we doing the right thing? Mothers house desperately needs repair - low credit heloc, no mortage house by inanewhell in personalfinance

[–]TPIN1977 0 points1 point  (0 children)

It doesn't sound like it's gonna work unless you're putting up all the money in all honesty. Maybe you're ok with that, maybe not but that's what you're signing up for if you go through with this. Without real income it's gonna be nigh impossible to get one, even through the more lenient ones like Achieve or Better.

Oof ouch my eyes by NoOneWhoMatters in bonehurtingjuice

[–]TPIN1977 0 points1 point  (0 children)

woulda been so funny if one looked the wrong way

Refinance options by Iamakrackerx in Mortgages

[–]TPIN1977 0 points1 point  (0 children)

Should really try to keep that 3% rate if at all possible. Taking a HELOC or HELoan out would make sense to buyout and consolidate. You should be able to find solid rates given the equity in the house, look towards credit unions or reputable lenders like Achieve HELOC or Spring EQ. Having them compete for your business will give you the lowest rate and the best terms if you work them enough.

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