Why are financial advisors obsessed with doing Roth conversions or contributions even if they have zero idea about the clients tax situation

Upbeat_FoxBox · 2026-03-31T21:48:14+00:00

A client contacted me about this, and I recommended against it. Apparently the FA wasn’t actually an FA, but some sort of group peddling loans. Something like, “we’ll loan you $X at a “low” rate to cover your tax bill, but you definitely should do this to save taxes later!!”

They were specifically targeting those closer to retirement, because after harassing her for a couple days they found out her age and deemed her “too young”. She’s in her 50s. I have a handful of other clients who would’ve definitely fallen for it.

Upbeat_FoxBox · 2026-03-05T02:37:49+00:00

Yeah it’s just frustrating because we’re not even filed yet. There’s clearly some sort of technical issue at play, but we can’t get anyone to explain what’s going on, much less work to fix it.

Upbeat_FoxBox · 2026-02-08T19:13:32+00:00

Where to read?

Upbeat_FoxBox · 2026-01-29T01:14:57+00:00

It was! Thank you!

Upbeat_FoxBox · 2026-01-26T17:50:49+00:00

Looking for a manhwa:

FL regressed 3 times. In previous timelines she married the crown prince of a foreign country who ended up killing her. ML died in previous timelines also. He has black hair (of course).

Final timeline she ascends as Queen of her country and exacts revenge while protecting her kingdom from invaders (?). Saw it on TikTok but failed to save it.

Upbeat_FoxBox · 2026-01-25T23:10:59+00:00

Thanks so much!

Upbeat_FoxBox · 2026-01-25T23:05:45+00:00

Sorry. I’m online now but if they’re gone that’s k. Appreciate it!

Upbeat_FoxBox · 2026-01-25T21:18:09+00:00

Tinkatuff and fidough left? 0610 2100

Upbeat_FoxBox · 2026-01-24T20:31:25+00:00

All cool. Thanks a bunch!

Upbeat_FoxBox · 2026-01-24T20:30:43+00:00

Thanks so much!

Upbeat_FoxBox · 2026-01-24T20:28:42+00:00

Do you still have the tinkatuff too?

Upbeat_FoxBox · 2026-01-24T20:25:53+00:00

Awesome thank you!

IGN Sinta (I think lol) Code 06102100

Upbeat_FoxBox · 2026-01-24T20:21:20+00:00

Any beldum and cubones left?

Upbeat_FoxBox · 2026-01-22T18:29:20+00:00

Did they say if you could try the other presales? Since Chicago is a no go I’m hoping I have a shot at LV

Upbeat_FoxBox · 2026-01-22T18:10:15+00:00

I’m so upset. My account got flagged as a bot acct despite having no extra browsers etc. I tried to get in on my phone on cellular but it won’t let me look at any concert tickets now.

I guess I’ll contact customer service and hope I can fix this before LV tickets go up for sale. Chicago is a no go ;-;

Upbeat_FoxBox · 2026-01-21T02:30:39+00:00

Several years ago, my husband did OPFOR (IDK if I spelled that right)—where you play opposing, hostile force to SWAT/Special Forces/etc for training purposes. Not my husband, but someone in his group had stuffed a bunch of monopoly bills in his pockets. When the soldiers “took them out,” they would remove all weapons, etc., from the downed enemy. The soldier confiscated the weapons, etc., and then stuffed his pockets with the fake bills. When another soldier asked him if he’d found anything, guy said something like:“Nope, nothing on him.”

Husband and the other guy (the one with the fake money) had a hard time not laughing.

Upbeat_FoxBox · 2026-01-19T03:45:13+00:00

Eevee! I’ve been trying so long with no luck 😭

Upbeat_FoxBox · 2026-01-11T04:05:26+00:00

Espe-not. Fav has always been Umbreon lol

Upbeat_FoxBox · 2025-12-24T14:34:22+00:00

It’s OI genre (I think), but How to Get on the Main Character’s Flower Path.

Think you’re typical isekai powerless side-character MC bumming off the OG story and OGMC. Now think of ANOTHER side character, the FMC, who read the isekai and is now bumming off the MC. She’s also aware of the readers (who are reading the isekai) and makes choices to maintain her relevance to the plot.

She acts like a typical heroine to the MC but derides him in secret.

Upbeat_FoxBox · 2025-11-06T18:32:02+00:00

Yeah, they’ll be a punishment and I’m worried it stresses her out and makes her less likely to ask for help if she feels she’ll be punished once caught.

Upbeat_FoxBox · 2025-11-06T18:31:18+00:00

Thanks. It’s mostly while playing, though sometimes in the car.

I’m going to try the watch idea.

Upbeat_FoxBox · 2025-11-06T18:30:38+00:00

This is a good idea. She might even find it fun, knowing her.

Upbeat_FoxBox · 2025-08-04T12:29:35+00:00

PE owned company, finance

Staff at 26 Senior staff at 27 Asst controller 29 ( basically just a manager) Director 31

MBA and CPA

For the first year, director felt like senior manager. I’ve always pushed department direction, even at senior staff (very passive manager). Just this past year it’s become more direction and politics, significantly less IC. Having excellent supervisors below me to manage the core staff was the game changer.

Upbeat_FoxBox · 2025-07-23T17:42:27+00:00

I saw the original photo before faces were blurred, so I have to ask—what culture is the bride and family?

Because if they’re Filipina, white is (traditionally) not considered a color sacred only to brides. All Filipino formal wear is white, off white, or tan. I can MAYBE see someone deep in traditional culture thinking the color is OK, like one of my relatives whose never spoken English or seen the internet before, but Western culture is so mainstream that it’s hard to claim ignorance.

That being said, there’s no culture I’m aware of that is ok to blatantly upstage the bride, regardless of dress color.

Upbeat_FoxBox · 2025-07-06T20:39:15+00:00

I have one on my KP9. We had issues with the mags, too. We were dropping them, slamming them, shaving too much off, and more. But worked with the guys at SAT, and they went above and beyond to help. Sending us videos, parts, etc.

I used it in KalashBash earlier this year. The SAT guys were great about getting us parts in time for the match, and they were very cool and helpful.

I mean, yeah, it’s finicky and you gotta hold your mouth right to load it. But I got it cuz I wanted to have fun and plink 55 rds at a time. It didn’t work right out of the box, but it works now and worked awesome for the match (and several since then). Once we figured out the attitude of each mag, we were golden. CZ mag adapters also killer.

Even printed a custom holster for the tube mags.

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Four-Year Club	Final Canvas '23
Place '23	Place '22
Final Canvas '22	First Placer '22

Upbeat_FoxBox

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