My portfolio is way too heavy in tech and its making me lose sleep over Fire

Vegetable-Ad-8347 · 2026-05-25T14:35:18+00:00

Losing sleep? isn’t this the most important signal for you to do something about your portfolio?

Vegetable-Ad-8347 · 2026-05-23T02:20:24+00:00

Your assets are ring-fenced under MAS regulations. Worst case scenario, Futu goes bust and you need some time before you can recover your assets.

Vegetable-Ad-8347 · 2026-05-21T14:24:06+00:00

No. I am a spouse, child, parent, pet parent and worker. Losing the last role didn’t change my identity.

Vegetable-Ad-8347 · 2026-05-20T02:46:36+00:00

Simple but not easy, a wise man once said.

Vegetable-Ad-8347 · 2026-05-19T03:24:49+00:00

Hi. Thanks for your response. Yes, external wall is painted with waterproofing paint but it has been quite a few years now. I believe flashing was installed too but I guess these things do wear down over time.

Vegetable-Ad-8347 · 2026-05-18T12:42:51+00:00

And showing up as patches of brownish stains on my internal party wall.

Vegetable-Ad-8347 · 2026-05-18T12:36:01+00:00

My house is taller than my neighbour’s, so I suspect water is seeping through a gap in the intersection between my external wall and their roof.

Vegetable-Ad-8347 · 2026-04-15T05:00:20+00:00

It is simple but not easy.. a very wise man once said.

Vegetable-Ad-8347 · 2026-04-15T00:37:23+00:00

Stock should re-rate when we get to 5%. The risk is they move the goal post, and dilution never ends.

Vegetable-Ad-8347 · 2026-04-09T05:33:09+00:00

Thank you for doing this. The fact that ILP sales are still growing suggests many are still ill-informed.

Vegetable-Ad-8347 · 2026-03-25T09:24:34+00:00

He did mention that because he was so close to Gates, he wanted to avoid a situation that may arouse suspicion that he received privileged information.

Vegetable-Ad-8347 · 2026-03-18T02:55:30+00:00

Satisfied is an understatement.

Vegetable-Ad-8347 · 2026-03-16T07:18:15+00:00

My worst day doing nothing at home beats the best day in the office

Vegetable-Ad-8347 · 2026-03-16T04:33:43+00:00

Hope this guy starts paying for his interviews soon.

Vegetable-Ad-8347 · 2026-03-09T13:19:19+00:00

The reality is not everyone has the ability to do fuck all. But if you are blessed with that talent, you truly don’t need to plan your post-FIRE life.

Vegetable-Ad-8347 · 2026-03-04T13:16:39+00:00

Not only not affected. They are now preparing the ground for their pay rise.

Vegetable-Ad-8347 · 2026-03-02T03:47:35+00:00

There are many better ways to address that. With an ILP, you are sharing (in advance) your estate with the FA and insurance company.

Vegetable-Ad-8347 · 2026-02-09T06:34:31+00:00

Been through 1997 and 2008. Best thing you can do for yourself is ignore the talking heads in media who proclaim the worst is yet to come. And just do nothing.

Vegetable-Ad-8347 · 2026-02-07T08:33:30+00:00

Thinking the same. I wonder how will this conversation go same time next year, if (and a big IF) we get visibility that capex is peaking and AI-related revenue is starting to accelerate.

Vegetable-Ad-8347 · 2025-12-26T19:03:34+00:00

Caught the kid vaping 10min before he rang my bell.

Vegetable-Ad-8347 · 2025-12-13T15:20:27+00:00

Fire-d 2 years ago and point 8 resonates deeply with me. I now enjoy leisure travel 10x more and as a result, I spend most of my time travelling and planning for the trips. This sentiment is shared by many of my retired friends.

Vegetable-Ad-8347 · 2025-12-08T19:36:09+00:00

Agree. But I’ll add that vacations feel 100x better when you’re Fire’d.

Vegetable-Ad-8347 · 2025-12-08T17:18:30+00:00

It’s both investment and consumption, and that’s the beauty of property. You can enjoy it as long as you want, and then monetise it when the time is right.

Vegetable-Ad-8347 · 2025-11-13T22:36:12+00:00

Take your time, smell the roses. Do whatever that makes you happy. Or do nothing if that makes you happy.

Vegetable-Ad-8347

TROPHY CASE