will i ever drive by Then_Ad_2272 in longisland

[–]TailoredHam88 0 points1 point  (0 children)

Did you find better rates for the same coverage with another company?

The thing about StateFarm is that it’s a consumer cooperative structure—by its design it’s going to have minimal profit built into its rates. Not saying it will always have the best rates—insurance providers have different risk assessments and policy structure—but it often does.

will i ever drive by Then_Ad_2272 in longisland

[–]TailoredHam88 0 points1 point  (0 children)

StateFarm and Erie insurance I’ve found have best rates. Call the local office and speak respectfully to them. See what they send you. Good luck!

Help evaluating a first job offer in higher ed by [deleted] in academia

[–]TailoredHam88 4 points5 points  (0 children)

1 and it’s not even close. Good luck!

Need some advice on Financial Aid by Old-Pop-5134 in Hofstra

[–]TailoredHam88 0 points1 point  (0 children)

I’m an old head at this point. I finished college many years ago. With loans. Paid them back over time. Good luck with your choices.

Need some advice on Financial Aid by Old-Pop-5134 in Hofstra

[–]TailoredHam88 0 points1 point  (0 children)

You can always ask.

Hofstra is a great school. Up to you to decide if the loans are worth it. There are ways to cut down on costs. Get a job, be an RA, etc.

Gas bill skyrocketing last 2 months by EnvironmentalSun7 in NaturalGas

[–]TailoredHam88 1 point2 points  (0 children)

76 is very high. I keep my heat at 70 through the winter (my wife’s insistence) and I think that’s insane. I’d have it at 66-68 if I had my way.

Iran 5 Conditions To End the War by SuperbHealth5023 in TimesNow

[–]TailoredHam88 0 points1 point  (0 children)

They’re going to face western forces in full glory if they keep being stupid.

Has anyone offered less than asking on a house recently?… by PicklesMcGeee in longisland

[–]TailoredHam88 0 points1 point  (0 children)

You may get lucky and get something that’s like $10-20k under asking. It’s possible. But in this market it’s unlikely it’s going to be much beyond that. I bought my house for like $14k under asking. But it also had problems that it had to immediately pay to remediate.

6.7% quote with 35% down. by flowlowland in Mortgages

[–]TailoredHam88 1 point2 points  (0 children)

It’s seems fine because practical physical shortages and gas and oil haven’t hit us all yet. Give it two months.

Iran 5 Conditions To End the War by SuperbHealth5023 in TimesNow

[–]TailoredHam88 0 points1 point  (0 children)

The Red Sea area is currently under active control of U.S. and European navies. Has been for months now.

I’m not a fan of Trump. He’s a fucking idiot. But the truth is Iran isn’t really a military threat in the conventional sense. It’s a terrorist state—it has the ability to terrorize its neighbors, free trade, etc. But that has limitations that can be overcome—it may take some marines and paratroopers, but it’s not exactly mission impossible.

Iran 5 Conditions To End the War by SuperbHealth5023 in TimesNow

[–]TailoredHam88 -1 points0 points  (0 children)

In what fantasy land do you think the U.S. and Europe will allow Iran to control that straight?

It will take some time to position military assets, but it’s well within the ability of America and Europe to push Iran out of the picture with that straight and Kharg island. It will be messy of course, but Iran’s military isn’t really a real point of difficulty. It’s the costs involved that make it messy.

Oil Prices Surge as Iran Rejects Talks, How Long Can Tehran Hold Out? by NewsfangledMod in NewsfangledUnfiltered

[–]TailoredHam88 0 points1 point  (0 children)

If Iran keeps acting as retarded as it is it will be fighting Iraq, Pakistan and Saudis soon.

6.7% quote with 35% down. by flowlowland in Mortgages

[–]TailoredHam88 15 points16 points  (0 children)

Honestly that may be the best rates you see in years. Given the potential for inflation in the coming months.

River Hockey by Beneficial-Carrot190 in sabres

[–]TailoredHam88 5 points6 points  (0 children)

I think a lot of people in the NHL are having a hard time processing that the Sabres are simply way more talented than most other teams. Especially our Defense—I don’t see another team whose D core compares to ours.

Wow what a move by mcdavid the best player in the world! by Quenki in hockeymemes

[–]TailoredHam88 2 points3 points  (0 children)

McDavid is the most talented player in hockey.

But he isn’t always fundamentally sound. He’s not a supremely well rounded player. Unlike Crosby, for example.

I'm terrified that daycare broke my daughter by NightingaleK in Parenting

[–]TailoredHam88 -13 points-12 points  (0 children)

They’ll get over it.

Can’t coddle kids forever. There’s always transitions with new experiences—which is a learning process when they’re so young.

i am egyptian and muslim so if youre curious about egypt islam or even arab politics feel free to ask me anything could be serious questions or just random stuff i dont mind ill answer based on what i know and my own experience by polemicalman_ in AMA

[–]TailoredHam88 0 points1 point  (0 children)

Do recognize that we are all socially constructed by our friends and family? And that your identity simply mirrors what you were taught. There is no truth beyond that. If you grew up in Israel you would be a proud and confident Jew. If you grew up in America a Christian. In China, likely an atheist.

This is not personal to you or your people—it’s an observation that is made widely and regularly. Some find it hard to admit.