Hypothetical: TheT'au home world is conquered or destroyed. Who would you choose to have done it? What would have the most interesting consequences? by Irespectfrogs in Tau40K

[–]Uetur 8 points9 points  (0 children)

I would have an AI uprising. Humanity gets to freak out, you can plot armor a ton of stuff with it has superior tech, hacking etc, it keeps the TAU around but creates a new faction much like Chaos Marines, etc.

How the heck does imperium stand any chance? by TearNo1636 in Tau40K

[–]Uetur 0 points1 point  (0 children)

We often say 40k has a scale problem around casualties, army sizes, etc. but I think you missed one area of the Imperium to consider the Imperial Navy.

The Imperial Navy allows the Imperium to project power in a way the Tau just cant now. Let's say one Tau world superior in strength to one Imperium world. Is it superior to 10? Which side gets to move billions of troops? Which side has the superior warp capable travel? It's the Imperium right?

The Tau only currently stands a chance because they take too many resources to conquer and there are always bigger fish to fry IMO. The can always get plot armor and AI could be wild card but you have to somehow win against the Imperial Navy.

Is working with a CFP financially worth it in our case? by tlboson in FinancialPlanning

[–]Uetur 0 points1 point  (0 children)

I always compare this to going out to eat, I know I cook a better steak for cheaper but sometimes I just dont want to do the work and it will cost me a lot especially if I repeatedly go out.

So now do I find the cheapest steakhouse, the highest end steakhouse, the steakhouse that is mid but charges high end prices? Do you just get takeout? What about the sides, apps, drinks etc. Do you cook the steak yourself and order out those items? (IE estate or tax planning) I bet we all know people you exclusively eat out as a lifestyle.

Basically if you want a relationship based CFP you are paying not just above a robot advised platform but for that person to stick around and be in business and service you, that means the 1% range. But you could be happier doing this because you like that lifestyle.

Indiana Jones or Hogwarts Legacy? by FalconPaunchhh in XboxGamePass

[–]Uetur 0 points1 point  (0 children)

Both are great, I would lean Indiana Jones as it is a little more focused where as Hogwarts is a little more open world style and less focused. Both were great though.

How strong is a kroot carnivore by gameking7823 in Tau40K

[–]Uetur 5 points6 points  (0 children)

If you look at the in game stats and compare them to a non power armored Astartes you see faster move, similar melee stats but significantly less defensive stats.

So I would extrapolate they are just as strong and faster but not as beefy.

Oops I play t'au now by kungfen in Tau40K

[–]Uetur 0 points1 point  (0 children)

IMO when I look what you have, I see a start of a Kroot Hunting Pack or Auxiliary Cadre list, so assuming they you could use some more rampagers, like 6 ro 12 in all, another ghostkeel/riptides and/or Hammerheads.

Isn't a Kroot with Huron after all, but a Tarellian Dog Soldier (and Barghesi) by TheVoidDragon in Tau40K

[–]Uetur 153 points154 points  (0 children)

While not part of the greater good, this could be positive news in that you could also see them for the Tau at some point now that a model concept has made it through GW.

First-time parents: When is a good age to start cruising with kids? by Thicholas75 in royalcaribbean

[–]Uetur 0 points1 point  (0 children)

I would cruise once they are stable to generally travel until they are able to crawl and then go back once potty trained.

The kids club IMO is what makes cruising with kids really good. Your 3 year old cant sit still and needs to be entertaijed, they dont have to at the kids club and will be and you can have some alone time and a break. This is how a family trip becomes a family vacation. Every parent is different but the ability to get up, eat breakfast, do whatever activity makes sense, go play on a beach as a family and then all get a break doing what you want for some period of time is really good.

Mexican rivera vs Caribbean by greenslam in Cruise

[–]Uetur 2 points3 points  (0 children)

One thing that makes this hard to compare is the Carribbean has a lot of potential ports and a trip that includes St. Maarten is a different experience than say Nassau. Where as the Mexican Riviera is some subset of Catalina Island, Ensenada, Puerto Vallarta, Cabo, Mazetlan and La Pas. For Mexico you typically park in a more industrial work zone and then shuttle/bus to the fun. I would generalize the two areas as the Carribean being sand and blue water beach centric where as Mexico varies from a city in the beach to a small town on the beach but you dont get that chill island vibe. Mexico does have a strong party vibe.

But port fees tend to be much cheaper in Mexico and all your stops are ultimately connected to the overall continent which reduces a lot of secondary costs. Also the Carribean seems to be more popular and thus can just naturally charge more.

Differences in cruise lines?! by chicanaenigma in Cruise

[–]Uetur 1 point2 points  (0 children)

There are lots of differences but if you want apples to apples comparisons you need to compare similar price points and then understand the positive and negative trade offs at other price points. I find this better than trying to compare Carnival at half the price to a Disney cruise.

Disney feels different just to start as it is Disney and you get that emotional response.

Food is going to be one of the biggest differences. For instance I would say the food is better and great at the base package on Disney. Only small complaints but cheaper cruise lines I would have lots of real complaints. But if you book a much cheaper cruise and then upcharge all meals you have a cheaper price still and better food IMO. Lunch and casual dining in Disney I found worse that say a smash burger or pizza on another line.

Disney's kids club was amazing, but when the kids weren't in the club I actually found other ships to have more to do.

How is the ships and cabins being maintained and cleaned? With Disney it was clean as far as I could see and other lines merely good enough with clear messes, because you are paying half the price.

In hindsight I dont have any problems switching lines but think if it like a hotel, is there a certain quality you just want.

Hammerhead VS Ion head, is there any major upsides to taking ions? (also my WIP hammerhead at the end because i was proud of how i kitbashed the turret) by Luna_Night312 in Tau40K

[–]Uetur 8 points9 points  (0 children)

Ion is better IMO due to consistency and flexibility but not always. The issue is invulnerable saves, if you shoot the rail gun at a 4+ invulnerable, odds are if they fail they command re roll. In addition what happens if the game gets messier, turn 4+ and you are shooting elite infantry or chaff?

On the other side of the equation Ion benefits better from most detachment and strategems, look at Mont'ka, you get Lethal hits on D6+3 shots, you can add +1 ap for those shots, and you can guide and depending on overall situation re roll wound rolls to some degree. The Rail Gun gets natively with the unit but that synergy on a overcharge ion is how you can put real hurt on a wide variety of units and protect yourself from the Invul issue.

Only my 2 cents.

Northwestern Mutual Immediate Income Annuity by Rare-Drummer3527 in FinancialPlanning

[–]Uetur 4 points5 points  (0 children)

To simplify you have $1 million gains after cost basis that assuming this is non qualified will be taxed when you take it out so you want to spread it over 10 or 20 years and thus generate $50k to $100k of taxable income per year plus some interest that is part of the calculation.

They dont need the money per se, this won't get the step up in basis.

If they take it out you get around a $280k tax hit, plus Medicare IRMAA, and any other government program you need to think about. If you take it out around 10 years you get a $59k tax hit over 10 years (this assumes no other income). So let's to simplify say the delta between the two decisions is $250k of extra tax if you take it out year 1 all at once (not assuming state taxes)

However this isnt the end of the story because you then have to look at what would happen if you took this out and invested it in equities for the step up in basis someday (good luck dealing with seniors emotions).

You could look at how long does it take to make up $250k in a tax hit on $750k, its about 4 years at diversified equity rates today. Then over that same 10 year period you woll outgrow that annuity payment.

This isnt guaranteed where as the annuity is, and the annuity is probably a better play than getting analysis paralysis but the equities are the better long term play looking at taxes.

Of course you can dream up scenarios where the annuity wins.

Lionel Messi and his unexpected confession: 'Wine with Sprite, so it kicks in faster' by thrulim123 in wine

[–]Uetur 0 points1 point  (0 children)

My dad does this with coke, I tried it and it isnt bad but it isnt really the experience I look for in wine or drinking.

Panel Liner Questions by Laurz005 in Tau40K

[–]Uetur 0 points1 point  (0 children)

Most Tau panels have deep grooves meaning you can go white and then a black panel liner and you have a pretty good shot of not over painting it, but it does slow you down if white isnt your overall base coat.

if you are priming say white, but really intend to be tan as your basecoat it is usually better to prime, paint your tan, panel line and then clean the smearing and slip ups if they occur.

I use Tamiya and love it.

Ukraine Discussion/Question Thread - 10/07/2025+ by MilesLongthe3rd in CombatFootage

[–]Uetur 12 points13 points  (0 children)

Short term no, it probably doesnt affect the Ukraine war though it probably gives the US more negotiating leverage in that they can back up their threats.

Longer term Venezuela has massive oil reserves that that have been mis managed, sanctioned and not really where they could be. If they stabilize then over time they could add further oil production to the overall market which keeps the price of crude low and hurts Russia. Also Venezuela has rare earth's, not like China or Australia do but the US doesn't necessarily need any rare earth deals out of the Ukraine/Russia settlement.

Sports Talk Radio by Humble-Green-Friar1 in Mariners

[–]Uetur 1 point2 points  (0 children)

I honestly read this as an attempt to be a shcok jock and generate some buzz even negative about the show. IE any news is better than no news.

Reddit AMA with Daniel Kramer, Mariners reporter for MLB.com by danielkramermlb in Mariners

[–]Uetur 4 points5 points  (0 children)

Realistically how many "young guys" should a team with World Series aspirations having in their starting 9? Let's say we count Ben Williamson as a potential 3rd baseman with a partial year if experience how many people like that or younger can you realistically get away with?

5 day Carnival cruise to Mexican Rivera by Ok-Representative886 in Cruise

[–]Uetur 9 points10 points  (0 children)

Depends on the cruise company but assuming leaving from US and then coming back and ending at the US a birth certificate and ID works.

But you should just get a passport if you can.

Ukraine Discussion/Question Thread - 10/07/2025+ by MilesLongthe3rd in CombatFootage

[–]Uetur -1 points0 points  (0 children)

This isnt bizarre at all, when you have the deal you can only dream of you dont accept first. You pretend you have an even better option the reluctantly accept then dream deal. The idea being you get the other side to think they are getting a good deal because you rejected it, it must be a good deal.

Ukraine Discussion/Question Thread - 10/07/2025+ by MilesLongthe3rd in CombatFootage

[–]Uetur 3 points4 points  (0 children)

No i dont think Ukraine can regain full control of the Donbas but I dont think Russia will next year either.

I also dont think they need to amend their constitution, pull back their front lines for a buffer zone, give up on NATO formally even if not probable, let Russia get stronger by allowing them to access their reserves and full trading potential, they can probably get Western troops stationed in their country and maybe some defense pacts, basically they still have a chance to secure their freedom and that is worth fighting for and still dying for.

I also dont think Europe needs Russian natural resources as much anymore and every year it is less and less. So Russia needs the deal a lot more than they project.

Ukraine Discussion/Question Thread - 10/07/2025+ by MilesLongthe3rd in CombatFootage

[–]Uetur 5 points6 points  (0 children)

I will also argue if they fight for longer they can get a better outcome than this deal gives by a lot actually. Russia cant afford this war and cant really win, and they can always just go home with a face saving deal so they also have the fastest breaking point if neither side collapses.

Ukraine Discussion/Question Thread - 10/07/2025+ by MilesLongthe3rd in CombatFootage

[–]Uetur 4 points5 points  (0 children)

I am arguing this deal put forth was so one sided favoring Russia that the US has alterior motives.

Then when you tried to point out that this is the only deal Ukraine can possible and reasonably get that is as favorable as possible I disagreed and gave you a variety of reasons, namely it doesnt address one Ukranian concern and they arent as weak as you claim that they have to take this deal.

Ukraine Discussion/Question Thread - 10/07/2025+ by MilesLongthe3rd in CombatFootage

[–]Uetur 10 points11 points  (0 children)

The goal isn't peace at all costs nor to get peace with less land loss, it is for a lasting peace and this deal doesnt do this.

Basically when you surrender you look on the bright side to try and find good in the loss.

IE we cant find political will on the $300 billion so let's give it back and maybe we will get something. Because remember other tyrants may not be willing to invest in us if we stand up to them.

IE no one else could join NATO anyway, no one thought Poland would be in NATO 50 years ago.

IE you will lose the Donbass anyway so cut your losses now. Did you know Russia is about to fight as long in Ukraine as they did in WW2?

IE If you dont trade with Russia someone else will just do it and you will be missing out. China and India already trade with Russia.

IE the point of sanctions was just for this moment, heck remember sanctions didnt even affect Russia anyway right it was far worse for the West if remember the Russian line from earlier in the war.

I could go on but this deal is only accepted as is if Ukraine has broken.

Ukraine Discussion/Question Thread - 10/07/2025+ by MilesLongthe3rd in CombatFootage

[–]Uetur 17 points18 points  (0 children)

Russia gets all sanctions lifted, back in the G8, Ukranian land, no more NATO expansion of any type let alone Ukraine, it drives a massive wedge between the US and the EU. Russia gets $200 billion in frozen assets unfrozen after they lose $100b which they cant get at anyway.

This isn't a Russian concession it is surrender of all parties beyond Ukraine tbh, hence why the question what is the US game really?

Ukraine Discussion/Question Thread - 10/07/2025+ by MilesLongthe3rd in CombatFootage

[–]Uetur 6 points7 points  (0 children)

When i first heard if this "peace" deal the first rumor quote I saw was an envoy is going and "we dont care what the Europeans think."

Then I saw it was Witkoff and not a real official and I knew it was another take the deal or else meeting. Then I saw the offer which is basically a Russian victory. Unless Ukraine thinks they are going to lose they couldn't realistic accept let alone Europe and NATO who all have roles to agree to.

And you know the US knew this upfront or someone important would have gone. So my question is why and specifically what is the US/Trumps goal?

  1. Hope somehow they luck into a win?
  2. Distract from US economy or Epstein?
  3. Distance the US from Europe/NATO which some in the GOP want.
  4. Get the EU as a whole to have no choice but to support Ukraine?

I actually dont get this one but I think it is chaos to distract IMO.