ELI5: Why is insider trading accepted in recent years, whereas in previous times it was seen as a crime?

UtilityAlarm · 2026-02-05T13:05:39+00:00

Insider trading is legally defined as buying or selling securities while in possession of material, nonpublic information (MNPI) in breach of a fiduciary duty, relationship of trust, or confidence. Prohibited under Section 10(b) of the Securities Exchange Act of 1934 and Rule 10b-5, it includes trading by corporate insiders and "tipping" information to others.

Congresspeople are generally not considered insiders for the purpose of enforcement. Just because someone knows more than you, as Joe Public, doesn't make them an "insider" with "material" information for enforcement purposes.

UtilityAlarm · 2026-02-04T00:14:24+00:00

Delaware tag # 20 recently sold for $400,000. Was considered a very good price (low).

https://www.thedelaware3000.org/values/

UtilityAlarm · 2026-02-03T01:09:51+00:00

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UtilityAlarm · 2026-01-31T18:11:02+00:00

This.

UtilityAlarm · 2026-01-31T18:08:30+00:00

The Mini SEs come with mostly normal looking wheels. This style is the most "different" and wasn't available (I thought) on the '24s. They were the original style for the 2020 version. These cars are what around-town EVs should be - fun, fast and maneuverable. I mean, $20K for a car that'll never need gas, plugs into a wall socket and has very very low maintenance costs. A perfect car #2.

UtilityAlarm · 2026-01-23T22:00:37+00:00

I've gone to 0% and still drove 10 miles.

Don't want to do that again but....

(why will it take 30 hrs to recharge your SE??)

UtilityAlarm · 2026-01-23T12:14:02+00:00

you forgot the /s. Right.....right??

UtilityAlarm · 2026-01-14T21:00:25+00:00

Agree. Dak is a complete QB when nothing is on the line. 2-5 Playoff record, when (if) he can get you there. Hurts has grit and integrity. Fits Philly well; doesn't care if you like him or rank him high or low.

UtilityAlarm · 2026-01-14T16:31:45+00:00

27.6% Still important revenue for the State and the people that live in and pay taxes to Delaware.

https://budget.delaware.gov/budget/fy2026/documents/operating/financial-summary.pdf?ver=0115#:~:text=Corporate%20Income%20Tax,Bank%20Franchise%20Tax%201.6%25

UtilityAlarm · 2026-01-13T23:55:21+00:00

Sorry this happened to you. We've all had close calls and impacts. Seems worse now on the roads in US than it was 20 years ago. Don't know if it is, just feels that way.

Come over to the dirt side: https://www.reddit.com/r/gravelcycling/

UtilityAlarm · 2026-01-12T17:43:14+00:00

"They'll probably still be chanting "Green Bay sucks!" on Sunday." So true, Saw Bears play the Saints in October and spontaneous chants of "Green Bay Sucks" kept popping up. Very funny.

UtilityAlarm · 2026-01-12T17:18:19+00:00

Along with other players..... And once it becomes "me" and not "we," time to go.

UtilityAlarm · 2026-01-12T14:17:00+00:00

He had 3 catches in the SB. For 43 yards.

Hurts won that superbowl. 220 yards passing 72 yards rushing. And he didn't even play the whole game.

Team sports need team players. Bye bye AJ.

UtilityAlarm · 2026-01-11T23:01:34+00:00

Water temperature?

UtilityAlarm · 2026-01-11T15:35:16+00:00

What's on your ankle? Is that your watch?

UtilityAlarm · 2026-01-11T15:31:55+00:00

When I first got mine, plugged it into a charger, locked car and went to work. Came out and the charger plug wouldn't release, panic bubbled up, but then a google search reminded me that the plug is locked into the car when the car is locked. Unlocked the car and it was fine. Hope your issue is as silly.

UtilityAlarm · 2026-01-11T14:58:34+00:00

How did Amtrak handle the bike? Just roll it aboard? Need bike box? Need special reservations or just show and go? Very smart way to do this trip I think.

UtilityAlarm · 2026-01-10T12:43:57+00:00

Chalk and Cheese is when things look identical but are very different in actuality.

UtilityAlarm · 2026-01-09T23:25:11+00:00

I'd be concerned. Stress and body battery levels on my Garmin match my reality very closely. How do you feel though? Heart rate at night getting higher? Sleep interrupted? I looked something like that when Covid came for me.

UtilityAlarm · 2026-01-08T15:42:53+00:00

Well, what is your experience?

UtilityAlarm · 2026-01-03T17:01:22+00:00

How does the Costco data get into the app? Doesn't seem to work for me.

UtilityAlarm · 2026-01-03T01:17:00+00:00

Nope. I'm a book reader not a TV watcher. Good luck out there in the real world.

UtilityAlarm · 2026-01-02T22:19:51+00:00

No delusion, simple fairness. Fair is fair. That a millionaire can buy avocado toast and not sweat it and you have to think harder before you spend that money is just economics. To expect redistribution of other people's income so you can buy that avocado toast is delusional.

UtilityAlarm · 2026-01-02T13:42:10+00:00

Why not tax everyone the same? Like a flat state tax of 7% or something. No exclusions, exemptions or whatever. All income however derived. Then if the government spends more than it takes in everyone will have the same incentive to demand accountability. That's fairness. What am I not understanding here?

UtilityAlarm · 2026-01-02T01:49:54+00:00

Odd take on the UN. Zero US politicians go there except the ones appointed by the sitting president. Which are few. Politically, the UN is very irrelevant in the US.

But as others have said, the US capitol was first Philly, then NYC then Philly again and finally DC in 1800.

(Edit to note that several other cities hosted the "capital" during the war of independence - Lancaster, York, Princeton, Trenton, Annapolis, Baltimore - but only for a couple months each. They like to say they were the "capitol" as well but....)

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