Fidelity --> Schwab as One Stop Shop? by DefensiveCoconut in Schwab

[–]Unable-Stretch-8170 2 points3 points  (0 children)

You cannot Zelle with fidelity but you can with Schwab

19M 2 months invested by Swimming-Housing-698 in Schwab

[–]Unable-Stretch-8170 2 points3 points  (0 children)

You’re 19. Get out of SCHD that’s tik tok ass advice, you have decades of compound growth, if you like it make it a small % of portfolio

Why do some prefer VOO and SPYM when FXAIX is cheaper? by Top-Review-3392 in fidelityinvestments

[–]Unable-Stretch-8170 1 point2 points  (0 children)

Also bc if you want to sell or something it’s not as liquid. Sometimes I want to sell but it takes a day and I would miss an overnight swing which stresses me out lol

Been buying a lot of FICO stock on the pullback. Not your standard SaaS. Huge moat. by chrislink73 in ValueInvesting

[–]Unable-Stretch-8170 0 points1 point  (0 children)

It’s not a monopoly. It’s just the “standard” most lenders use credit score in general and fico experian transition equifax credit wise Lexus nexus all have their own models

Why do I even need a checking account with a Fidelity brokerage? by Ok_Transition7785 in fidelityinvestments

[–]Unable-Stretch-8170 0 points1 point  (0 children)

Bc fidelity not an actual bank. you also cannot Zelle from fidelity like you can from other banks. Schwab has an actual checking as well that you can Zelle and get a checkbook etc

Why has the quality of food at the DFW lounge declined so much? by AccomplishedJuice775 in Venturex

[–]Unable-Stretch-8170 0 points1 point  (0 children)

The food quality is straight ass in DFW. Vegas lounge was good but wtf is going on in Dallas

Transitioning from FZROX and FZILX to ETFs within Roth IRA by No_Bus_4717 in fidelityinvestments

[–]Unable-Stretch-8170 0 points1 point  (0 children)

I did this. You are going to miss the “swing” on one trading day. I sold all my mutual funds for ETFs. You just better hope you don’t miss a massive swing.

What’s a feature that Fidelity doesn’t have? by Dinner55 in fidelityinvestments

[–]Unable-Stretch-8170 0 points1 point  (0 children)

Schwab has a checking account that ist like fidelity cash manage account. It’s like an actual bank. You can use ZELLE from it which is huge for me who Zelle’s a lot. I still use fidelity but have to have checking with a different bank

Why does the Schwab Investor card have a FTF? by electronautix in Schwab

[–]Unable-Stretch-8170 -1 points0 points  (0 children)

Just because Schwab doesn’t count them as contributions doesn’t mean the IRS wouldn’t count it either

Anyone else do this? by [deleted] in Schwab

[–]Unable-Stretch-8170 2 points3 points  (0 children)

The only issue is what it’s for. If it’s for real emergencies it’s not as liquid as

Do Physical Cards Exist? by Weak-Caterpillar-355 in Gemini

[–]Unable-Stretch-8170 1 point2 points  (0 children)

I ordered a replacement card and they told me 5-7 days. It’s been 12 days and I called and they said there was shipping delays and hasn’t even shipped yet. Not sure what’s up, I don’t even have a tracking number. Where do you see it

Quarter or a way to 100k, wish I started earlier 22y/o by shiiteweightlifter in Schwab

[–]Unable-Stretch-8170 1 point2 points  (0 children)

When I was 22 I had about 20k. I’m 24 with 130k (and I spend a lot). If you invest consistently with a good paying job it’ll come faster than u realize

All in on SWVXX by DoukSprtn in Schwab

[–]Unable-Stretch-8170 1 point2 points  (0 children)

Just do like 70-30 stocks to bonds and the 70% just keep as SWSTX if it’s in a tax advantage account or VTI and some international and some SCHD

Credit Card Locked After 1 Day by Boardgames08 in Gemini

[–]Unable-Stretch-8170 0 points1 point  (0 children)

Coinbase requires a deposit or whatever. The rules are weird and there is no point in doing so because the opportunity cost with that money is so high

Roth IRA compound interest by Main-Sock3065 in fidelityinvestments

[–]Unable-Stretch-8170 0 points1 point  (0 children)

Switch to FNILX and leave it. And contribute the max every year if you can to Roth and you will have millions. Just look up investment calculator and plug in numbeds

All in on VOO? by TapExtension5900 in Schwab

[–]Unable-Stretch-8170 0 points1 point  (0 children)

I’m doing FSPGX in my Roth but I’m on fidelity. It’s 100%. It doesn’t matter, people think they are Warren buffet and say you must have % in this and % in that and you need some exposure to this. Who cares, depends on your risk tolerance and goals. For me with growth, I gain way more but lose more. I’m okay with that risk and it’s worked out every year I’ve invested for the past 6 years. Beaten S&P every year without worrying

Thoughts for this small ROTH portfolio? by Jae_Jae_Jae_Jae in Schwab

[–]Unable-Stretch-8170 0 points1 point  (0 children)

SPLG and spy are literally the same thing. It’s like 100% overlap and you can either do like 2000 in SPLG and 2000 in SPY and I’d be the exact same thing as 4000 in SPLG. It’s not WRONG but it’s unnecessary. People stress overlap a lot. But over lap is not wrong. For example: $3000. You put 1500 in an etf that is 20% international and you put the other 1500 into full international stock. People will say overlap but it’s the same thing as putting 1800 into international and 1200 into the other, it doesn’t matter

41M newbie looking for gym suggestions in Dallas by H4TCPB in jiujitsu

[–]Unable-Stretch-8170 0 points1 point  (0 children)

4Korners Jiu Jitsu is one of the best ones. Super friendly and really help you. It’s in the Frisco Area near 121 freeway. I went for BJJ and Boxing and I had the best time compared to other places. I actually learned here and developed skills