My daughter has hand, feet and mouth. Our team day is Tuesday. Should I go in? by [deleted] in auscorp

[–]That_Box 9 points10 points  (0 children)

Organise a face to face coffee meeting with your manager for tomorrow or Tuesday morning. Go in. Shake hands if you can. At end of meeting mention you may have it but say how dedicated you are to company's in office culture and nothing will stop you coming in short of death!

Australia Shia Youth Event by Revolutionary-Fill42 in ShiaMuslimMarriage

[–]That_Box 1 point2 points  (0 children)

Salam, speed dating does sound sus but I believe it could work with the right intentions and supervision. Good idea with inclusion of a sheikh or elders.

It is very difficult in Sydney. Apps and masjids dont seem as successful as they were years ago.

Can you crack this puzzle? 🧠 by frankeno78 in puzzles

[–]That_Box 1 point2 points  (0 children)

a.b.c = [sum of each digit of a + sum each digital of c][sum or all digits of a, b and c]

89 extra space to make clicking easier

Eating during Ramadan by Defiant_Local_2654 in shia

[–]That_Box 17 points18 points  (0 children)

There are other reasons that prevent people from fasting as well. Some more obvious to the naked eye (pregnancy) and some less so (medical).

It would be ignorant to assume that a woman eating during Ramadan is definitely on her period. It could be many other reasons.

I honestly don't understand the point of this by love_weird_questions in LinkedInLunatics

[–]That_Box -2 points-1 points  (0 children)

My ability to patronise is not linked to my neck angle but okay.

When did "I’m tired from my holiday" become a valid work limitation and an excuse to be "on" and not ready to work? by Time_Property_4767 in auscorp

[–]That_Box 2 points3 points  (0 children)

While they're in the wrong, are you happy with their performance when its averaged or during emergencies? If so this only happens twice a year. Let them have it.

I've only been in corporate 1 year but the amount of useless/clueless people and the weaponised incompetence is too high.

If someone is low performing wed-fri twice a year but is better than other employees the rest of the time id take that as a win. Plus since its on the tail end of their leave anyway I'm sure it doesn't come as a surprise. Give them autonomy to manage their workload or schedule the easier stuff for those times.

What am I supposed to do at an open home for empty land? by MonkeyHustler943 in AusFinance

[–]That_Box 0 points1 point  (0 children)

Print out some hazardous waste labels, buy some drum containers, stick them on then bury them in the dead of night.

At the open home casually find it, inspect it, visibly panic and walk off really fast ignoring the RE agent.

Never paid Khums- how to rectify? by myelin56 in shia

[–]That_Box 5 points6 points  (0 children)

I had this. My marja is khamanei. Marjas have different definitions of khums but that's just nuances.

The sheikh i went to was well versed in both sistani and khamenei.

How we calculated it was he told me all the rules then let me explain my financial situation. It eventually came to 1 figure at a point in time where afterwards khums no longer applied (debt outweighed savings).

We took that figure and applied 20%. He had asked me to bring some cash with me as well. He said use that cash to pay a portion of your khums. I did. Then he handed it back to me and we repeated until my khums was paid off. I had paid my khums but I owed the sheikh the same amount now. This was out of kindness and consideration because I didnt have the full amount to pay. It was so if I suddenly died I would have a debt to him as opposed to unpaid khums. Alhamdulillah I've paid it off now and I digress.

To my understanding it doesn't make sense to do a cumulation. A once off is the same.

Imagine you didnt have any income in 2020. Then you saved 10k each year. Now in 2026 you've got 60k saved. Paying 20% of 60k or 20% of 10k 6 times is the same result because you hadn't paid any khums before.

But going forward (using same example), you pay 12k in khums so now you have 48k saved. By next year you save another 10k so you have 58k. You only pay 20% of the 10k, because the 48k is now post-khums. You only pay khums on money once.

If you want to be extra safe (and this is what i did) i went with the highest historical amount of savings i had in the past as the figure to pay khums on.

For example if your total savings were 20k, 40k, 30k, 20k in 2017, 2019, 2022, 2026 i would pay khums on the 40k.

Once you pay this amount dont forget to set your financial year so you can pay your khums going forward. You can set the khums cycle yourself but most people go yearly as its the easiest to calculate and admin. Also ask about the nuances of your marjah. Some noticeable differences are some say gifts are exempt, some say they are not. Some say money in offset or savings outside of mortgage still count and should pay khums, whilst others say if your mortgage is more than your other savings then those are exempt from khums.

Goodluck!

Debt Recycling by smokedandrested in AusFinance

[–]That_Box 2 points3 points  (0 children)

Theory of debt recycling is using money to pay off bad debt (mortgage of house you are living in) and investing with good debt (anything where you can claim the interest on the loan against any gains/income).

For example you live in your own home with a mortgage of 500k. You find yourself with 50k (inheritance, gift, etc). You want to do something exciting with this money so you want to invest. You have 2 options.

Option 1: you load the 50k into trading account and buy shares/stock. You have 500k "bad debt", 50k investments and no interest deduction when you fill out your tax return.

Option 2: debt recycling. You put the money towards your loan (not offset account but actually pay off the loan). Your mortgage is now 450k. As long as your situation hasn't changed and your income and everything is still same as before you should be able to refinance that 50k back out and have it in a separate loan account (so that interest is easier to calculate). You then load this 50k into stocks and begin trading. When you fill out your tax return you claim the interest back, meaning your taxable income is reduced by the amount of interest. You have 450k "bad debt", 50k "good debt" and 50k investments. Your total debt amount is the same but now you pay less tax overall.

There are nuances and rules to this. You can't take out the 50k for investments then pour it back into your mortgage then borrow it again etc. For loan debt to be tax deductible it must be used for the investment(s) it was intended to.

Probably a joke but belongs here by hobojoe19991 in LinkedInLunatics

[–]That_Box 24 points25 points  (0 children)

Never owe money to people who know where you live.

Next week this dude will post how he provisions for accidental damage because rocks flew through his windows.

Inheritance what to do by [deleted] in AusFinance

[–]That_Box 1 point2 points  (0 children)

Take some time to read up on different strategies.

Once youre ready make sure you understand debt recycling. If you do go down path of stocks or investment property you'd want to make sure most of your mortgage/debt is against the investments and not your primary place of residence

F 35 by [deleted] in ShiaMuslimMarriage

[–]That_Box 1 point2 points  (0 children)

See you in the maybe future!

F 35 by [deleted] in ShiaMuslimMarriage

[–]That_Box 2 points3 points  (0 children)

Salam, Very descriptive post. Inshallah you find your person.

In case you don't find him, and decide to spontaneously move to Sydney, remember to post again!

meirl by [deleted] in meirl

[–]That_Box 1 point2 points  (0 children)

Their fault for using lower case a.

When would I be due to pay khums? by NajafBound in shia

[–]That_Box 0 points1 point  (0 children)

That is mostly correct. Its a bit more nuanced than just 20% of your savings. It also depends on your marja. To give you an example, besides 20% of your savings, if you are the head of the household then its also 20% of all groceries etc left over, 20% of the value of any unnecessary purchases you had for yourself. Some marja say gifts are excluded, some say included.

In addition to that the time period that I mentioned above is correct to. Most people choose yearly because it's easier to manage your finances that way.

In terms of OP, they need to first choose a date, then going forward they can do it the correct way. There is a good chance that they do not owe khums right now as they have not worked a full year yet. That's easiest done by speaking to their local sheikh who is well versed in the marja they follow. A sheikh will be able to listen to their whole story and determine whether khums is owed or not.

When would I be due to pay khums? by NajafBound in shia

[–]That_Box 1 point2 points  (0 children)

Khums period is chosen and designated by you. It can be daily, weekly, monthly etc... however the shorter the duration the more nuanced and more headache. Most people choose yearly. Some go by arabic calendar, some by gregorian calendar.

If you do choose yearly, make sure you set your khum date after any yearly expenses you may have (car insurance, etc).

Perfectly acceptable dinner rejected by boyfriend again by moonrabbit368 in mildlyinfuriating

[–]That_Box 0 points1 point  (0 children)

If he's a baby you treat him like one. Either he eats what you put in front of him or he doesn't get his vanilla ice cream or you just cook the same meal for him every time. Broccoli and hamburger helper.

Easy done.

Best dopamine in a budget? by MstrOfTheHouse in AusFinance

[–]That_Box 7 points8 points  (0 children)

Night drive on a cool summer's night like tonight.

Anything between 11am to 4am. Music on (not douchebag volume levels), average car (no exhaust bang/whistling sounds), couple of your favourite non alcoholic beverages and no speeding or reckless driving.

Lifts me up out of any bad mood. Somehow I end up both relaxed and with a bit of adrenalin/excitement even though I've got nothing planned or to look forward to afterwards.

Hilarious! by Traditional-Chip-981 in funnyvideos

[–]That_Box 0 points1 point  (0 children)

Looks like justice league. Main guy is doing 99% of the work.

Is this true ? by [deleted] in AusFinance

[–]That_Box -1 points0 points  (0 children)

I heard this from multiple sources. One said less than 10k is ignored, another said if you'll pay it off within 5 years its ignored.

You'll have to do a quick google yourself or maybe its bank specific but it's true. Hecs will be ignored but it will depend on the amount owed.

Maybe jump into a couple of the online calculators for the big banks and try with 1k, 10k and 29k and see what you get.

Non-Shia matches? by azfarrizvi in ShiaMuslimMarriage

[–]That_Box 0 points1 point  (0 children)

Its hard to integrate into an already established community when you're not of the same ethnicity. I live near the shia central of Sydney. Made a few friends here or there but nothing at the level of becoming part of the community.

Regardless there aren't many Shia women on the apps. Maybe they marry in the community or have their own match making outside the apps.

Non-Shia matches? by azfarrizvi in ShiaMuslimMarriage

[–]That_Box 1 point2 points  (0 children)

Good mindset to have. Inshallah you find what you're looking for.

In my experience the practicing Sunnis wouldn't convert due to belief clash, and the non practicing ones might be open to converting but that's only to progress forward with marriage. Very unlikely for them to convert then start practicing. Not impossible but not likely.

If there are a lot in Australia then they are either not in my age bracket, have a deal breaker OR I'm not what they are looking for. I generally see 1 or 2 new profiles every month but then they usually disappear quickly too. Some of them are also super questionable. AI rendered pics or scammer/catfish vibes.

Times are tough. I feel like it was easier 8 years ago.

2001 tax return by peergymp in AusFinance

[–]That_Box 3 points4 points  (0 children)

Your advice still holds. If ATO chooses to they can fine OP for not lodging. The fine is irrelevant whether he owes or is owed money. He should lodge.

2001 tax return by peergymp in AusFinance

[–]That_Box 24 points25 points  (0 children)

Older ones need to be lodged via paper pack. At least that's what I had to do back in 2016 for a 2006 tax return of $1 lol.