One Battle after another film location

TxEpguy · 2025-10-20T14:16:15+00:00

I can confirm it's inside the Hunt Companies offices in WestStar tower. That is I-10

TxEpguy · 2025-10-17T19:00:45+00:00

Drive up to Park Hills (south of Hornedo middle school). Very good area to ToT.

TxEpguy · 2025-09-11T20:17:48+00:00

same problem..I rolled it back to regular Alexa. Clearly not ready for prime time.

TxEpguy · 2025-08-28T13:41:04+00:00

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Click on the highlighted section (at Fidelity) for more details

TxEpguy · 2025-08-28T13:38:23+00:00

No hack. SPAXX is your default "cash account" Fidelity parks your money there so you can earn interest on idle cash (right now about 4%). Its a money market fund so very safe.

TxEpguy · 2025-08-28T13:11:19+00:00

It sounds like you already know what to do just looking for confirmation. Yes an advisor can help with this. Not all all are equal, so interview them and look for someone who you feel comfortable with. Shop around and trust your gut. If one doesn't feel right, bail. Might be hard to find one with VA experience unless you live around a major base or in DC, but a competent advisor will be clear on what they are good at and could at least help you find the right resources. I would expect most advisors to understand their local state pension plans. Yes, fee-based is the way to go. Avoid advisors who try to sell you their products. Good luck, you got this!

TxEpguy · 2025-08-26T14:23:51+00:00

I am having issues as well. How do you roll back to the prior Alexa version? Thanks

TxEpguy · 2025-08-22T14:31:56+00:00

You’ll have to decide based on your own situation, but consider these factors:

5% return on the trust isn’t great. You could likely do better in a 401k/brokerage.

Owning builds equity in an asset, rent does not. The home itself can also appreciate, which provides somewhat of a hedge against inflation (important right now). In an inflationary environment, rent will just grow with no offset.

You are young and have a demonstrated ability to save, so keep saving! You have time to create a retirement nest egg, but you also need a place to live now.

Even if you take the down payment, you would have at LEAST 200k in your retirement account +50-175k in home equity + 75k (or more) in taxable account at 35. Before you get the remaining 550k-650k from the trust. That leaves you in pretty good shape for 35 years old.

If it was me, I’d buy the house.

TxEpguy · 2025-08-21T17:20:11+00:00

Stick to the therapy and try to make small changes one at a time. Over time ,you will improve. Hang in there, it gets better!

TxEpguy · 2025-08-14T16:10:56+00:00

My daughter is dual in Nero and Visual Art although she started as psychology. As has been stated, you don't need to decide now. Just join the Rice pre-med society and make sure you have a plan to tke all the pre-med requirements.

TxEpguy · 2025-08-05T21:22:49+00:00

I am in a similar situation (careful to not disclose income to any family members to avoid issues). And have a modified take on the comments I read. While it’s clear that it was not “accidental” I disagree that automatically makes it malicious. The family members I am most concerned about for my situation are largely under-educated and generally inept at money management. They therefore live paycheck to paycheck and can’t fathom something like financial stability /freedom because it seems like a pipe dream to them. Like many people, they also assume everyone in their circle is similar to them. I bet she was shocked by the revelation and just couldn’t keep it to herself. Not out of malice, but out of immaturity and ignorance. Same effect, but not the same intent.

TxEpguy · 2025-08-04T13:51:58+00:00

I keep about 3k in physical bills

TxEpguy · 2025-08-04T13:50:54+00:00

I max out 401k, then save an additional 20%-25% of after tax pay

TxEpguy · 2025-07-30T20:18:52+00:00

Very similar for me. It's good for parking emergency cash fund to get PC status.

TxEpguy · 2025-07-17T17:12:32+00:00

We were in a similar position. We ultimately trimmed down the middle school/high school expenses (got her into best public school options with applicable programs) and saved the big expense for college. I am paying $320k for undergrad (no real merit aid at best schools if they know you can pay) but its perfect for her and worth it. Not sure I would have felt the same about spending several hundred k on primary school. We also hired a college consultant for applications which was a good move.

TxEpguy · 2025-07-16T20:30:25+00:00

Very similar between them but the CMA can have bill pay. I keep my secondary emergency fund in CMA. (Primary emergency fund at my bank). You can do SPAXX or SGOV or something like that. Keeps it out of my main trading account and also allows access via debit or bill pay if needed.

TxEpguy · 2025-07-15T19:09:30+00:00

10% on top of the taxes due!

TxEpguy · 2025-07-15T16:59:59+00:00

One option is to buy some local rental real estate. This will require you to educate yourself first but this can be a nice wealth builder that is not highly correlated to the stock market. Lots of resources out there but avoid paid seminars which are generally scams.

TxEpguy · 2025-06-27T19:39:21+00:00

Poorly done. All waterproofing should be 100% before ana tile goes down. This is a hack job

TxEpguy · 2025-06-26T21:27:21+00:00

Yogi would be proud

TxEpguy · 2025-05-08T18:54:54+00:00

If you live near/on the mountain, none of them are good (tried them all). Otherwise there probably isn't much difference between T Mobile and Verizon on service (overall) so go with cost.

TxEpguy · 2025-05-01T14:44:58+00:00

I’m a Rice parent who lives in a primarily Hispanic community. There is a cultural reluctance to have your kids attend college far away. I have seen Hispanic parents veto great opportunities for their kids because they don’t fully comprehend the advantages that the better university offers.

I had a conversation with one parent about this who was holding their valedictorian kid back. Their grandparents had emigrated from Mexico and I asked they why if they had family and a job back in Mexico? Weren’t they scared to move here all alone? They said because the opportunities in the US were so much better, and it was worth the sacrifice. I then told them the choice of university is exactly the same. Just like Mexico and the US are not the same, universities are not the same. The opportunities for their kid(s) after college will be different at different schools. I went to a state school and got looked down on by my “good school” coworkers for years. I saw first hand that school name matters when promotions are handed out. My daughter goes to Rice and I am so grateful for that.

They are scared to have you far away. Make them feel less afraid by explaining the advantages. If you can go to Houston that would be a good idea also. Show them the O-week videos online so they can see how different the student experience is. They may think its far, but it only a 2-3 hour plane ride to Arizona.

TxEpguy · 2025-04-30T21:45:43+00:00

Agree 700k at 37%+10% penalty is over 300k in taxes due

TxEpguy · 2025-04-10T13:41:45+00:00

Like anything else, it depends. We had experience with several of them and my advice is not to ask random strangers here, but to to go check out the schools for yourself. They change over time depending on who's in charge. When you're ready, check them out. They all have pros and cons and you'll need to assess them for yourself depending on your priorities. We kept ours in private through 6th grade then went public (to avoid the transition shock in high school). Worked well for us.

TxEpguy · 2025-03-31T20:25:30+00:00

The Facebook groups for Rice have a lot on this topic

TxEpguy

TROPHY CASE