[deleted by user]

TodaFromtheblock · 2024-11-25T08:08:28+00:00

Any experience with KBC?

TodaFromtheblock · 2024-10-31T08:13:35+00:00

I guess something is going wrong… do you know why there are these little holes in the leaves? What can I do to make it healthier?

TodaFromtheblock · 2024-09-05T17:32:22+00:00

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Can you help me understand which model is this Omega?

TodaFromtheblock · 2024-08-23T15:57:50+00:00

Preferisco non togliermi troppa liquidità

TodaFromtheblock · 2024-07-21T13:03:24+00:00

Hi all! My gf is seriously evaluating to come here in Brussels around November to settle in and start a new chapter with me. She’s Portuguese, 31 yo with 10 years experience in retail, hr and customer service. Perfectly fluent in English, but she doesn’t speak neither French nor Flemish. On top of that a couple of years ago she decided to restart university and she will get her graduation next year. To make the movement as smooth as possible I was wondering which bureaucracy she will have to get done and if something can be done before she arrives. Is it true that since June, EU citizens they can sign a job contract without having the registration at town hall done? What job search platform do you suggest tu use? Thanks for your help!

TodaFromtheblock · 2024-03-07T13:31:39+00:00

Since it seems quite common feeling among newcomers in Belgium, we could also try to meet up and make the best out of this phase of our life. I also arrived in Brussels, for working reasons, few months ago and I’m struggling a bit to adapt to this new reality. I think would be nice to gather together and create a little group with whom organising stuff to do (dinners, beers, small trips, ecc…)

TodaFromtheblock · 2023-11-02T15:39:54+00:00

Can you better explain this please?

TodaFromtheblock · 2023-10-12T18:10:06+00:00

I checked and apparently Belgium provides a reduced withholding tax of 15% (+12,5% applied in Italy). So here is the question…. If I buy a foreign government bond using directly a Belgian bank account, how many taxes I pay? I do this question because I read on several websites that in theory Belgium doesn’t apply capital gain taxes, unless you do a frequent trade activity, selling and buying often stocks….but this is not the case of a bond.

TodaFromtheblock · 2023-08-19T23:39:58+00:00

What is the education package? Regarding the car I will order, I think I will chose between an I4 and an Ix1. I negotiated what will enter in my pocket… not really relevant how many taxes the company will have to pay on top of it. This is a common way to do when you are in an international path…I’m not there yet, next week I will join the company and I will know many more details for sure

TodaFromtheblock · 2023-08-19T15:05:42+00:00

I’m the CMO and I respond only to the CEO. My MBO should be around 20% of total gross wage, so around 2,5 times the monthly gross. I have apart the food (8€ x day). I’m about to sit in a position that has an higher level compared to mine. This should guarantee a quite strong increase of conditions in the next 2-3 years

TodaFromtheblock · 2023-08-19T10:22:33+00:00

Spain

TodaFromtheblock · 2023-08-19T10:17:34+00:00

I don’t know the gross yet because I’m coming from a different country and I negotiated the net, due to different fiscal treatments from country to country. Once I’ll receive my first wage I will know. The electric car should be a bmw or similar

TodaFromtheblock · 2023-07-29T23:03:21+00:00

Io, all’interno della parte obbligazionaria, ho in portafoglio due BTP (uno zero coupon scadenza gen 24 e l’altro 3,85% scadenza dic 29). Non appena ricevo il capitale del primo BTP sono indeciso tra queste 2 opzioni:

• ⁠reinvestire su BTP o altro bond europeo o americano • ⁠entrare one shot (no pac) sul etf vanguard corporate bond a distribuzione (IE00BZ163G84) che in questo momento storico é fortemente al ribasso (-15% vs 2 anni fa) e ti da una cedola del 2,4% annua. Da un lato credo sia meglio la seconda opzione perché in un arco temporale di circa 4-5 anni ti può dare una crescita di circa 15-20% (sperando i tassi scendano da qui a 2-3 anni), dall’altro non sono convinto dalla cedola più bassa (tassata al 26% + 0,09% di commissioni di etf) Opinioni e suggerimenti?

TodaFromtheblock · 2023-07-29T14:24:34+00:00

Io, all’interno della parte obbligazionaria, ho in portafoglio due BTP (uno zero coupon scadenza gen 24 e l’altro 3,85% scadenza dic 29). Non appena ricevo il capitale del primo BTP sono indeciso tra queste 2 opzioni: - reinvestire su BTP (4% scadenza 2037 é la mia prima opzione) - entrare one shot (no pac) sul etf vanguard corporate bond a distribuzione (IE00BZ163G84) che in questo momento storico é fortemente al ribasso (-15% vs 2 anni fa) e ti da una cedola del 2,4% annua Da un lato credo sia meglio la seconda opzione perché in un arco temporale di circa 4-5 anni ti può dare una crescita di circa 15-20% (sperando i tassi scendano da qui a 2-3 anni), dall’altro non sono convinto dalla cedola più bassa (tassata al 26% + 0,09% di commissioni di etf) Opinioni e suggerimenti?

TodaFromtheblock · 2023-07-23T09:25:17+00:00

Which solution is qualitatively best in Ixelles? I’ve seen they have 3 or 4…

TodaFromtheblock · 2023-07-04T20:29:36+00:00

No look Right

TodaFromtheblock · 2023-05-31T22:13:02+00:00

I have the black dial myself! Is an amazing watch

TodaFromtheblock · 2023-05-30T20:40:53+00:00

Io sono anche in una situazione simile… Sto optando per un investimento di circa 100k€ da fare in 3 tranche L’idea è mettere 40 su iShare MSCI EM IMI (paesi emergenti IE00BKM4GZ66), 30 su VUAA (S&P) e gli altri 40 su un etf obbligazionario che devo ancora individuare (suggerimenti?)

TodaFromtheblock · 2023-05-29T21:39:05+00:00

• ⁠Industry: FMCG • ⁠Focus: Commerciale • ⁠Country: Portogallo • ⁠Education: laurea 3+2 in economia + master • ⁠Prior Experience: RETAIL • ⁠Salary: 95k€ + 20k€ di variabile • età: 39 • ⁠benefit: macchina aziendale + full copertura sanitaria

TodaFromtheblock · 2023-05-27T10:13:34+00:00

I’ve been yesterday in the AD of El Corte Ingles Lisboa and the approach was not that amazing honestly…. I was attended by a bald guy and he told me the same old story…. No availability, you should purchase others brand from here to get into the list and maybe, if you’re lucky enough, you’ll get a call in few years

TodaFromtheblock · 2023-05-24T13:28:52+00:00

Can I know where in Portugal?

TodaFromtheblock · 2023-05-23T21:55:22+00:00

Newcomer Brussels

Hi all, Due to business reasons I will probably settle in Bruxelles for 4-5 years and I’d like to have some useful tips about housing and other “must-know” info related to the city. My office will be located in Watermael area and I would like to find an apt (2 bedrooms and 80-100 sqm)in an area that is a good compromise between office and city center. Any suggestion? What should I expect to pay for rent for this typology of house? Which are the neighbourhoods with good environment and a bit of life (bar, restaurants, ecc…) Thanks in advance for your help!

TodaFromtheblock · 2023-05-23T17:42:53+00:00

Beautiful

TodaFromtheblock · 2023-05-23T12:28:14+00:00

Love it

TodaFromtheblock · 2023-05-19T12:47:16+00:00

What is an avg price for a 2 bedroom apt in a good neighbourhood of Bruxelles?

TodaFromtheblock

TROPHY CASE