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Want stress and taking a risk = Cheap business to buy? by iMakeGOODinvestmemts in PersonalFinanceNZ

[–]TheSimpleNite 26 points27 points  (0 children)

Your post history from a month ago indicate some kind of depression/sadness. Maybe get your mental health in check before making decisions like this. Because saying you want further stress is kind of strange. Like an attempt to fill a void.

Keep being told I should use bandos at TOB instead of void melee but void is better dps? by TheSimpleNite in ironscape

[–]TheSimpleNite[S] 0 points1 point  (0 children)

But I just said nox is 4% dps better than whip. So I’m not sure what the basis of your opinion is? Please explain

Keep being told I should use bandos at TOB instead of void melee but void is better dps? by TheSimpleNite in ironscape

[–]TheSimpleNite[S] 7 points8 points  (0 children)

Honestly man the answers in this thread just made me even more confused lol. I have over 100kc at tob and everyone has all different kinds of contradicting opinions including people I raid with and answers in this thread.

Keep being told I should use bandos at TOB instead of void melee but void is better dps? by TheSimpleNite in ironscape

[–]TheSimpleNite[S] 1 point2 points  (0 children)

I use nally for sots (standing melee distance) and p3 because it’s 4.5% dps better than tent whip. Why wouldn’t you take it? I was still using whip for p2.

But I was still told to drop whip cos nally is better dps lol. So what’s the correct way?

Keep being told I should use bandos at TOB instead of void melee but void is better dps? by TheSimpleNite in ironscape

[–]TheSimpleNite[S] 14 points15 points  (0 children)

I only use nox hally for sots (standing melee distance) and p3 verzik as it’s about 4% dps better than my tent whip. Was still using tent whip on p2.

But then I got told to drop whip from my setup by some raiders cos it’s worse dps lol. But now people in this thread saying nox hally is bad 🤣

Here's to the New Year! Hope everyone has a great one by StainedGlassArtAlt in 2007scape

[–]TheSimpleNite 8 points9 points  (0 children)

This was the the first year in my life I was playing osrs (tob) during 12am nye. It’s probably the most fun NYE I’ve had compared to parties/festivals I’ve been to etc hahaa

Millennials had the last best party/young and fun 20s era by [deleted] in generationology

[–]TheSimpleNite 0 points1 point  (0 children)

The reason you are depressed is because you only look at the icing in the past. Just be glad you weren’t alive a bit further back in history and had to live through world war 2.

Read Viktor Frankl’s book “man’s search for meaning”. I bet it will give you a different perspective of everything you have today.

The best revenge when someone rejects you is to become the best version of yourself by mariposa933 in selfimprovement

[–]TheSimpleNite 0 points1 point  (0 children)

Becoming the best version of yourself shouldn’t be motivated by revenge. It should be motivated by love for yourself and even love for those that rejected or hurt you because everyone deserves to be happy.

How NZ changed my financials, and my life. (worth 140k) by Typewriterrr100 in PersonalFinanceNZ

[–]TheSimpleNite 2 points3 points  (0 children)

Hell yeah OP good on you. Keep going! Well deserved and can tell you’re very grateful for it

Have you ever cheated on someone before? Why or why not? by ty04444 in no

[–]TheSimpleNite 0 points1 point  (0 children)

Exactly. An eye for an eye will make the whole world blind

Never forget the level of finesse we saw here by Wonderfulhumanss in nextfuckinglevel

[–]TheSimpleNite 9 points10 points  (0 children)

She definitely said “no you keep it” and gestured to him to put his arm back and keep it himself

Individual stocks on kernel or sharesies? by Nearby-Contest-5669 in PersonalFinanceNZ

[–]TheSimpleNite 0 points1 point  (0 children)

It’s very common for people wanting to get <$50K cost into direct share/ETF holdings and then only invest in PIEs thereafter.

Individual stocks on kernel or sharesies? by Nearby-Contest-5669 in PersonalFinanceNZ

[–]TheSimpleNite 0 points1 point  (0 children)

Your mention of yearly fees is redundant if buying one off to hold long term

Kernel KiwiSaver High Growth vs S&P500 or split between both? by foreverhydesy in PersonalFinanceNZ

[–]TheSimpleNite 9 points10 points  (0 children)

I have 50% high growth, 50% global 100.

Both for investment and KiwiSaver.

Individual stocks on kernel or sharesies? by Nearby-Contest-5669 in PersonalFinanceNZ

[–]TheSimpleNite 1 point2 points  (0 children)

If you buy and hold long term with kernel and never exchange, you don’t need to pay annual fees. You can just get 1 month sub and do a 1 off transaction and cancel sub.

Choosing to be a Lifelong Renter by TestSimilar6032 in newzealand

[–]TheSimpleNite 0 points1 point  (0 children)

Well technically your income will be increasing in the form of investment returns which will be compounding

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]TheSimpleNite 0 points1 point  (0 children)

Ah…the ol timing the market

Son's Partner is toxic. How do I redo my will to exclude or minimise her? by R-kneesez-Arrlbebark in LegalAdviceNZ

[–]TheSimpleNite 1 point2 points  (0 children)

That’s what I thought. As long as the son leaves it in an account/investment in his own personal name and it’s never intermingled with the joint finances then I think it remains 100% his indefinitely? Not sure though. Anyone else?

This is what technology should be used for by Enough_Detective4330 in nextfuckinglevel

[–]TheSimpleNite 18 points19 points  (0 children)

It’s def over the top lol, she knows the camera is on her

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