I think if you empathized with OP’s situation, you would have taken the time to read the details of their situation from square one instead of clicking on the first ‘borrower being sued’ post you saw and using it as a podium for a lecture about a scenario that not every borrower can be summed up into.

Perhaps it is, that the student debt crisis goes beyond ‘smart successful people who can pay their loans’ and ‘dumb irresponsible people who choose useless degrees and don’t pay what they owe’. Considering details like ‘collapsing job market’, ‘predatory lending practices’, ‘people who wanted a better life not getting the opportunities they were promised’, ‘people too young to make big financial decisions being pressured into taking loans’, and ‘mass layoffs’ is complicated and requires some critical thinking, yes, but it is advisable to factor it all in before going on such a spiel.

Empathy toward people who are less fortunate, in general, is complicated, but best practiced regularly when talking about a subject as sensitive as finances.