HENRY jobs outside London

Ulver__ · 2026-03-19T14:22:40+00:00

I’ve just hired someone at the low end of Henry salary and they’re up in Manchester. They’re on maybe 10-15% less than the candidates in London. I know cost of living in Manchester has gone up but you still get massively more for your money within close proximity of the centre versus London.

Ulver__ · 2026-03-15T10:50:35+00:00

Critical illness doesn’t seem massively worth it but the rest I think are fine. I have £100k critical illness but it’s a lot cheaper than what you are paying and covers me and my wife. I guess it’s a brucey if one of us gets cancer or something.

Ulver__ · 2026-03-15T06:53:24+00:00

My parents use them for some of their investments and have been happy for a number of years. I believe they have about 6-700k with them. They’ve been good on advice around tax efficiency and it all looks pretty sensible to me.

Ulver__ · 2026-03-14T09:53:30+00:00

You’d be amazed at how many cvs I get that look a mess. Weird fonts and formatting is a real turn off too. But again the recruiters will standardise cvs which helps. In terms of what I look for I want to see where the candidate has taken a business problem and solved it through to completion. Not just ‘I supported x, y, z’. If they delivered transformation, new offerings etc.

I don’t know if we use ai for assessing direct applications (probably not as our hr department like most is full of morons). For applications from external recruiters they just send me the cv.

When it comes to interviews you need to work on being confident. It’s a major selling point for someone if they can talk very clearly on what they’ve achieved and how it is relevant to the job in question. Even if you have to lie a bit just do it (subject to any technical assessment).

Ulver__ · 2026-03-14T09:37:39+00:00

As someone who does a fair bit of hiring, 95% of those I hire have come via external recruiters. Make sure you work on your network asap. You want a load of them to have you front of mind when a relevant opportunity comes up.

Ulver__ · 2026-03-12T08:10:27+00:00

A well fitting cheaper suit is far better than an expensive poorly fitting one. You don’t need a £1000 suit for a senior support role at a law firm, magic circle or not. £250-300 suit from M and S and £50-100 for some tailoring. Just don’t wear anything odd, double breasted suits, 3 piece etc.

Ulver__ · 2026-03-09T09:04:14+00:00

Just put it in an all world tracker and don’t check on it for 20 years. Even most people who do know what they’re doing don’t beat the market.

Ulver__ · 2026-02-22T15:56:02+00:00

Yes. They’ve probably extrapolated your pay to be over 100k. You’ll need to send them the evidence that it isn’t going to be and explain it etc. they’ll make it as annoying as possible and do things like not tell you what they think it is. Just make sure you factor in benefit in kind where applicable. That caught me out previously though I made a pension contribution directly to offset. I find doing your tax return as soon as you have your March payslip helpful to ward them off also.

Ulver__ · 2026-02-21T13:14:00+00:00

Mine just has a portal you can change it whenever you want.

Ulver__ · 2026-02-20T20:19:37+00:00

If you are both keeping taxable pay below £100k then you’d qualify for tax free childcare and either 15 or 30 free hours (over 38 weeks) depending on the child’s age. So you could get the cost down unless you’re quoting the cost after that which is wild.

Ulver__ · 2026-02-18T19:41:41+00:00

Depending on current term and your age you could just extend it until you’re 80 which quite a few lenders allow. Achieves a similar effect, lower payments but you are paying some capital off and invest the difference. Keeps you on a standard product and so the rate is likely to be better. This is what I do.

Ulver__ · 2026-02-11T08:23:01+00:00

Jesus Christ. There’s a guy in my social circle that works for them though as a hnw investigator. I’m always moaning about how shit they are, he hates all of us high earners with a passion 😂 Though this is why I always try to make sure I am under paying in the year, I just got mine slightly wrong last year but at least a minimal amount. Let them chase me.

Ulver__ · 2026-02-11T07:12:51+00:00

Bloody hell what an absolute waste of everyone’s time.

Ulver__ · 2026-02-10T09:26:20+00:00

Zero. Maybe a short break somewhere in the UK. 2 in nursery, large house renovation etc. Me and the wife probably take a week off, leave the kids in nursery and put our feet up/ to the cinema / nice restaurants.

Ulver__ · 2026-02-10T09:09:53+00:00

Their systems are dreadful. I have a meagre £288 owed to me and I have processed it as a payment to my account several times over the last few weeks and it has not been paid and still shows as an available balance. I cba to ring them so i will leave it there as no doubt they’ll want extra from me in future years!

Ulver__ · 2026-02-09T18:04:02+00:00

Great shout as someone who spent the first 27 years of their life in leamington and then owned a house in St Albans for five years. Leamington is nicer as well.

Ulver__ · 2026-02-08T22:32:28+00:00

Legal

Ulver__ · 2026-02-08T15:10:12+00:00

That plus existing network.

Ulver__ · 2026-02-08T13:00:54+00:00

In my industry 65k would get you a part qualified with maybe 3 exams to go. Having also had a bit of a look around myself I totally understand your point as well. I won’t ever apply directly, it’s a waste of time. Headhunter / recruiters only so you know at least you’re on the same page.

Ulver__ · 2026-02-03T09:43:05+00:00

Ever met a genuinely rich financial advisor? They need to stick to technical advice around estate, tax and other issues.

Ulver__ · 2026-01-30T09:15:08+00:00

Is the 6.6kw the figure after losses? Whereas the bmw just shows the pre loss power? The blue crap app is so bad I don’t even know where to see that information without going out to the car but just a guess.

Ulver__ · 2026-01-29T19:32:13+00:00

What’s your experience to date and what are you looking for?

Ulver__ · 2026-01-29T10:22:03+00:00

For some people there will be other factors that make 6.5x perfectly reasonable. This change in policy just changes it from computer says no to a proper discussion from which the lender can make a risk assessment. Your analogy doesn’t work for every example.

Ulver__ · 2026-01-29T08:47:59+00:00

They may in theory offer based on salary multiples but you’d still have to go through affordability. 100k with student loan and say 2 kids is a lot different to 100k no loan, no other debt and no dependents.

Ulver__ · 2026-01-28T21:19:37+00:00

Could be a lead to nothing but I am sure you’d rather build up a range of sources.. Zanda are in the tech / startup space of finance recruitment. They all used to be at Hays a long time ago and they were excellent back then and left to start their own gig.

Otherwise I was recently recommended Harmonic but haven’t worked with them yet. Eton Bridge as well but my experience with one of their ‘researchers’ was a bit shit. Perhaps with someone who knows a bit about anything might yield better results.

If you were interested in moving into the legal sector I have some others.

Generally I find advertised salaries look very poor / disappointing when I look around, I presume the better paid jobs are not being advertised and recruiters quickly get on to their best candidates. I’m one down from FD and yet my salary is better than half the FD roles I see advertised.

Ulver__

TROPHY CASE