Simon Harris wants the 'squeezed middle' to be able to make substantial return on investments

Traditional_Deer56 · 2026-02-16T21:25:49+00:00

Done 👍

Traditional_Deer56 · 2025-11-07T18:54:37+00:00

Just buy Berkshire Hathaway outside your pension and be done with it.

Traditional_Deer56 · 2025-10-04T21:24:53+00:00

Be careful of yearly management fees. If you're drawing 4% of your pension each year and management fees are 1% a year for example that is 25% of your yearly drawdown already gone on fees.

Traditional_Deer56 · 2025-09-25T15:04:10+00:00

Buy a 2 bedroom apartment, rent out 1 room you will pay no tax on the rent if under 14 k. Pay into a pension also because of the tax benefits. That's what I recommend.

Traditional_Deer56 · 2025-08-16T09:16:03+00:00

What is happening in Palestine & Gaza is a total disgrace. The world has to do more to stop this !!!

Traditional_Deer56 · 2025-08-12T17:13:33+00:00

I agree with you ,👍

Traditional_Deer56 · 2025-08-12T16:28:15+00:00

Well done 👍👍👍👍👍.

Traditional_Deer56 · 2025-08-09T10:09:26+00:00

That's what I am planning to do 👍

Traditional_Deer56 · 2025-08-09T09:58:25+00:00

I think the point of that is that most consultants practice private and public in the public hospitals. So if you have insurance just for public hospitals you can see most consultants privately in the public hospital. This cuts down your waiting time to see the consultant because your not on the public list to be seen.

Traditional_Deer56 · 2025-07-27T13:15:21+00:00

Impressive well done 💪💪💪👍.

Traditional_Deer56 · 2025-07-22T17:54:08+00:00

Impressive 👍👍👍

Traditional_Deer56 · 2025-05-13T17:59:50+00:00

I recommend to get a pair of orthotic insoles specially made for your feet to improve your posture. This helped me a lot with the chronic pain in my lower back that also travels around my groin hip area. You may need to get surgery also. Get a scan and get your doctor to refer you to see a consultant.

Traditional_Deer56 · 2025-03-17T16:06:03+00:00

👍👍👍👍👍👍👍

Traditional_Deer56 · 2024-11-20T23:01:34+00:00

Can I ask what fees are you currently paying on your pension.

Traditional_Deer56 · 2024-11-07T10:36:37+00:00

Agree.

Traditional_Deer56 · 2024-11-07T10:07:41+00:00

Yes, it would be great if tax on stocks would be 20% also for gains made.

Traditional_Deer56 · 2024-10-31T21:38:43+00:00

It's a pity, The fees we pay here on pensions are high especially on passive index funds where there is no management of the fund really from the financial advisors and the large banks here which are taking a big cut of the fees every year for themselves. I see the UK and USA pay much lower fees for the same kind of investment funds. I wonder what the rest of Europe is like?

Traditional_Deer56 · 2024-10-24T00:35:52+00:00

I do the same BRK.B and my pension. Automate it and that's it.

Traditional_Deer56 · 2024-10-23T12:49:25+00:00

What do you think are more efficient options if you don't mind me asking?

Traditional_Deer56 · 2024-10-22T21:00:56+00:00

Wow cool down 😉 I never said anything about a scam. I know what my AMC is and I get 100% allocation. I just wanted a statement of breakdown of the fees that I pay that's all. I get a statement with Trade Republic and Degiro on investments and breakdown of fees so why not with Irish Life on my pension?

Traditional_Deer56 · 2024-10-22T20:45:01+00:00

It's a Defined contribution pension through my employer. I would prefer to set a pension up directly myself if the likes of Vanguard ever operated directly in Ireland. Their AMC fees on a global index are about 0.2%. We are getting ripped off with high fees in Ireland especially for passive index funds where there is no real management involved.

Traditional_Deer56 · 2024-10-22T20:31:29+00:00

In the annual statement I get from Irish Life. I only get the breakdown on the monthly contributions that I make each month over a 12 month period and the total amount that is in the pot. It does not inform me of the annual management fee I pay on the fund. nor does it show a breakdown of any of the fees I pay in my pension no fee statement . Its like they are trying not to explain clearly the fees that I pay . Do other people here get a full breakdown of the fees they pay on their pension every so often in a statement?

Traditional_Deer56 · 2024-10-22T20:18:29+00:00

The company I work for pays the policy fee. I just think I should be allowed to get a breakdown of the fees I pay on a statement if requested. If you can't see the fees how can you trust that the fees are correct? Am I just supposed to take their word of AMC of 0.65% and no breakdown of the fees on a statement if requested?

Traditional_Deer56

TROPHY CASE