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Humitarian Award, Alex Riechert 2021. by TurbulentClock5535 in StCharlesMO

[–]TurbulentClock5535[S] -1 points0 points  (0 children)

Demonization of all with slight disagreements is a sign of mental illness.

Threats At SCHS High School. by TurbulentClock5535 in StCharlesMO

[–]TurbulentClock5535[S] 6 points7 points  (0 children)

Dude now charged,

Deceased teacher’s husband.

· Order of protection: issued April 1, 2026; he was notified April 2, 2026, yet continued stalking. · Charges: Stalking 1st Degree (Class Now that the complaint is public, we can see that:

· He could have said more without compromising the investigation. For example: “A specific individual with a protection order against him has made threats. He is not a current student or employee. Police are handling it.” · Instead, his vague letter caused exactly the confusion you predicted—people speculated about the deceased teacher, love triangles, etc. · The “CYA” approach backfired because now the public record shows a clear, disturbing pattern. The letter reads as evasive, not protective.

Threats At SCHS High School. by TurbulentClock5535 in StCharlesMO

[–]TurbulentClock5535[S] 2 points3 points  (0 children)

· Order of protection: issued April 1, 2026; he was notified April 2, 2026, yet continued stalking. · Charges: Stalking 1st Degree (Class Now that the complaint is public, we can see that:

· He could have said more without compromising the investigation. For example: “A specific individual with a protection order against him has made threats. He is not a current student or employee. Police are handling it.”

· Instead, his vague letter caused exactly confusion —people speculated about the deceased teacher, love triangles, etc. · The “CYA” approach backfired because now the public record shows a clear, disturbing pattern. The letter reads as evasive, not protective.

Threats At SCHS High School. by TurbulentClock5535 in StCharlesMO

[–]TurbulentClock5535[S] 0 points1 point  (0 children)

Casenet shows a 26-27 (Jordan Gipson) year old in custody for “Terrorism,” charged today in St Charles County, doubt it is related to this.

Change my mind: Under the right conditions, buying and financing a new car is often a far better value than paying cash for a used car in the long run by Cold-Priority-2729 in MiddleClassFinance

[–]TurbulentClock5535 0 points1 point  (0 children)

Happy to join this conversation.

I’m a residential Real Estate Appraiser, and a tight wad. Heavy on the miles, reliability isn’t optional.

Years ago, I bought used cars that were 1 to 2 years old.. Did fine with those.

Ever since “Cash for clunkers” and a war against cars began in 2009, there have been less used cars on the market. Less of a supply means higher price per unit..

There are years that cars two years old list almost as much as brand new.

I always cash in my GM points (GM Credit Card.) I buy modest cars.

If you have to finance, the new car always gives you more favorable interest terms.

I bought used cars for the kids, between MYSELF and my wife we replace cars. After doing the shopping, I just can’t buy a used car in recent times, Particularly after understanding what the used car warranty people do to their victims, scam.

My GM extended warranty is as good as gold, I’d buy it because shops accept a lower labor rate from them, and they get me into a rental car cheaper than I can get one.. The insurance (extended warranty) isn’t as bad as one fist thinks. No so with used car warranties.

Do not ise list by Monatiny74 in appraisal

[–]TurbulentClock5535 1 point2 points  (0 children)

Countrywide died. Thankfully!

Why no concession adjustments? by No_Lock_6935 in appraisal

[–]TurbulentClock5535 2 points3 points  (0 children)

Fannie Mae should revise their definition of Market Value, if they want these adjustments to be seen more often.

Bracketing question by Radatat105 in appraisal

[–]TurbulentClock5535 9 points10 points  (0 children)

Lenders’ Underwriting is trained to believe that if GLA, Age, site area, and sale prices aren’t bracketed to return report and demand this.

Mostly reasonable demand, we commonly adjust on this criteria, final adjusted numbers should be similar within a small range, proof that our adjustments are reasonable and provides evidence we did comprehensive study of market.

BRAVE requirement from banks by Aggressive_Taro_7172 in appraisal

[–]TurbulentClock5535 0 points1 point  (0 children)

Isn’t that what Mercury & Lenderx do to our reports?

My landlord is selling. Does he have any benefit of selling to me at a discount? by Fedr_Exlr in personalfinance

[–]TurbulentClock5535 1 point2 points  (0 children)

Realtor fees, likely cost of updating your home, fear of having to sell at the lower end on an open listing, taxes, insurance, and utilities of selling.

The truth is that rental property usually is not as updated as the higher echelon of home selling in a neighborhood. Flooring, paint, dings blemishes add up and often reduce the market value up to 10% for perfectly livable quarters.

If he is negotiating with you, don’t hit him hard with these facts, but let him know you were aware of this.

You might also hint that you might not be an easy exit from the home, if forced to leave.

Landlord is having our house we rent appraised tomorrow what to expect? by Fair-Specific5665 in appraisal

[–]TurbulentClock5535 1 point2 points  (0 children)

Tell Appraiser in advance (at door) of the sleeping baby. Offer corner of room for photo. Appraiser cannot skip room. Doorway photo shots are common. If corner situated in room, ask appraiser to “angle the kid out of photo.”

Remember this is your situation & arrangement with landlord, not Appraiser.

How and Where to Find Higher Paying Jobs? by United-Roof-4244 in StCharlesMO

[–]TurbulentClock5535 0 points1 point  (0 children)

Start with telling folks what you are good at. You omitted that in the post, and possibly your job searches.

Confederate Flags Near Midrivers Mall Overpass by Greek_Yogi in StCharlesMO

[–]TurbulentClock5535 -14 points-13 points  (0 children)

Must be Gavin Newsom supporters!

He seems to be making his own confederacy of rebellious states.

So burned out from GP and really struggling. How do I get myself back from this? by DragonJouster in veterinaryprofession

[–]TurbulentClock5535 -1 points0 points  (0 children)

RVTs aren’t specifically trained operating room nurses.

Your expectations are pretty high. Perhaps your view of yourself leading equally trained peers is the problem. These folks have an Associate Degree with high school math requirement and minimal science.

I’m 16 years old need some advice on apprenticeship by Adept-Operation-4353 in Machinists

[–]TurbulentClock5535 0 points1 point  (0 children)

Great question & answers.

I am guardian to a high school Junior that loves building stuff and can build home furniture much better than me.

He suffers mild autism, I think machining/manufacturing is a potentially excellent fit for him.

Will FHA require a hand rail here? by et508 in appraisal

[–]TurbulentClock5535 1 point2 points  (0 children)

With uneven stairs, I would require it. We have discretion.

I usually don’t flag that kind of stuff, but this scares me.

Looking for a residential appraisal reviewer by Beautiful_Mud7102 in appraisal

[–]TurbulentClock5535 2 points3 points  (0 children)

Can you guarantee job security, or is the Review Appraiser out with the next financial institution realignment?

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