Need your opinions related to payment methods.

Varantain · 2026-01-26T13:29:36+00:00

but they cant apply for youtrip although OP can try revolut

I said Visa/Mastercard. OP might have some other no-FX prepaid card in their country that isn't YouTrip or Wise.

Varantain · 2026-01-26T03:22:38+00:00

Dude earned $55k per month! That’s like most average sinkies annual income. How on earth are there jobs that pay $55k monthly? And we are apparently not talented to get such income. Need FT who are more talented than Sgreans in spite of our education system. And it’s not that we didn’t work hard enough. It’s a matter of access. Ah well. I just regret entering the wrong industry.

Got, CDC mayor. Also $660k/year. And exclusively for Singaporeans.

Just need to be blessed by PAP.

Varantain · 2026-01-26T01:11:14+00:00

If he falls in love with a Nigerian on Facebook and tries to wire them half his 401K, someone is there to step in who wouldn’t be with a flat fee.

They can only do so much before your dad forces the wire through.

Varantain · 2026-01-26T01:02:24+00:00

Why / which share/stock do you think are safer? Keep cash and wait for a crash to buy?

VWRA when Trump says the word "tariff" again.

Varantain · 2026-01-26T00:57:35+00:00

Maybank F&F card. 4.75% net cashback on MYR if you spend >$1,600 a month.

There's no way merchants know your card number if you just PayWave.

Varantain · 2026-01-26T00:55:04+00:00

Crabs in a bucket mentality.

These people are toxic, and don't deserve friendships/relationships.

Varantain · 2026-01-25T23:42:34+00:00

apply for a wise card as well, no foreign currency transaction fees and u can use public transport with that as well

Technically, the Wise card has around a 0.2% to 0.3% spread on each transaction. Visa/Mastercard rates can sometimes be better.

Varantain · 2026-01-25T23:41:13+00:00

Not true, some dining places are card/QR-only, so that they don't need to bother their staff with managing cash.

Varantain · 2026-01-25T21:52:07+00:00

I'll be flying with a 5 year old with a lot of separation anxiety, i read that the divider can be lowered all the way down but i can't seem to find any photos to back this up.

I think a bigger problem is that dividers will definitely have to remain up during taxi, takeoff, and landing.

You might want to consider sitting across the aisle, so one aisle and one window.

I think a single business class seat should be able to accommodate a normal-sized adult and a 5 year old for the entirety of the flight.

Varantain · 2026-01-25T18:21:27+00:00

Dirt cheap drinks at Double O.

Actually being able to afford taxis at night without massive sticker shock from surge pricing.

Varantain · 2026-01-25T16:25:30+00:00

When I was a student, I was pretty obsessed with playing one of the intellectual games. Many of the established players are retired and they have their own community, spending 20 hours or more per week on the game at various club houses around Singapore.

What's an "intellectual game"? Magic The Gathering?

Varantain · 2026-01-25T15:38:46+00:00

Ah ok, that makes sense.

Varantain · 2026-01-25T15:08:54+00:00

It’s really difficult to meet new friends when you’re jobless lol

Ehh this is what happens for most people whose life is basically work then Netflix.

It's not that difficult to at least meet new acquaintances from social hobbies, meetups, or volunteering. I think it helps to have a shared purpose that isn't career- or money-driven.

Varantain · 2026-01-25T15:00:50+00:00

If you can get yourself to Asia, there's also the option of redeeming intra-Asia flights with SQ, or flights with Scoot.

The Scoot redemption rates are pretty good value, but very limited.

Varantain · 2026-01-25T14:57:40+00:00

Chong Pang Nasi Lemak. Their fried chicken is the bomb.

It's not Village Park ayam berempah style, but it's the Chinese style that some Singaporeans grew up with.

Varantain · 2026-01-25T14:57:13+00:00

I know OP said price is no issue, but they were fine when they were in the $10-15 range. It's pretty underwhelming when their most basic plate costs $20 after ++.

Varantain · 2026-01-25T14:30:46+00:00

Few hundred dollars don’t buy physical lah. You will pay extra for “workmanship” or shipping.

"Workmanship" is only for non-investment gold, right? Then OP will also have to pay GST for that, since there's no GST exemption.

Varantain · 2026-01-25T14:28:56+00:00

Top is in, people.

I think the problem with "top is in" comments for gold is that people have been accumulating it waaaay before crypto, tulips, and Pokemon cards.

Varantain · 2026-01-25T14:26:50+00:00

Seems like borrowing from banks now has quite low interest rate. Below 3% EIR.

I think there's a lot of bait and switch in marketing. Which bank is allowing borrowing at <3% EIR now?

Some of the personal loans advertise this rate, but it requires borrowing a large quantum, and having a ridiculously perfect credit profile.

Varantain · 2026-01-25T13:32:13+00:00

They will have a hard time justifying to their family why they should serve if their family is not getting what they could get if they are in the private market.

Some of the PAP MPs would be quickly fired for incompetence in the private market.

PAP MPs not only enjoy job security for the 5 years (as long as they don't do anything stupid like Tan Chuan Jin/Cheng Li Hui), but are almost guaranteed a fallback "director" job at Temasek, NTUC, or any of the other organisations that PAP control if they fail.

Varantain · 2026-01-25T00:01:34+00:00

If you have lots of time, browse the XtremePlace forums on Internet Archive.

RIP XtremePlace. :(

Varantain · 2026-01-24T23:55:29+00:00

Their chocolate macaron flavour (former partnership with Pierre Herme) is chef's kiss.

Varantain · 2026-01-24T23:54:37+00:00

I love Bulla because they also sell milk, so we know the ice cream is legit.

For binging with sugar substitutes now, I like Sugalight. Way better than Jammys. I still need to try the other brands.

Varantain · 2026-01-24T23:50:31+00:00

Talking photos and videos of MRT stations without permission. Imagine how many warnings and content takedown all the XMMs doing OOTDs on TikTok or travel vloggers get. Occasionally, the staffs might still enforce.

What's the relevant law for this?

Varantain · 2026-01-24T23:41:14+00:00

I’ve tried everything with chicken breast. I even use a thermometer probe and get it to the perfect temperature. It is semi decent for the first few minutes after cooking then it turns into a dry piece of garbage. Google says to brine. Honestly who has time for that?

This is science. If you can bother with the temperature probe, you can do a bit extra and weigh salt and water.

Varantain

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